 Will someone explain to me about the morgage co. problem? |
| Why are the morgage co. in trouble. Laymen's terms please. When you get a loan, don't they have to pay for house and you pay them back? Why are there so many foreclosures?... |
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 Please this is urgent!!? |
| we are selling our house and i need to know, if we are selling the house for 250,000 and the real estate gets 6% then how much money does she get?... |
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 Do I need another home appraisal? |
| I had my home appraised Feb. '06 and took out a mortgage. (the home was paid for) I now need additional monies and want to get a HELOC (home equity line of credit.) It's been exactly one ... |
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 How to make sure my son in law does not kick me out of house? |
Additional Details
I am moving in with my daughter and son in law. I have also agreed to pay some money down on a new home. I just want something in writing that if something were to ... |
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 My landlord is trying to show the house while i am a tenant can i say no? |
| My landlord told me she was selling the house to her sister and come to find out its up for sale and now they want to bring people in my home to view the house i am very very upset with this and i ... |
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 Does anyone else love their landlord/lady? |
| We have the most lovely landlady! She's so laid back, but when something needs sorting she's straight round to help out. The rent is cheap, the house is lovely and the area is perfect. I ... |
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 Moving into an apartment for first time. Tips? |
| I am moving out of my parents house and into an apartment with a friend. I have lived on my own before (during college) so this is not a "brand" new experience but living in an apartment ... |
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 Is it illegal to allow tenants to live in an apartment without a stove or fridge? |
| We rented a house for $1,200.00 a month and were promissed a working stove and fridge within 2 weeks after we moved in. Every month we asked the landlord when we would be getting them, even ... |
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 What can happen if I'm renting a home without a lease agreement? |
| I'm leaving with my parents, my father is in the hospital and I'm unable of making the rent payment at least for 2 weeks can he evict us?... |
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 What should a put in a letter to decline someones offer on our home? |
We are selling privately and some people gave us a offer for our house that is outragous, 36,000.00 less than our asking price. When our house is FMV. We were asking 209,000.00
They stated ... |
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 How should I apologize to my landlord? |
| There have been a series of unlucky events which have resulted in my ticking him off: lease issues, repair orders, car's battery died. Tonight, Christmas Day, at 11 p.m. I had to buzz him ... |
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 Will buyer agent know if we buy a house with another agent? |
| we don't like our buyer agent in virginia, but have an exclusive contract with him. He is all about money (a long story), but we did not tell him the reason why we stop looking with him. Will ... |
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 Did you know when your house gets taken from you? |
Our house was repoed by the finance company. And when they sold it for less than our loan was for. The diffrence is concidered income and you have to pay taxes on this amount!
You get something ... |
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 How soon after you have been offered a house would you start packing? |
| Been offered a council place and hoping to see it on Tuesday inside but it looks ok. Dont have a moving in date yet - should i start packing or wait?... |
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that g | When renting out your home, can the tenants switch all utilities to their name? |
we're in los angeles, and instead of billing the tenants, i'd rather they switched everything over to their name. power, water, trash, gas, tv, phone--everything. can that be done or do i need to keep it in my name since i'm the owner? |
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rwa000
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of course you can and better, if they default you are liable |
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justkrisi
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Yes!!! Don't EVER leave utilities in your name or it'll be your bill |
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gafpromise
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You would have to do it, not the tenant since it is your name on the accounts. They would not be able to do it for security reasons. And yes you should definitely do it. You should just disconnect the phone and cable though. Those are optional and the tenant can choose whether to have them connected. |
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golferwhoworks
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yes they should pay all their bills and not have you collect from them |
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pomlover
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when you rent out your home, you SHOULD have them switch all the utilities under their own name. That keeps you protected, in the event that they don't pay, it won't be in your credit records, but in theirs. |
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goz1111
 |
In general it’s a very prudent thing for landlord’s to require the tenant to switch all utilities into their names, that said, certain utilities such as water/trash they may not allow the transfer or if they do they will place a lien against your property if the tenant does not pay, for those its sometimes better to keep them in your name and properly incorporate the expense into the rent |
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Michelle J
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Of course they can put it in their name. That's preferable, because if it's in your name, your credit gets ruined if they don't pay it (or, you end up paying it whether they're reimbursing you or not - yuck!) |
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Pax
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The industry standard when renting your home is that all utilities be in the name of the renter, not the landlord. As stated by many before me, you will not be liable for the expenses they incur and all financial activity will be reflected on their credit reports, not yours! |
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Janice M
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I am a licenced Realtor in NJ. But as a landlord in any state..you should ALWAYS get your tenants to switch all utilities into their own names! |
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nana
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You have to put everything in black and white and with signatures. It is good to have legal representation. |
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chatsplas
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What does the lease say?
If tenants are responsible for paying utilities, get them in their name ASAP. You don't want to be responsible fo their bills. Call the utilities NOW. |
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