Can you pay for an apartment in advance? |
| I have a decent amount of money, enough for a years rent in a cheap apartment, but no credit and no cosigner. Will they take 6 months, or a year or whatever in advance to solve the credit issue?... |
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Does a landlord have the right to get rid of an ex tenant's stuff? |
| My friend is a landlord in Texas .. his tenants trashed the house, didn't pay the last two months' rent, left rotting food in the fridge when they left and the place was like a pig sty ... ... |
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What income level do I have to be at to qualify for a $200,000 mortgage? |
| How much money would I have to make to qualify for a mortage of $200,000 with a FICO score bewteen 650-700? Currently making in the low $60K'... |
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Does a deposit have to be paid back? |
| if a deposit is paid to a private landlord for a property, then a credit check is done, and you cant rent the property does the landlord to have to pay the deposit back?... |
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If I move out of my rented property without paying the last 2 months rent |
Can the debt collectors or courts find me if I don't join the electoral roll.
This is for people in the UK to answer please.
I know I'm underhand and a bad person ... |
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I put my boyfriends name on the deed to my house...? |
| I put him down for 20% and me down for 80% since I bought the house. However now we are going our seperate ways and the house has sold. The closing date is not until May 30th. Does anyone know ... |
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Can I break a rental lease when carbon monoxide is leaking into the house and it has happened before? |
| Landlord appears to have failed to correct this problem in the past and has reocurred. The gas company has records of the problems at this residence.... |
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Is it smarter to buy your first home through a bank, credit union, real estate, mortgage co, or where? |
| Please email me also at MsWebTalker@yahoo.com. We are over cautious and do not know exactly what is what and who to trust.... |
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Realtors: If I go out with one, am I committed? |
| I want to look at homes with a realtor. I don't want to be committed to one. I live in New Jersey. And had an offer with a realtor to go out tomorrow and look at homes. I may wind up going wtih ... |
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My landlord always wanted me to pay the rent cash. I'm sure now he made income fraud. Were can I denounce it? |
| Indeed, he take 200£ on my deposit to clean but the house was perfectly cleaned by a professionnal... So I want to inform authorities of his fruad, but who?... |
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If i own 95% of a pond can the person that owns the other 5% put a boat in and fish my part? |
| I have had some unruly neighbors move in and they abuse the pond. I dont think they should be able to buy 1/8th acre of pond and have access to the rest of it.... |
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My tenant refuses to pay her august rent, I filed papers for her eviction and for the outstanding unpaid rent? |
| she has been given until 5th of sept. to be evicted. I got the order of possession .I have a contiued order based on alligation by her lawyer that the defendant claims she fall down in the property,... |
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Should I buy property now? |
| I'm 29 and on an income of about £18k (£21-22 with bonus), I expect to be in a better paid job within the next few months though. I've been renting since moving out the family home and ... |
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Should I buy now or wait a few months ? I hear the housing market will drop next year.? |
| I am buying a house in North Alabama soon I am thinking to wait a few months and I may get a better deal . Should I wait or get it now?... |
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Can someone on housing benefits have a lodger? |
Is this legal and is there anyway around it?
Any info you have would be useful!
Thanks in advance! Additional Details Well its not being advertised on here, it was just a ... |
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Ed | Who is to blame for UK housing market decline? |
I would say home owners being greedy, wanting unrealistically high and unsustainable prices, estate agents encouraging silly prices to get bigger commissions, banks being greedy knowingly lending people more than they can reasonably afford. All bubbles are destined to burst. |
|


Veritas
 |
Those that pushed it up to ridiculous levels in the first place. The Government for setting a low inflation target for the BOE to track, as well as using a totally unrepresentative measure. (CPI) This allowed the BOE to lower interest rates for along time to historic lows. ergo, this allowed the irresponsible bonus chasers in the lending institutions and equally feckless borrowers to drive up debt and house price to crazy levels. This occurred in this country and the US, and even the Government joined in on a borrowing binge. Leveraged buyouts were also a part of the overall problem.
Others involved were the buy to let merchants, estate agents, the TV media for their endless property programs.
The lending institutions were able to access almost endless foreign money via the 'money market' and were lending on ridiculous multiples of salary. Of course, whilst all this was going on, the Government look good on the back of a booming economy. All on borrowed money of course. Bubble has burst and Browns chickens have stopped laying eggs. It was always going to happen. |
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Motet Galaxy
 |
It is not declining, it is rebalancing to a more affordable level. |
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Eddy T
 |
I fully agree with you. But this is all about human nature and business, we act differently during good and bad time. We often forget that bubbles are destined to burst. This is a good question. |
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Ðïgïtå£ §åmü®åï
|
you, and the amount of credit you took on...!! |
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Dave C
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Why ask a question that you've already answered ?. |
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Legal Eagle
|
George Bush. |
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Courtney M
|
Probably the large business owners. They have been taking up lots of land to build more offices, and that is making supply go down. This makes the house prices go up, thus making less people buy houses. |
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boxinglobster
|
Blame the French! mwaahahaha |
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bouncer bobtail
 |
House prices were far too high, but it is wrong to put it all down to greed.
The main problem has been Brownian tax policy. Golum Brown has turned pension plans and saving accounts into bad investments. Because of this everyone has been looking to invest into a limited property market. Also as prices looked like they were rising beyond what people thought they would ever be able to afford, some people panic bought.
It is not in estate agents interest for prices to be too high. Agents want sensible prices, because that's when there are the most transactions. Better to sell 2 homes for 150k than one for 200k. |
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Graham N
|
The housing market has continual ups and downs. On average since 1950 house prices have doubled every 8 years. If you draw a graph you see that the market tends to go 10-15% above the line and then corrects. It always over corrects to about 10% below the line then starts going up again.
The market reached the 15% overpriced and started falling, so there is still probably 10-12% to go down before it picks up again. The only thing that varies really is the time it takes to correct to the right level. Once you see the average it gives you a very good idea of the best time to buy.
If you sold now and rented for around 18 months you could probably lock in a very nice profit! |
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giemmeppi
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bin laden: 9/11 > interest rates go down >real estate bubble ;) but bubble is worldwide, not merely in the UK - and, there were others in the past (last one bursted in the early '90)
***
i did not mean to be ironic nor offensive: this is the story of economics! 9/11 risked to unleash a rough recession, towards this risk interest rates were reduced... and this is the origin of the housing bubble... |
|

wild-man of Borneo
 |
Look in the real world.
Who's creating false hope out there in time?
After hitting the head of the young one with the Book of the Dead?
Being "Reincarnated" like the dead Mummy of failures and horrors of the past?
Creaking and rattling with empty skeleton of skull and bones with two empty eye sockets?
Living in misery like cave-men from the twilight zone in different time zone?
How do we expect the dead Mummies from the twilight zone to survive in the real world in different time zone?
So who's been building pyramids without a solid foundation in time?
Did'nt anyone teach them the "Rule of 72"
In growing with growth of population with time.
Not "Money,money,money"
Just "All for the money"
Who got buried under the pyramid schemes in time.
What a fantastic toy-land with all the match-box toy cars we have out there in wasting unnecessary wastage of natural resources in plundering, looting with destruction of God's natural assets with two empty hands passing by as time-traveler in time.
Sure?
We are the Son of God?
Not Son of a dirty old man from someone else graveyards in kicking the butts of God in not worshiping God in time with self lack of knowledge in creating own misery out there in time.
Luke 8.5-8,10-17
Luke 9.25,55-56,60
Luke 6.39-40,41-45,46-49
Matt 22.32
1 Timothy 6.7
What do you think? |
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