 Does wearing shorts and shirt in the pool affect the "health" of the pool? |
*The clothes are mostly cotton
*What about spas/hot tubs?
*In an apartment situation is it legal for one of the employ to kick you out of the pool just because you are not wearing a bathing ... |
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 A name for my house? |
I have just bought a new terraced cottage in a village and want to give it a name. My name is benton. any ideas?
Additional Details
I have bought a house on duke street and my name is ... |
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 Does a real estate agent really truly represent the best interests of a buyer? |
| Because usually both the seller and buyer agent get their cut from the final sell price, it seems like it's in their best interest to get the highest price so they each get a better commission. B... |
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 If my power went out while i was gone and food spoiled,should my landlord reimburse me for the food or...? |
knock the price of the food off the rent? The energy people came and fixed it temporarily but said it was my landlords problem.
Additional Details
The power company said we were still ... |
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 A house is refinance for $199,000 and the payoff is $159,750. What exactly is meant by "payoff"? |
| I was at a foreclosure training session and the speaker was speaking very fast and time was limited. He shared information on a real deal that actually took place. He gave the refinance amount, the ... |
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 Could a good Lawyer afford this price for a condominium??? |
$1,395,000=the whole price.
how much would it be a month?
and could a good lawyer afford it?
Additional Details
I want to live in a condominium Skyscraper in
San F... |
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 Landlord/Apartment issue...please help!!? |
| My boyfriend and I moved/rented a 2 bed/2bath condo for $864 a month in Tempe, AZ. His little sister had an extenuating circumstance with her roommates and needed to move in with us. Now my landlord ... |
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 Can I sublet my room without permission from my roommates? |
| I would like to move in with my boyfriend, and sublet my room for a year. The room would be a fully furnished sublet. I confronted my roommates about subletting, and initially, they were ... |
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 How far in advance do you go to the bank to begin a mortgage...? |
| I would like to know a proper or reasonable amount of time in advance of buying house that you go in and talk to a bank as to how much a person can borrow. I would not be looking to buy a house for ... |
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 Landlord Tenant Dispute? |
| I am a landlord and I am currently in the process of evicting a tenant. In a recent conversation with another tenant of the home I have been informed that the stove, the washer and dryer have ... |
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 What should I do about apartment security deposit? |
| I've been out of my apartment in upstate ny for 2 wks now, and I finally received my security deposit back, or a small part of it!! I put down $300 security deposit and only received a money ... |
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| Were to get help when we are behind 3 mortgage payments? |
| Im the main bread winner in the home and i've been out of work since febuary on sick leave my huusbands earnings are not enough to maintain all of our other bills plus the house payments so we ... |
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 I am being evicted from my apt. and my landlord is only giving me 3 days to get out.? |
| I live in Indiana. this doesn't seem like much time. Is this right? is this legal? thank you for your help.... |
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 First Time Buyer? |
| How is one able to do it in London? I don't have any savings... What advice can you give me on buying a house/flat in London with no savings?... |
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 Does your landlord have to provide heating and air? we've been w/out air for 6 days.? |
| My landlord doesnot fix anything when I moved in he was suppose to fix an addition the roof leaks and floods that room everytime it rains now there;s no air in La in late May come on.... |
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..... | When will everyone realize that poor people with bad credit should not buy homes? |
A large percentage of the subprime borrowers should never have even tried to buy the houses they are in and the sooner they all loose them to foreclosure the better off the economy wil be. Agreed?
Additional Details
Mortgage Loan Officer 15 years |
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Keep On Trucking
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Agreed.
There was once a day and age when "subprime borrowers" were called "renters." But the growing sense of entitlement and greed in our country has led to the current mortgage and housing crisis we're facing. I'll be surprised if the "recession" doesn't get closer to a "depression" before it's all over.
I agree that the economy needs to get through with correcting itself. But that will take a while and won't be pretty. We probably need a government bailout, but that's only going to reenforce the stupid decisions that were made to get us here. That's a better alternative than depression, though. |
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Gregorio
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The sooner you learn to spell lose instead of loose the better off you will be!
Sorry, pet peeve of mine ... along with people that have no idea what they are talking about!
FACT ALERT!
