 Is this the best time to buy a house? |
with the housing crisis and the economy crisis,some people have told me that i should wait on buying a house....any ideas
Lorenzo
http://welcometoinsuranc... |
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 I will be buying my first house this spring... ANY ADVICE? |
Hello, and thank you for checking out my question.
I will be buying a house soon and would like to hear any helpful advice you may have to offer. Your answer can relate to any aspect of ... |
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 If you see a "For sale" sign for a house...? |
| can you then just grab one of their flyers, call the agent and schedule a viewing (without having an agent myself)?... |
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 Baby on the way, housing? |
| we are currently living in a one bedroom flat with our 3 year old daughter, we have another baby on the way which is not due until the end of july. does anybody know when we can apply for a bigger ... |
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 Rent apartment or mortage payment>? |
| you will never own a apartment, but you own you home one with equity input.like this example your apartment are $1200 month, and you find out that you payment that you was making on apartment will be ... |
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 At 18 years old, can you rent a decent car? |
AT 18 years old, can you rent a decent car?
Additional Details
Thanks, although me planning on attending MSU... freshmens can not own a car so why buy a car just for the summer?... |
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 Can our mortgage company require us to go with their insurance company? |
| We are in the process of trying to refinance with a new mortgage company. We currently have homeowner's insurance through Farm Bureau Insurance, as well as boat, automobile, and life insurance. T... |
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 What options do I have if I cant afford my mortgage and the house just isnt selling? |
| We bought a house last August and have been trying to sell it since December. No-one seems interested (the house is a little unusual). We cant afford the mortgage (which is one of the reasons we are ... |
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 For loan advice. Is fix or adjust. rate better for me? |
| My loan penalty will be over in Feb.2008, from fix at 10% for $5292 a month, after that it will be adjustiable rate. I can't refinance for lower rate because of self employed and low credit ... |
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 What would you change about this house? |
Okay please take the time to look at this:
http://www.visualtour.co
It's my aunts house and she's trying to sell it and can't ... |
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 Should people who bought homes they couldn't afford be "bailed out"? |
| Does anyone really think it is a good idea to give these people a break. When I sign a contract I am sure that I understand it fully. If I don't understand it I hire a lawyer to translate it for ... |
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 What is a "reasonable" amount for a RENT INCREASE? |
| I am a landlord and have good tenants. with the unbelievable climb in the price of gas , my expenses have skyrocketed this year and i have no choice but to impose a big rent increase on my tenants. M... |
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 Should we buy a house with my mother? |
| We are in our thirties with one child, and are thinking about buying a home with my mother who would have her own "suite" with a bedroom, bath, private entrance and living room. With her ... |
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 What do you guys think about lease-to own...? |
House?
Is it worth it? i am thinking about it....what should i watch out for?
and where can i go to find this kind of program? fannie mae, 21 century real estate??
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 Have a problem with landlord. Any legal help would be appreciated!? |
| When first moved into apartment owners husband said it was ok if we broke our lease to buy a home. Now he states that since we are not purchasing one from his wife (a real estate agent) then he wants ... |
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 Question from a first time home buyer? |
| I plan on buying a home in the Sacramento area in about a year. I currently have a student loan for about 26,000 with an 8% interest rate. Am I better off asking for extra money on my mortgage to pay ... |
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khaliaskweli | When u rent an apart. you give 1 mo. rent and 1 mo. sec. So that means that the 1st month is paid 4. right? |
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rhsaunders
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Yes. Rent is normally paid in advance. |
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sissy
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yes ,some people ask for the fisrt ,last , and security |
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The Naughty Scotsman
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Usually it will take 90 days for a landlord to evict a tenant who refuses to pay rent, hence expect your upfront costs to equal roughly three months worth of rent. Security deposit can take it beyond that, sometimes. |
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cutesensiblechic
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yes, that is correct. you generally pay first month's rent and an additional month that is used for your security deposit. if you haven't found anything yet, to be fully prepared, i'd have 3 months worth saved upfront. you can use 2/3 of it for the initial deposit, a portion of it to have the electricity cut on (you might need a deposit for that, too), groceries, and other odds and ends you may need when getting your first place. good luck! |
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mama3
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Yes. It means first and last months rent are paid for. The last months rent is in case you skip out on them then their not short on rent. It also could be for damage deposit. |
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§☺ĻĻŷ
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When I was a landlord (last year,) I was legally allowed to ask for the 1st month's rent, last month's rent, and a security deposit equal to a month's rent as necessary requirements before move-in occured. Don't think I didn't ask for it, either.
A landlord who wants 1 month's rent and 1 month's rent as a security deposit trusts that their tenant won't trash the place, and that they'll give sufficient notice upon moving out. Sufficient means "ample time for the tenant to vacate and tidy the premises in time for the next tenant." Frankly, this is a naive landlord.
Rent of this sort is traditionally paid in advance.
Also (in CA,) a landord is responsible for returning 5% annually on all monies held for rent/security, so if you are a renter you may be entitled to interest that your landlord is earning on your money. |
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FastDyna
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If you received a lease for this rental, it will show you when your first rental payment is due. (and the date when subsequent payments are due) If you did not get one, call your landlord. Sometimes people rent with 1st month and last month being paid up front. That would mean that you have paid the 1st month's rent. Due dates vary sometimes, too. You want to make sure you pay before it is considered late. |
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thatevilpooka
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You should really ask your land lord but generally speaking, you pay each month at the start of the month (or end of the month to cover the next month). So the one month rent you pay with the security deposit is the fee for the first month you live in the apartment. All of the apartments I have lived in worked this way. At the end, damages are taken from your security deposit and any left over money is returned to you. So the first payment of rent with deposit is for the first month you live there and at the end of that month you send your next months payment. I hope that wasn't confusing. |
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topgunpilot22
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some landlords make the "1st months rent" the rent for the month the apartment was empty and being looked at by potential buyers like yourself while the 1 month security is for any damages that you cause and don't fix before you move out.
so in theory if the person who lived in the apartment moved out and had nothing to fix and you move in a day or 2 later the landlord made 2 months rent for the 1-2 days the apartment was empty |
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Big Bear
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Not always. Sometimes the first month's rent is used as the last months rent. You have to ask the landlord. |
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