 My lease ens in April, so I asked my landlord today if I had to renew it.She said : No, its month to month.? |
| She said the rent is going to stay the same. But I am a little confused. I never received a lease renewal letter.Shouldnt I get at least some kind of papers with the new terms of this new agreement? C... |
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 How do I get someone off of a deed to the house? I pay the mortgage but the deed has both our names. ? |
Dumb move I know
Additional Details
I'm the only one on the mortgage. My income is the strongest so I'm the only one responsible for that. The only thing their name is on is ... |
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 What does an acre of land sell for in your area? |
Additional Details
Please tell me where said acre is located.... |
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 Can rent on a lease be increased during the lease? |
| I have a 2 year lease with 9 months left on the lease. The landlord has sent me a letter stating my rent will be increased. There are no provisions in the lease (I have read it carefully) which give ... |
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 Renting a house from private owner - what if they pass away? |
I apologize for how rude and brash the question is, but there's really no other way to ask.
My boyfriend and I are looking into possibly renting a home from a older man (in his 70'... |
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 What do think they mean by this? |
'has an open plan kitchen/lounge diner, bay window to dining area'
... |
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 I'm going to sell Real State Sales soon... any advice??? |
| I'm terrified about selling, but I know it will be something good for me... I want to meet people and be successful at it... any tips?... My main goal is to be great at it so i can do it full ... |
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 My landlord didn't gave me or let me sign a contract room rental agreement, am i free to move out anytime? |
| I have been having problems with my landlord, He doesn't gave/ let us sign any contract <room rental agreement> and he told us we've got to find another place to stay, so now we ... |
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 Name not on mortgage or deeds uk... pls help? |
| Hi there, Me and my partner bought house 3 years ago and as I wasn'tt 18 yet my namecouldn'tt be placed on mortgage etc.. we bought house together.. I have paid alot more than him, (hes ... |
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 If value of home drops am I still liable on the outstanding mortgage? |
| What if the value of my home drops? Am I still personally liable on the outstanding mortgage? I heard that you could hire a real estate lawyer and actually reduce the outstanding loan to the lower ... |
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 Will this be a good time to buy a house, since the economy is doing poorly? |
| I'm looking to buy a house, I was wondering will this be a good time since the bank wants to get rid of them.I have no credit. What are the down payments I can expect if I was going to buy ... |
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 Why are landlords pains in the a's? |
First of all, I want to comment on alot of what I have read on here from different landlords answering questions...
Rent being a fews days late, no going past your late rent fee... why ... |
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 After closing on a house - Is it mine? |
| Buying a HUD home, Closing to tomorrow...After I sign..Legally I can go ahead and go in, right? or do I need to wait a day?... |
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 Do you think alot of people are in foreclosure because they lost the "fitting-in" game that is America.? |
Seriously, I bet the majority of people who are in foreclosure are in it because they bought their house out of social pressure (explain later) and the need to fit-in.
Social pressure is a ... |
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 I want to move to the South, from Pennsylvania? |
| I've posted a simular question here before and received mixed and vague answers. I live in North Central, Pennsylvania and want to move to an economic hotspot in the South to better my family�... |
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 Question about a home morgage and interest.? |
| HI, I am thinking about getting my first morgage, and I am confused. My broker says for the first few years I will be paying mostly just interest, and over the course of the loan interest will ... |
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 What is a resonable counter offer? |
| We are selling a duplex in Anchorage, AK. It has 5 bedrooms/2 baths, 1900 sq. ft, on a 9,000 sq. foot lot. We are asking $292,000. We got an offer for $272,000. That is too low for us to accept, so ... |
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kylemesa | Whats the hardest part of getting a Mortgage? |
When shopping for a mortgage, what was the hardest part / worst part of YOUR loan process? |
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dm_dragons
 |
I'd guess the down payment.
After that it was the mortgage payment - they seemed to think it was too high, yet it was only $20 more than my current rent?!?!
After that it would probably be debt ratio. |
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intelbarn
 |
Debt ratio and everything that goes into it (income/credit check/etc).
Typically, if it is your first mortgage they will want to see proof of financial assets (savings accounts, 401k, etc) as well. |
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bidia
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oh my god. everything. finding a good bank that will not rip u off |
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DrGonzo44
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avoiding anyone here that offers their so-called "lending expertise" mostly brokers that have ran out of people to screw on refinancing |
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phkenphun
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I would say the hardest part of the mortgage is your credit check and proof of income to qualify,the worst part of the whole thing is sitting thru the closing knowing everyone there is ripping you off,(you pay for everything,including for them to sit there and smile at you) |
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stuffy
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Getting my lender and real estate agent to call me back, but the worse was at the point when you finally get someone to "take" the loan and they give you a list of things you have to do before they approve you (mine wanted a written letter from my landlord after Katrina and everyone was out of state) |
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owensb01
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the hardest part is getting straight answers. My mortgage payment was $750 when I was talking to my broker. When my first payment was due, it ended up being $925..
My advice, get rich and pay cash for a house. It has to be a million times easier. |
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ca_loanofficer
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Finding an honest loan officer who truly has your best interest in mind. Once you accomplish that everything else will fall into place : ) ca_loanofficer@yahoo.com |
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O Jam
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I am a loan officer, so I am not supposed to tell you this. you need to elimnate your closing cost as much as possible. Some banks & LO's carge you out the ying yang because people don't know any better. The best item to do is go to a few banks, but do not let them pull your credit. Each inquiry causes your score to go down and ultimately your rate will go up. Thier area few good mortgage companies out there, but most of us are loan sharks...sory but it is the truth!!! |
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