 Will you buy a house which has number 13 in it's address? |
| Considering the house is in really good condition when compared to others on market, will you NOT buy it just because it has number 13 in its address?... |
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 Renting an apartment,but are gonna be out of the country for 2 months? |
I'm going on to Europe for about 2 months or so.
I am allowed to NOT stay in my apartment,
as long as I am paying the rent,it doesn't matter if I am actually staying there,right?<... |
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 Hi, we are renting a flat in a building with 5 flats. Each flat has its own door,? |
but there is a communal door that we enter the building through.
Tenants in the building tend to slam the communal door and their own door also. It is really loud and disrupting. They slam ... |
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 (UK only) is it legal to buy a piece of land then live on it in a caravan? |
| some people manage to do that, but I also heard that the rest of us can only do it with planning permission, which they don't give unless you're building your own house on the plot of land ... |
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 My Real Estate agent wants me to write a good faith check for a house I want to make an offer on.? |
| Is this common to write a good faith check,He was standing his ground and did not want to make the offer without the good faith check.Shouldn't he atleast grant my request,to see what happens,a ... |
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 Landlord illegally subletting housing association house, now faced with eviction, help!? |
| My fiance and I have been privately renting a house for 3 months now, and 3 days before christmas, a lady from a local housing association knocked here and informed us we were illegally subletting ... |
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 Is it ok if i i move into a bad neighborhood? ? |
| im 23 never been on my own. i always wanted my own place. ive been accepted to move in an section 8 apartment. they told me i can move in this sometime this week. i really want my own place. ive been ... |
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 Applying for a loan for a second house.Can I put in the presumed income I will get renting out my 1st home? |
| I own the home I live in right now. If I want to buy a second home to move into and rent out the one I am currently living in, how would I show this on a loan application? Currently my home ... |
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 What do financial people think will happen to house prices? |
We are thinking of cashing in our savings including ISAs to buy a second home, due to the dreadful savings rates. We would use the second home as a holiday home, would not want to rent it out.
W... |
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 How do I evict squatters? |
| My grandmother passed a year ago. My brother and sister and I were the only living heirs to her estate. The home is still in probate, with me being the legal representative. My brother and his wife, ... |
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 Do you think offering 200k will be considered? |
| this house has been for sale for about a month (in Michigan) with the economy being so bad and houses not selling, I was wondering do you think the seller would expect 200k cash offer. Well, would ... |
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 How long before I can reapply for a home loan? |
| I was recently told because of two items on my credit report that I would not be able to get a home loan, they said once they were off, to reapply. If I pay them off next week, could I reapply then, ... |
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 Does anybody has tips for first time home buyer who has filed bankruptcy? |
| I am in the market for a new home and earn 30k a year i live in the state of illinois.... |
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 Will my house price decrease by turning a small bedroom into a bathroom? |
| I have recently purchased a terraced property where the bathroom is downstairs, upstairs there is 3 bedrooms although one is quite small and located off the main bedroom, if I turn this into an ... |
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 Does a washer and dryer typically stay with the home when you buy a house? |
| the realtor said he was gonna ask if the owners to leave the appliances. does this include the washer and dryer? he really only talked about the kitchen appliances so i was ... |
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 I was mislead by my realtor was what they did illegal? |
| I recently entered into a contract to purchase a home. When we made an offer my realtor talked me into raising my bid because she said there was already one offer being presented at the same time as ... |
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 My apartment lease forbids installation of air conditioning units? |
| Does this include portable air conditioning units? There is no installation or change to the walls or windows. Electricity is included in my rent.... |
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 Is it possible to buy a house on benefits? |
I have heard that it is possible to buy a house on benefits, is this true?
Additional Details
My rent is £825 per month. Housing benefit pays £700 of this leaving me a short fall of £1... |
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 Are you worried about not owning your own property? |
Hi
For those of who who aren't on the property ladder yet do you worry about not owning your own home?
I worry because i'm 26 my boyfriend is 27, we have a baby and ... |
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MissEssex | When buying a property, is it cheaper to pay for a survey by a surveyor recommended by yur mortgage lender? |
or would you save money by arranging for one to be carried out by a surveyor advertising on the internet? I just want a home buyers report, not an in-depth survey.
Additional Details
Patti T, the seller definitely doesn't pay for the syrvey or homebuyers report! Not in the UK at any rate! |
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GIGGS is OO7
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the mortgage company will insist on using their own anyway |
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Quorlia
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Quite possibly not. Your mortgage lender may well get paid a commission or introduction fee by the surveyor in return for the recommendation. Shop around - and if your mortgage lender has a "non-approved surveyor" fee (or similar) make sure you include that in your costs! |
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texcrazyhorse9
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Call around and get pricing from surveyors. They are often cheaper and faster than the one recommended by the mortgage lender. Also, see if there is a licensing board in your state that will allow you to see if they have complaints lodged against them. |
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gtofinancial.tomvoli
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It is rare that a mortgage broker will add anything to this fee and in fact may be getting a discount for you based on the regular business he does with the surveyor. It will also insure they get the report from an approved surveyor. Let the mortgage lender handle it.
Here is some additional info. Hope this helps. |
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brian l
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Go independantly. They could be in it together and you may get the wrong advice. Look up yellow pages and select three and whoever you think sounds the most honest, go for it. |
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Steve
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i used the mortgage company's own only because it was quicker and all in house so eaiser too
think it cost £160 and that was 2 months ago |
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joanna b
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I've found its not much cheaper, they all charge a similar sort ofrate. They all say the same thing as well, there such a pain |
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Surveyor
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It really isn't a very good idea to shop surveyors by price. The cheap ones usually do so many in a day that they can't possibly be doing them correctly or even within legal standards. Usually, a title company or closing agent uses a certain surveyor because they are the least expensive. It is very important to have a correct survey. The lender and title insurance companies require a survey to verify improvements and to make sure that there are no physical or legal encumbrances on the property's title. |
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Patti T
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a home buyers report and a survey are two completely different things. I would beware of anything the mortgage lender recommends though because they may get kickbacks for recommendations. I wouldn't bother surveying until you decide to buy, then the home seller usually has a survey done. |
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chellby
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I recently purchased a flat, and my solicitor delt with all surveys and such. But I know it was the mortgage lenders who did the final survey. Mind you, it was a new build, so not sure if that makes any difference to what surveys need to be carried out! |
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GOLDILOCKS
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You will have to pay for the building soc. surveyor & your own as well if you want that !
The bs will only accept their own surv report ! |
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