 I rent a house on a month to month basis, without a lease. Am I responsible for maintaining and repairing? |
| The 10-year-old washer stopped working on Monday. I called the landlady about the matter and she told me I am responsible for getting it fixed. I was a little stunned since the washer isn't mine,... |
|
 Can i afford an apartment? |
| Can i afford apartment on 8.00 dollars an hour ? full time i live in mn 2... |
|
 Would you buy it????????? |
I am Christian...prefer other Christian opinions...
Hi,
How are you?
I need a little advice...
I am considering purchasing a fixer upper home in very good shape, only an ... |
|
 Can landlord raise rent? ? |
| hi my names Shawn me and my parents moved to this apartment (in Maine) about 6 months ago ( i'm 17 ) and the rent was 800.00 for a 2 bedroom well two months later my brother moved in with us ... |
|
 Whats the deal here? |
| I got a phonecall this evening from a telemarketer who told me that I had been selected to "win" $1000 worth of resort checks that are valid in several different parts of the world, if I go ... |
|
 I am looking for the very best real estate agent to sell my house. How do I find that person? |
| I live in the Austin, Tx area and our real estate market is not as bad as some of the other parts of the country. That being said...we will be needing to sell by May or June. I want to put it on ... |
|
 Does a above-ground swimming pool add to the value of a home? |
| We're thinking of getting rid of our 26' pool, but want to keep it if it will help whenever we decide to sell the house in a few years.... |
|
| A Messy Situation in Real Estate? |
| My father is getting ready to begin a huge home improvement project(i.e. renovation and restoration). However he has a huge problem. When my grandmother passed back in 1984, she left the house and ... |
|
 Should I require my new tenant to get renter's insurance? |
| I'm renting out my house for the first time. Should I put in the lease that I recommend they get renter's insurance, or should I require it? I'm not sure if that will scare them off. ... |
|
 Am I crazy for renting to family? |
| My husband took a new job which required us to move 2000 miles away. Our house has been on the market for sale for 60 days but we have had no offers. We have it reasonably priced but the market is ... |
|
 I bought a house not knowing it would be a money pit, need advice...? |
| I got a no money down loan w/ a low fixed interest rate on what I thought was a decent house. I planned to replace the wood siding this year as it is starting to rot from previous owners' ... |
|
 Can I terminate my contract with my realtor and buy a house directly from an agent that owns it?.? |
| Even though the realtor showed us the house, is it too late to just go directly to the owner who is a realtor also, and buy the house from her?, and will this save me money?. We have already put a ... |
|
 What would you think if your Realtor did this? |
Bring her baby with her to show you a house
Additional Details
Note: I am the Realtor in question and I have a two month old baby that I don't have a sitter for. I have a showing ... |
|
 How soon after Chapter 13 discharged can i buy a home? |
| With the filing of Chpt.13 came a foreclosure of my home because the court found that I couldn't afford the house payment on my income. That was five years ago and my income has risen by $47,000... |
|
|  |
POOHBARE4EVR | Where can I get a home loan with terrible credit? |
I am in Georgia and I am looking to buy my first home. I have really bad credit, and no money to put down. Is there any place out there that can help me? |
 |
 
dzwreck
 |
As mentioned above the lending guidelines have really tightened up recently and these types of loans are becoming extremely hard to find. Your best bet is probably going to be to contact a few FHA lenders because they can sometimes approve loans for 0-3% down that conventional lenders can not. Good luck. |
|
James R
|
There probably are lenders who can help you out, but I'll be honest with you, there's a good chance the only people that benefit from this will be the loan officer who sold you the mortgage and the real estate agent who sold you the house, because they'll make commissions. Your credit score is bad because you don't pay your bills on time and/or overextend yourself financially. You don't have any money to put down, which means you will have to finance 100% of the cost of the home, plus all the costs of financing. I guarantee, if you go through with this, your interest rate will be above 10%, the lender will charge you at least four "discount points" to "buy down the rate", each point equals 1% of the loan which goes back into the total loan amount (higher payments), you will finance all closing costs, essentially taking a loan out for MORE than the cost of the home. That is putting yourself on the fast-track to foreclosure, it doesn't make sense! I don't want to sound harsh here, but I don't think buying a home right now is a good idea for you. Start paying your bills on time to get your credit up, open a savings account and reconsider once your credit score is over 660 and you can put 10-20% down. Waiting a few years to buy the first home sure beats getting foreclosed on in a few years, wouldn't you agree? I work for a sub-prime lender, and I could probably make money by giving you my info, but I'm just shooting you straight. Wait a few years when your financial situation is better. |
|
godged
 |
You don't want to do this. If you do find a loan shark to get you into a home loan, the terms will be cost prohibitive, and most likely make your situation worse than it already is.
Sorry, I know this isn't what you want to hear, but you need to improve your credit before you dive into home ownership. |
|
honestlybravo b
|
There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find more information on Home Loans here,
http://badcredits.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
|
Anthony
|
If you have really bad credit and no money, you will not get a loan. Here is where you can find the info you need to help get your credit restored:
http://www.bankruptcyloans.info
http://www.bankruptcymortgagebook.com
They are geared toward people that have had bankruptcies, but bad credit is bad credit and the things you need to do are very similar. |
|
Phishr
 |
Probably not, lenders have tightened their standards which has tightened the housing market more than it already was. If you had either decent credit OR a sizeable down payment you might be OK. Check out the NACA website, I think it is .com, but it could be . org. They will help you get ready to buy but it does take work. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 9 minutes(s) ago
| | | |
7 | 17 minutes(s) ago
| | | |
10 | 56 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
