♥ Sparks♥
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You best bet is with a mortgage broker, they are saints when it comes to helping people get a mortgage. My husband and I never thought we would be able to get one, and our broker had us pre approved within a week. The most important thing is to be honest with them! Good luck! |
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CK1
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Check with a mortgage broker.... there are many deals out there... the interest rate may be high but the most important thing is that nothing is impossible |
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sharon h
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birmingham midshires help people with adverse credit history, the are part of the halifax bank. |
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JOANNE C
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You should check out the money supermarket website. If you do a search for mortgages you can complete an online questionaire and an independent financial advisor will be in touch with you to discuss your situation. You are under no obligation. I would advise to you visit your local banks and building societies aswell, shop around for the best deal!! Good Luck. |
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richardwales79
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Your best bet is going to see an independant mortgage advisor & explain your circumstances they will find something for you because they get commision & its in their best interest to get you a mortgage. Good luck!!! |
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Jen
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try a mortgage broker. they deal with all types of loans and company's. they will get you into one.
http://en.wikipedia.org/wiki/Mortgage_broker |
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TLauderdale
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I got mine with Nationwide. Poor credit history - first time buyer. Not really a poor credit history - but I don't have a credit history. Have you tried going to the Citizens Advice Bureau? |
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nelli
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doubt you will, but keep tryin |
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mortgage help
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Your best shot is fha...
read hud.gov website thoroughly, then find an FHA lender. |
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voodoobluesman
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It depends how bad your history is. I can't give advice without all information. I specialise in this kind of thing so let me know if you need any help. |
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Dilbert
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Most US state governments have an organization that gives low-cost mortgages to first-time home buyers with average income or less. Poor credit has to be explained. If you write an essay, explaining how you got in credit trouble, and why it's not going to happen again, you would probably be ok.
www.hud.gov might be the best place to start your research. It depends on which state you are buying the house in.
A typical interest rate for this kind of program is 5.75% for a 30-year fixed mortgage with a 20% down payment. If you want a zero down payment, you have to qualify for other state programs that work in conjunction with this one. There are some that even pay your down payment for you and then forgive that debt. It depends on your income and overall financial situation. Being a first time home buyer is a key factor in your favor. |
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mac
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Go to you realtor- they are the PROS in getting you the best mortgage and getting you approved. They deal with all sort of mortgage companies some of which will help you "improve" your credit and credit score before processing your loan---and their expertise is FREE. |
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honeybee
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try northern rock. they have a slightly higher interest rate but tend to give mortgages to most people. |
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nomad
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Good luck, wish you well |
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jes1brian
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you will have to rob a bank. |
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Prakash
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You can get a decent mortgage when you have a good credit.However I am a loan officer for last 5 years.If you are a first time home buyer, we have different programs that suits your situation with lots of benefits.We also work with people who have poor credit too.We will educate you step by step.Drop me a line to my email:I will be glad to give you more information.
ppandya_1@yahoo.com
Patrick |
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