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 If a house is 1 million dollars, and your down payment is $200,000, is that good or bad?
That's what my parents are doing to this new house we're moving into....


 I put in a offer on a home and it was accepted. Unsure of the house now. What would you do?
I put in a offer on a home in san diego california. The offer was accepted. I will be putting down 73 thousand dollars of my mom's money. Thats a lot of money. This house is a fixer and I ...


 Where would i find out where the official right of way is through my boundries to adjoining properties?
I live in an end terrace and have a right of way through the boundries for access to the other houses back doors. At present we let the neighbours use our front gate and through our courtyard to ...


 I have a question about landlord's rights? Our tenants moved in almost two years ago. A married couple with a
child and one on the way. They have problems getting along,and he has moved out for the second time, supposedly this time for good, according to the wife. She has a fairly new job,and does not make ...


 Im selling my home and need some advice.?
OK...Our house lot size is 9,900sq.ft...our actuall house is only 832sq.ft....2bed 1 bath...built in 1951and never remodled,in our area being Northern CA, (Bay Area) houses are usally sold for the ...


 Is a 540 sq ft. 1BR apt small?
Haven't seen the apt yet, but want to get a feeling of the size of it....


 Apartment application - asking for bank account balances?
I think this is weird - I am looking for apartments in California, and they are asking for my bank account numbers, as well as asking for the checking & savings account balances. One application ...


 Can I demand that agents stay with prospective buyers, accompanying them upstairs to our rooms?
My son set up cam and caught a real estate agent talking on her cell phone in our living room the whole time while the couple prowled around our house. Then she cut down our house every way she could ...


 My landlord has refused to fix or clean up after sewage spills in basment for 9 mths he blames us says it's my?
we have had repeated sewage spills in our basment in pa. we recently found out it's because he hooked the sump pump in to the sanitary sewer line and every time it rains hard It blows sewage all ...


 Does anyone have any idea where I can find a big historic house for sale that needs fixing up,or is abandon.?
It dosen't matter where location is,but I need something cheap.Must be no smaller then 3000 sq.ft.Am looking also for old farm house to fix up,and make a home for family.Any info would be great,...


 Condo in a major city or House in a minor city?
I'm a single, unattached 25 year old male professional looking to get into some property as a much needed tax break, to build equity, and because I don't believe in renting and throwing ...


 Would you live in a motor home?
I'm thinking of buying one and renting it out. Maybe a 19' one....


 How do I ask my Landlord to install a shower?
I'm renting a flat privately. I moved in at the end of July last year. The bathroom has a bath only & no shower. My contract is due to be signed again for another 6 months in July. Due to ...


 Rent to buy? Can someone explain this?
I have been renting an aparment for a few years but now am looking into renting out a condo but some I see have the rent to buy option.

Can someone explain this to me? Will the rent money ...


 My house is up for auction in the next month, I was wondering is it possible for me to win back my house?
from the auction? If yes, whats going to happen with my previous loan on that house?

Thank You!...


 If I get a mortgage with someone is it necessary for them to go on the deeds for the property?
note-the other person does not want to be on the deeds but is merely helping out with the ...


 I messed up and paid too much money for a house.?
It has a few things wrong with it and I am waaay to ashamed to say all the things I did wrong when buying it. I know I am stuck with the consequences of my actions, so does anyone have some words to ...


 Question about buying a condo?
I plan to purchase an apartment condo. it costs around $40K. Is that good to pay in full one time or pay monthly with mortgage?...


 For Sale by Owner? Any advice?
MY husband and I are selling our home. We're not in a rush so we're going to try it on our own. Any advice would be appreciated....


 Is there a limit as to how much my landlord can increase my rent by?
I currently pay £350 pcm, and my landlord is saying that he is putting this by a further £200 pcm. Can he do this? I can't afford the increase and have nowhere else to go. He is a bully and ...



PHILLIP S
Where can i get 100% morgage with out putting any deposit down?
                     
 




Carolinahomerates.com
Rating
MyCommunity Mortgage is 100% financing.....you will need a 620 credit score for low PMI rates.


Ame
Rating
first thing you need s decent credit score, second thing you need is a mortgage broker. If your credit score is not strong enough you will not qualify to zero down. You have a higher likely hood of getting a mortgage with a broker as they deal with many lenders including banks, alternative lenders, private lenders etc.


Traverse City Agent
Rating
A 100% loan will require either PMI (private mortgage insurance) or a government guarantee program like Rural Development. Most bankers still have these programs available. More than likely, you'll need to ask the seller for a concession in regards to the closing costs and prepaids. If you can't qualify for one of these programs you can see if you would qualify for a FHA loan with 3% down and see if the seller can contribute these funds and if you can finance the closing costs. There are other programs as well if you're a veteran, etc. You should be able to contact almost any banker. Try the bank you currently have an account with as well as a mortgage broker.

Let your mortgage loan officer know up front that's the kind of program you're looking for. They will be able to review the criteria that is required for those programs. (Here in MI a family of 4 can get a 5.5% interest and no downpayment if the families income is less than $64,000 by utilizing a MSHDA loan with an RD Guarantee. They have to purchase a home under a certain $ and the home must be in good repair).


The Rugby Player
Rating
is becoming more and more difficult.


upside666
Try a GOOD independent mortgage advisor. Thats how I got one. A good credit rating will help lots, too.


Cunning Linguist
I got mine through Suntrust. USAA and Navy Federal also have 0-down loans.

But you have to have good credit! 769-booyah!


robertlazi
Rating
First time buyer mortgage up to 110% of the property value:
http://www.bradford-bingley.co.uk/mortgages/first-time-buyer-rates.asp

Mortgage up to 125% of the property value:
https://www.northernrock.co.uk/mortgages/together.asp

How to pay off your mortgage:
http://www.swatuniversity.com/referal/newcareer.php?agentid=189870

Good Luck!


Save Money Guide
Rating
This is getting more difficult because of the sub prime mortage probelem in the States which is spreading to this country.

Contact http://www.charcol.co.uk
These people are mortgage brokers and should be able to help.

Also take a look at

http://www.save-money-guide.com/property.html

Regards Jo.


turtlemadlady
Rating
you can move in to barrets for a £99 deposit, there brand new and have all the white goods, ( fridge, washing machine, cooker, dishwasher)


garrisonbight
Rating
I don't think you can any longer because all of that money has dried up due to the foreclosure scandal that is rocking the financial world... those companies that used to offer those low quality loans are mostly out of business now.


constantworker
Mortgages are Good Debt.


ALAN B
Just call Mike Kemp (01642) 350059, tell him Alan passed the details on!


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