 My roommate forged my name on the leasing agreement at our apt, w/o my permission. Can I get out of the lease? |
| I began by subletting, w/o the apt management's knowledge in Sept. 07. In Dec. 07, it was time for lease renewal. I filled out the application, and signed the work history documents that were ... |
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 Im the sole name on the mortgage, if I add someone to the title, can I remove them without his/her permission? |
| My boyfriend of 3 years and I are purchasing our first house together, but due to his bad credit, just my name is going to be on the mortgage to get a better interest rate. I was told that I can add ... |
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 I just pass my real estate exam. How much commission % should I get for helping a seller or buyer? |
| How do I know which broker to sign up with, in order for me to practice my real estate? I want a broker which will pay me my fair share when I help a client buy or sell a property. What is the ... |
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 What to do when you buy a house in San Francisco and the renter does not move?I have that problem.? |
| My daughter bought a house in San Francisco with a renter living in it at the time, now she is facing a horrible dilema in trying to evict her out of the house, in the mean time she has to pay the ... |
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 We want to buy a duplex, live in one side, but both units are presently occupied...? |
| My husband and I want to buy a duplex and live in one side, rent the other. The one we are interested in has both units rented out right now. I am not sure when the leases expire and what the terms ... |
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 I gave my landlord 30days notice and paid the rent for the 30 days but do I need occupy it or can i move out? |
she got her money for the last 30 days does the law say i have to be there or can I move to my new place.
Additional Details
she makes it sound like i can't move out till she rents ... |
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 Just set up home and need free/very cheap stuff? |
hi
ive always rented furnished accomadation .but now ive got a house and i need basically everything.im on a tight budget.ive tried freecycle,does anybody know of any similar websites or ... |
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 Need info on rental question? |
| recently i rented out a hyome i own to a gal who had no money to pay the security deposit. the house was dirty from last tennant so we agreed that she would clean the house in lieu of paying the ... |
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 What can the landlord do if I leave the rented house on my own (the rent is too high) and rent somewhere else? |
| I made a bad rental deal when moving to a new area after I got hired with a new job. It's 1800 a month house and I cannot afford it. I have rented for 3 months now (my rental agreement is for 12 ... |
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 How much should I save for a downpayment for a home? |
| I am living in an apartment and would like to buy a home.... |
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| Owning a home- (Christians only please)? |
| Ok, so my husband and I, who have been married for 6 months, are currently living in an apartment. He's still in school, I am going back for my masters next fall, and needless to say, we ... |
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 Using equity on my property to build a much needed extension? |
| Can I use equity in my property to build an extension without any hidden payments etc from my lender? I can't afford to get a bigger mortgage to extend. I know that house prices are falling at ... |
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 I am renting a place carpet REAKs of Cat Urine. I want OUT. Can I break my lease? |
| I just want to move at this point. The place smells so bad. When I went to view the place before I began renting I didn't smell the cat urine because there were all these air freshners. I ... |
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sunny_shyne_1 | Where is the best place to get a home loan...with bad credit?? |
my husband and i have poor credit...he's low 500's, i'm mid 500's. when we sell one of our fairly new vehicles and drop that payment, that will help our score. also, his bankruptsy falls off in 2009.
I don't think it's possible with our credit, but he wants to try. Right now our yearly income is about $80,000-90,000. Right now we have two new vehicle payments and we're planning on selling one of them in the next month.
Is there any hope? Is there any where you can suggest to have a better chance of getting a home loan? |
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Andrew F
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It depends on your late payments AFTER the BK. that BK will be on your credit report for at least TEN years from the discharge date. it also depends on your mortgage lates in the last 12 months -clean? then you can easily get financed up to 95% the value of the home, with a debt-to-income ratio of up to 55%. call me at work if you want me to take a look at your credit and tell you for sure: 651-501-6414 . |
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togashiyokuni2001
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Why would you talk to a realtor about a mortgage? That's not what they do, and really, I haven't met one in my years as a mortgage broker that knows the first thing about mortgages, and the ones that think they know something are usually wrong. As a mortgage broker, I don't claim to speak with any expertise on real estate transactions, because that's not my area. I would expect realtors to do the same, but they don't. Your best bet is to talk to a mortgage broker about the possibility of getting a mortgage with your credit profile. And don't go with anyone on here that just throws their email or web address out. It's a sign of desperation, and it usually comes from inexperienced loan officers. |
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David L
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Call NACA |
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re
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like some others have mentioned talk to a good real estate agent, they usually have the contacts and the know how to get you the best financing possible and it's in their best interest to help you make a sale ( when i bought my $360,00 home6 monthsago i didn't have bad credit but it wasn't exactly good enough, my remax agent had contacts at several banks and he made it happen).so ask for a realtor's assistance before you go to the bank .good luck ! |
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scottsnyderhomes
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Don't obtain your loan on-line. They do not know your local market. Many lenders try to obtain business by offering a ridiculously low interest rate. Fact is that most lenders can offer any rate, but you'll pay for it. Make sure that you obtain a Truth/Lending statement and a Good Faith Estimate. Look carefully at the closing costs, terms and read the fine print!
Talk to a reputable mortgage company in your area. A good loan officer will advise you.
Are you able to wait? Repair your credit and then seek a home loan.
Good luck, wish you well! |
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thicndawst
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My credit was shot beyond belief for different reasons. I was able to get a loan from Chase financial,...but I was told you need to be at least 600. My score was like 550, but my mans was 609. That saved us...there may be hope for you two..as a matter of fact, i am sure of it, you just need to look further. Good luck! |
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sr
 |
I do not know the situation in your country at all, so my apologies if I'm wrong or if this is not the reply you wanted.
I think, buying a home is a very big commitment. When we do not want a car it is easy to sell it, but it is not so with the house.
It is good if we are financially doing better and can afford the repayments and still have cash to save every month. It is better to own than rent but then if our repayment is going to be in the same range as the rental, if our financial status is not so good. So I sincerely think if you can find a home that can be in your affordability along with the savings then only go ahead to buy a property even if the banks can give loan despite of bad credit. |
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Jimmy John
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Yes, you are on the good path to success.
Lower monthly payments and a good income are 2 steps you already made.
Next thing is to save enough money to get a good downpayment on a home loan.
Good luck ! |
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endgame1915
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look in the paper for a real estate advertising that states they are willing to finance the sale with a lease option. you do not need credit all you need is cash for the down payment. |
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FAT DOG
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Contact AAA mortgage co/ big in the South. |
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RozPot
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I suggest you ask a real estate agent for assistance. These people really know their stuff. I was approved for a home loan last year w/no money down. And, there has not been a better time than now to buy a home! |
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