Depending on location, 10% to 23% of those subprime loans will default and go into foreclosure.
MATH ALERT
77% to 90% of those subrpime loans will, and are in fact, being paid on time.
COMMON SENSE ALERT
Giving people that otherwise would not have had a chance to own property was risky, but overall worth it. In the grand scheme of things this is a necessary correction in a market that was out of control. The foreclosures and dropping property values as a result, correct the unsubstantiated appreciation of property that was ridiculous. Market value can never be what no one can afford; in the past “market value” was an oxymoron unto itself.
Darwinian REAL Estate 101 … PRICELESS! |
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Niksmom
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I think that everyone has the right to own their own home. Predatory lending is the biggest issue right now. They were getting people into homes with a "teaser" rate, then 3 years or so down the road, these rates were resetting, contributing to the high foreclosure rate. There are people on the west coast who have 2 six-figure incomes who are being foreclosed on right now. We haven't even seen the peak of this yet because not all of these loans have reset. People just need to read the fine print on what they're signing instead of just signing something to get into a home. You really sound very cynical and negative. Do you really think that an increase in the foreclosure rate is going to do anything positive for the economy? It's not. It's going to cause home values to decrease and rent prices to increase. I'm not real sure what your information source is but you should really verify the information that you receive before you deem it reliable. |
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harlanuu@sbcglobal.net
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Even if the numbers are not bad, it is still bad for the community. If they can't afford the house, they CAN'T afford to properly maintain the house and its value. They will drive the neighborhood value down......... |
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Pengy
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Sorry but you are incorrect, yes there are about 23% of the sub prime mortgages are going into default or are at least 60 days over, but 20% of the prime are either in or expected to go in 60 days late, or foreclosure. |
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Tomk
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What mortgage company do you work for, so I'll be sure to avoid it? |
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rlloydevans
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You are taking a slightly incorrect fact and making a false question.
It is true that many people with poor credit used the so called "no doc" or "liar loans" to buy properties that were far too expensive than they could afford.
It doesn't mean that "poor people with bad credit" shouldn't buy a house. In fact a large percentage of the borrowers having trouble are in the $100K+ income range. Their problem is they bought $700,000 homes which they couldn't afford. What it really means is that people with their specific income and credit should buy what they can within the limits of their budget and ability to pay.
As far as the current homes, many of these people can avoid foreclosure if they work with investment counselors, real estate investors (as partners) or the lending banks themselves to find solutions.
That said, about 10% of the SUBPRIME loans in question involved people who have no way to pay a normal mortgage payment for the properties they bought. The sooner they get out of the situation, by selling, doing a deed-in-lieu of foreclosure, foreclosure or bankruptcy, the better. |
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endgame1915
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I would suggest you revisit your facts and verify the information before you use it. 77 to 90 % of subprime loans are being paid on time. |
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Leprechaun of Jupiter
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ummm homelessness is not good for economy. The sooner shady lenders are reingned in the better off we will be. And if the price gouching in energy could be controled then maybe fewer people would be in such dire straits because aside from the obvious cost of fuel for cars and heating nearly eveything costs more cause of shipping. Instead of attacking poor people loking for a piece of the pie go after the fat cats that are shoving that pie down their faces |
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foxylebanese
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when chickens talk
and pigs can lift their heads up high towards the sky
.............. |
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kno
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There is lots of $ to be made by offering a high risk loan only to plan on foreclosing on the property in the near future. The lender will acquire the down payment, the closing costs imposed, late fees for the mortgage if it lasts a short period of time. Here's the good part...the lender will get the property back and it likely would have increased in value over time. It's just like a rent to own 17" color TV for $29 mo for 36 mos. That is something VP Chaney would call a no-brainer. Anyway, the people that tried to buy the homes at least gave it a shot and tried to pursue a dream. That is called character and drive, and it take an adult to be mature enough to take a risk that may just work in their favor. What are you doing thinking about other peoples business anyway. You worry about yourself if you must. Also, that scenario would not affect "the economy ". In your context the "economy" is non existent. Your question really takes the cake as far as relevance goes. |
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oh laura
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When crooked/greedy real estate agents quit faking credit for them to do so! |
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