 Can you negotiate rent? |
| I am moving into an apartment in the Washington DC area. It is fairly expensive for a 1 bed, 1 bath no utilities included apartment, but I dont really have a choice. The rent is 1500/ month. With the ... |
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 My rent cheque has bounced, does the landlord get charged? |
| Basically, my landlord deposited my rent cheque a day before an incoming amount of money entered my account, the cheque has bounced, i have been charged £8, but i was wondering if she would be ... |
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 How formal do I need to dress as a real estate agent? |
| I am starting as a real estate agent next week and really want to rock my new job. It seems like many of the agents I meet wear suits. Do I need to wear pant and skirt suits when I am meeting ... |
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 How come they want a bid on a house then have a home inspection? |
| don't you want to know whats wrong first and adjust the bid accordingly.just like buying a car,you see there price and go to a shop to check it out and then haggle over the price of whats wrong?I... |
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 My tenancy agreement says no more than 3 in my home, my pregancy will make us four can they evict us? |
| My husband and I are renting and have a toddler, my tenancy states I can not exceed the amount of people beyond 3, I have discovered I am pregnant again, is this grounds for eviction once the baby is ... |
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 Can you take anything if your house is foreclosure? |
| if you have to be out of your house a certain date cause your house is foreclosure, can you take anything? like fridge, washer dryer..... |
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 Is it possible to refinance? |
| I bought a new home 1.5 years ago and paid 290k and did an 80/20 loan. The loans are interest only 1st 10yr 232k @6.5% and 58K@11.5% . Since the decline of the FL market the house is probably worth ... |
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 Landlord problems? |
We have been living in a property for 7 months now and our shorthold tenancy has just switched to 'month to month'. (it was for 6 months)
do they have to give 1 month, or two ... |
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 How do you go about buying your first house? where do you start,bank or Realtor? |
Additional Details
This will be in my boyfriends name since he is the one with the good credit. Will they want my credit history? Will that hurt our chances?... |
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 How much can we afford to pay for a house? |
| I know the best answer to this is to contact a professional but we aren't at that stage yet. I was just wondering if anyone could tell me about how much we can afford to spend on a home if we ... |
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 What is a realtor allowed not to disclose when selling a house? |
| What information can a realtor hide from you if the realtor has been made aware of it.... |
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 Can we go after the realtor, or home inspector? Who is responsible? |
| We purchased our home in July 08'. About two weeks after moving in the sewer flooded our bathtubs. We had it cleaned, and thought all was well. Since then it flooded the bathroom two times, and ... |
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 How much do you think my husband and i can get a loan for a house? |
| Together a month our income is $11,000 and a year our income together is $145,000... |
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 Interest rate for mortgage payment help? |
What would be the monthly payment on a $90,000 mortgage at a rate of 7.5% interest for 30 years?
Additional Details
Anyone know how to calculate this?... |
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Jessie | Who is the best company to get a home loan through with bad credit? |
I have pretty bad credit and I need a home loan, but I don't want to get screwed.. does anyone know who I should go with? |
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Gary H
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Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.
Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.
You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:
http://www.axalda.info/bad-credit-mortgage.html |
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Quicken Loans
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I recommend looking around for "subprime" lenders. They are companies that specialize in working with clients with bad or less than good credit.
Are you sure your credit is bad? Make sure you know your credit score. If you truly do have bad credit, you may want to take some steps to improve your credit before you apply for a mortgage.
Also keep in mind that the rules and regulations for the subprime loan market have changed recently and it may be hard to qualify for a loan.
But anyway, do a search for subprime lenders and you'll find a company that can help you. I work for Quicken Loans and you can contact us also if you like. We don't do very many subprime loans, but you never know what you qualify for until you speak to a mortgage professional and get real and accurate advice and numbers.
Good luck. I added a link to our website if you'd like more information about Quicken Loans. |
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Joe D
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Easy, one call to Pual from Nation Mortgage (310) 795-3903
http://www.NationMortgage.com
http://www.RefinanceHomeLoan.com |
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stephen l
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I recommend First National Banc Corp. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a First National loan officer will contact you within 24 hours. Good luck. |
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Brindha C
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Home loans may not be the toughest... Have seen lots of people asking info on bad credits. Well, if you need to get your<!--problem solved on bad credit, you must know to how to confront it. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Of course, Even if you have bad credit, you can get a loan. Take a look on
http://badcredits.awardspace.com/homeloans.htm
You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out. |
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jamesnbarnes
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Define "bad"? I would go to www.communityempower.com and enroll in their program ($99 I think) and have them assist you with repairing your credit.
Loans for people with truly bad credit (580 or less Credit Score) are hard to get now with over 80 major lenders going out of business since December (see www.lenderimplode.com) making the choice of lenders who handle "B" paper loans very limited for the mortgage broker/banker.
The most forgiving loan is an FHA loan. Find a good lender and ask them to qualify you for an FHA loan. A good Realtor can help you find a competent lender in your area. If your credit is bad because of a one time circumstance like divorce, loss of job, accident, death of a spouse, etc., you can probably get a loan with a normal rate (6.25% or so). |
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rajesh k
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If you have a poor credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with poor credit score.Check out link for details.
http://l4y.info/ |
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