 In what order do you do things when moving house? |
I don't know yet if I want to move because I don't know if there is anything I want to buy. If there isn't, I will stay put.
DO I:
1. Put my house on the market A... |
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 Who is responsible for this damaged wood? Renter vs. Owner? |
| We rented an apartment and the railing on our back deck is made of dry rotted wood. When we moved in it looked pretty good. The wood is so dry rotted I could stick my finger through the wood. T... |
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 Is it insulting to offer $170,000 for a home listed for $189,900? |
The seller is very motivated, and the house has been on the market since August 2007. However, it has been reduced to $189,900 from $209,000.
what would be an acceptable offer?... |
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 If you have sold? |
| your house, how long did it take for you to sale?... |
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 Where is the best state to live at for a family of 4 or single? |
| (first of all I live in Va. and it suckS) I want to go 2 a place that is not a commonwealth state. and taxes is not high. and resonable of the cost of living. need some help ... |
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 What is the highest your credit score needs to be to get a mortgage loan? |
| I have been trying to get my credit straightened out for a month now and I was wondering how close I may be to actually getting a mortgage loan.... |
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 Landlord altered lease after I signed it. What can I do? |
| Yesterday my wife and I signed a 4 month extension to our rental lease on our apartment. Later that day someone taped a copy of the lease to our door that had been altered ($50 dollar increase to ... |
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 What do you consider the one factor most important to selling a house? |
| Everyone has a different idea of what sells homes and what it takes to sell a home. Assuming there are buyers out there, how do you reach them and what do you emphasize. What is the key motivator ... |
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 Which is a better deal?!? |
I'm moving and I'm so short on money...
I'm going to be the only one living here, so I don't care if I have to live in a studio! lol.
Tell me which you think would be a ... |
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 Can I refinance with a big cash out if I'm in between jobs? |
| My home is valued at 365K. I have 88K of the original loan left on the house. I'd like to refinance the balance and take a cash out in the amount of 190K on top of it. I have excellent credit ... |
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 Would it best if I was to send my mortgage company a notarized letter stating I no longer wanted my home? |
| or should I just let well enough alone. I want to do what is best for my credit. I am truly hoping I can sell it to someone.... |
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 Is there anything we can do, or are we just SOL? |
Question: Is there anything we do or are we just out of luck?
Situation:We live in an apartment, on the second floor. Our apartment is completely enclosed, meaning that even the stairs to ... |
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 Condo being sold Overpriced... HELP? |
I am probably overracting, but let me know what you think.
My mom had a vacant (clean) condo on sale for $169,000 in Southern California. She received an offer for $177,000 and the buyer ... |
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 Who should I talk to about advice for buying a house or condo? |
| Do you think Bankers would give me sound advice, are there home loan advisers. I want to own my own home, but I honestly don't know where to start.... |
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 Can I refinance if I owe more then my house is worth? |
| I own a townhouse in boca raton and owe 295,000. The market value is less then the 295,000 that i owe. Is there anyway I'd be able to refinance? I have a credit score over 700 and a good job but ... |
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 Is it OK for me to spread broken glass on the basketball court at my apartment complex to keep people off of i? |
| These ghetto thugs from miles away come to our peaceful apartment complex and play basketball and i'm afraid they will ruin the neighborhood and start shooting people and dealing drugs and ... |
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Tim | When I apply for a mortgage can the lender find out how much credit I have with other lenders (on cards, etc)? |
Additional Details
And do they know how much you're paying back a month?
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athena9980
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yes, mortgage lenders pull your credit report and can see your debt to income ratio and from there they can decide if they want to lend to you or if they do how high your apr is going to be and your payment. if you have a high income to debt ratio you have more debt then what you make in a month you may want to pay off some of your high apr cards to lower it. |
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nosy old lady
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Yes! |
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abutterfly2k2
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yes! they do a credit check and every credit you have or applied for will show up. it will tell youor balances and if you have missed payments etc. so even if you do not put a debt on your application they will know. |
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richardwales79
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Yes the mortgage company can get a copy of your credit report which will detail your outstanding credit agreements. |
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Rachel H
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I think so. I applied for a loan a while back and she recited off all my other lenders....scary thought eh? |
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mortgage help
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they won't know how much you've paid each month, but yes, they will see all of your outstanding debt that shows on your credit report. |
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welsman1
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Yes they do it automatically as all lenders register their customers details, loans payment history etc and share the data. You can go on line and buy a copy of your own report from someone like Experian. Legally it has to be available to you so you can change anything that may be wrong. |
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geno
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yes! |
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Doogie
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Of course they can and they will. Finding out your debt to salary ratio is part of how they decide to lend to you or not. |
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CLAIRE S
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Yes they can
BUT
i got my own one and it was a few weeks out of date so you can say that was a small window of bad debt. although lying is fraud |
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