 How nessesary is it to get a mortgage pre-approval if it is not your first home buying? |
| Our house is for sale and we want to start looking for a new one. I know 1st time buyers should get a mortgage pre-approval before looking at houses, But if this isn't our 1st house, how ... |
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 Can I still sell my house if I have a mortgage? |
| I bought a house a couple years ago for $213000...it was appraised at $215000...we have two mortgages to cover the whole $213000...If we were to sell our house for $210000(housing costs have actually ... |
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 Real Estate Question? |
I have 48 acres located in Webster County West Virginia. 46 acres are timber, and 2 are field. I own the Oil, and Gas rights on this property.
I've been trying to sell this land for ... |
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 HELP!!!! I just signed a month to month lease, the apartment is terrible. How do I put in my notice to vacate? |
Wait till my next rent payment or turn in as early as now?
The apartment was not ready to move into when the first told me it was and rented to me. I had at most luke warm water for the ... |
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 I would like to know if it costs anything to put your home on the market to be sold? |
| Also, we were considering doing this through Keller-Williams Realty. If you've ever dealt with Keller-Williams, what was your experience(Good/Bad)?... |
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 Is There A Mortgage Available For Someone Like Me? |
| Here is the situation: I am currently living at home with parents. I am not a home owner and I do not have my own property. I am looking to get my foot on the property ladder and purchase my first ... |
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 Financially, is it better to pay off my car or buy a condo/townhome? |
| I have a year of car payments left. My apartment lease is up in May. I can pay the car off soon, or keep those savings for a downpayment on a condo/townhome. I'd essentially just delay paying ... |
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 How Do I get out of an apartment Lease? |
| I signed for a lease last night and I went back in the area today and seen it was a really bad neighbor hood. Since I have not moved in yet, and not even gotten the keys, can I get my deposit back, ... |
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 What does a Realtor really do? |
| My husband and I recently put an offer in on a house. The realtor that we used is really rubbing me the wrong way! The market here is VERY slow and he is overly desperate for the commission which I ... |
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 Is it a good time to buy a house? |
| I am in NJ. It looks like house prices have come down a little (nothing drastic). Meanwhile interest rates are not going down. Should I postpone buying a house? How can someone keep track of how ... |
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 Can my rent be raised if I am in a lease.? |
If the owner of the shopping center sells his property can the new owner raise my rent or make me leave to tear the building down?
Additional Details
The building hasnt been sold yet but ... |
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 I am moving out for the first time in 3 weeks time, im nervious as im frightened ill go into debt |
| i feel i can afford to move out but im worried i wont afford bills n stuff. my friend is moving in with me. any hints or tips to stop me worrying on how to manage my money and bills better??answers ... |
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 I am on a 3 year rental deal just and wish to buy, can any percentage of the rent be used as my deposit? |
| i wish to purchase the property which i have just started renting, can any percentage of the rent be put towards my deposit from my ... |
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 Why do lower income neighborhoods have crappy lookin lawns? |
the grass is dead in the summer. weeds grow up the sides of the house and over the sidewalk.
Not all houses, but most of them.
Don't they have pride in their property?... |
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 Mortgage help for a first time home buyer? |
| I am looking to get out of renting, and my lease is up in almost 3 months. (end of Dec). Question 1. When should I start looking for a mortgage, to be preapproved or prequalified? Question 2: what ... |
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sara a | When buying a new home, how much does the down payment have to be? |
I've heard some people say that it has to be 20% of the cost of the home, while others have said it can be any amount so I'd appreciate a definite answer! Thanks! |
 |
 
JAY
 |
If you find a home you like and decide to buy it. The bigger the down payment the smaller your payments will be so you have plenty left for other needs. |
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d_a_truckergal
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Depends is this your first house and have you been approved and have good credit. Um if it's your first home you can ask about a EFH loan which you pay nothing it's gift funds from businesses to help first time buyers. everything is included you just have to have certian things insured. don't go with Country Wide to get a loan we have had problems with them .. Um i'm accually trying to sell my house and buy a new one. but if i do i would have to put 5% down which depends on the price of the house your looking at. if it's under 100,000 thousand. and like 69,000 i'd have to put 5 to 6 thousand down. . um insurance places said it's cheaper to get a house that has a detached garage verses a attached since it's a fire hazard . um but look at a EFH loan.
good luck shop around for better loans and programs that help pay for stuff. that is included. plus if your single it's different then if you were married . and depends on your age.
Good Luck |
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corezink
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20% is the normal amount but it can change according to your mortgage broker or bank. They set the amount. |
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Lance
 |
It depends on what your finance provider requires. |
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mortgage help
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You can do nothing down, and have the seller pay your closing costs on top of that. Whatever works best for YOUR situation is what the down payment should be. |
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Brian Da Dog
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It depends on the lender and the type of loans. Standard is 5%. To avoid PMI you would need 20% |
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oh no!!!
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Usually it is 20%....but if you repossess it is just take over the payments....call a realtor...they're in the yellow pages under real estate...or realtors... |
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Five Stars Mortgage
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There is no hard and fast rule. Many people put 0 down. Traditionally it has historically been 20% down to avoid the private mortgage insurance.
there is a buyers toolkit at http://www.fivestarsmortgage.com/buyers-toolkit/ where you can real lots about the home buying process. |
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Todd L
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20 percent for conventional loans. However there are many zero down loan options such as FHA and VA loans. If those are not available to you, there is a "combo" loan most lenders use to cover the 20 percent down. In a nutshell, it ends up being a second mortgage, usually with a higher interest rate. |
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