 A 100% mortgage means you get your entire cost of house covered by a mortgage. What about the Deposit? |
I was having this debate with friends... most mortgages are NOT 100%, in that they do not cover the entire cost of the house.
We were wondering about these rare mortgages that DO cover ... |
|
 Should my landlord be giving me reciepts for paying rent in cash? |
| i have an assured shorthold tenancy agreement and have been told that im not entitled to a rent book, because i pay monthly. But i would have thought that my landlord obligated to write out a receipt ... |
|
 Cheapest place in the UK to buy a house? |
Here in the South Wales Valleys we bought our 3 bedroom victorian terrace for £72,000.
Its very "dated" as the snobby property types like to say and does need quite a bit of ... |
|
 Buying land on ebay? |
| ive seen somebody selling a small plot of land on ebay for quite cheap, is there anything you should look out for when you see these cheap plots on ebay?... |
|
 What do estate agents do for their money? |
I have a property going for sale and received 3 valuations. Each Estate Agent quoted fees to market my house of around £1800 (house valued near £110k)
They take some pictures and post them on ... |
|
 Can four females rent an apartment together? |
| I thought it was fine but my sister's telling me now that there's a law in Texas that only two adults can share an apartment together. Any help? Three friends and myself (all in college) ... |
|
 If I have very little or no credit, how can I purchase a house? ? |
| If I can put 20 percent down, can I get financed with very little credit? I only have one credit card but I have only just recently gotten it, so I have almost nothing on my credit report. But I have ... |
|
 What can i do bout evicting people? |
| i have been renting my house the lease ended in oct but they have not moved out. I sent a cert letter telling them they had 30 days to leave but they arent now i have to get eviction notice. can i ... |
|
 Christians (and others too) please help me decrypt what my landlord is saying? |
| Ok, I need to break my lease because I bought a house, so I asked him if he would accept a half month's rent and keep the deposit in exchange for letting me out of the lease. I got this ... |
|
 How do we go about buying a house? |
| My husband and I are in our early twenties, i've been renting since the age of 16, and i think it's time to buy a house. We are going to be starting a family asap, and a one-bedroom ... |
|
 Would you allow a 20 year old to live with you and NOT pay any rent? |
| My step son is living with us "temporarily". We came up with terms before allowing him in. Such as it's temporary and as soon as he got a job, he had to pay $300 in rent. Well he has ... |
|
| If you lived in an apartment and your lease is up and you moved and cant get your security deposit back? |
| SECURITY DEPOSIT WHAT CAN YOU DO? EVERY TIME I CALLED THE MANAGER TOLD ME THAT THE OWNER IS GOING TO MAIL ME A CHECK ,OR SOME OTHER STORY ,WHAT CAN I DO? THAT IS MY HARD EARNED CASH. FROM JANUARY 21 U... |
|
 My landlord lost my check? He wants another one? |
| I hand delivered my monthly check at end of last month directly to my landlord. Now he tells me he lost it somewhere & wants me to write another check in the same amount. I went to the bank &... |
|
 How can I move out of my parents house? |
| I live in Orange County and am currently going to college. I want to leave my parents and get my own place but I don't have the money. I feel like I can't make enough money while going to ... |
|
|  |
charliecscott | Who should I sue, Landord or Contractor, for Contractor negligence? |
Recently, my hot water heater went out in the apartment that I'm renting. Shortly after (2 hours) the contractor the landlord hired to replace the water heater, my apartment caught fire due to the contrators negligence. Unfortunatly, I did not have any renters insurance to cover any of my damages. Damages are small enough for small claims court, however, I'm not sure who I have to sue for damages Do I have the right to sue to the contractor directly, or do I sue the landlord? |
 |
 
FaerieWhings
|
I believe you would sue the landlord and then the landlord would sue the contractor. But I would check with a lawyer. |
|
Tapestry6
 |
The Landlord didn't tell the contractor to be negligent. You have to prove to the court it was incorrectly installed. But I would submit a bill to the contractor by registered mail. To see if you can avoid the law suit its a pain and sometimes the company will settle by paying your bill. Next time buy renter's insurance its not the expensive for a year about 100 or less depending on what company you go to. |
|
charlotte q
|
You were irresponsible for not having insurance.
Why blame the landlord?
Take responsibility for your own inaction. |
|
vulcan1623
 |
I'm no lawyer, but you'd have to establish negligence in order to prevail. I agree that the landlord provided a prompt response to your report of trouble. Provided the contractor was licensed and the landlord used reasonable diligence in determining the contractor was competent - the landlord was NOT negligent in my opinion.
In order to prove the contractor negligent, you'd have to prove that whatever he did was improper and as such constituted a hazard. I'd get a copy of the Fire Marshall's report first to see what they list as the cause.
Not to get on a soapbox - but you MUST have renter's insurance on your stuff - ALWAYS. The fact that you didn't has no bearing on whether the contractor or landlord should pay for your stuff. |
|
Flangina
 |
Why don't you ask for reimbursement first. If no then sue landlord, it is his responsibility to keep your place in good living condition. It is also his responsibility to ensure he hires competent contractors to do the job right. He will ultimately have to sue contractor. You may not get anything though without insurance, but the contractor does have insurance and the landlord will file a claim and should give you what you are due.
By the way renters insurance is very cheap and it is a one time annual fee of around $130.00 depending where you live. My advice, Get it now. If lightning strikes and takes out all of your electrical equipment, it will pay for it. The price for insurance is nominal compared to the big fees to replace your stuff. |
|
kimmamarie
|
Ok, your hot water heater went out and the landlord got someone out right away to fix it. Then 2 hours later the apt caught fire. Was the water heater at fault? The landlord sure isnt. Contractors are supposed to be licensed and bonded, SO, if you have to sue anyone, it would be the contractor. The LL didnt do the work, the contractor did.
Does your lease recommend that you purchase renters insurance?
Either way, the only two at fault are yourself (for not having insurance) and the contractor (who obviously hooked something up wrong).
Get the landlord to give you the contractors license number, address, and phone number. Then send him a certified letter of damages and intent to sue if not resolved within a month(you have to give him time).
Leave your landlord alone, he responded to your problem immediately. You have no beef with him. |
|
David A
|
sue the landlord. You have no standing with the contractor. The landlord in turn will sue the contractor. |
|
wish I were
|
Get an attorney, they will get you money for your things and for your trouble. At least go for the free consultation, they will be able to tell you what to do if they don't think your case if big enough for them. You'll get screwed if you try to do this yourself without some real legal advice. |
|
teche16
|
take the landlord... they hired the contractor... its their responsibility to ensure the quality of his work... it is also their choice to turn around and get money from the contractor that they may have to pay you...
you didn't have renters insurance... bad bad mistake... its so cheap... and seriously easy to get... I pay $35 a month for 300k and property damage, personal injury, and a jewelry addition...
can you afford to NOT have renters insurance? |
|
boston857
 |
Sue landlord since that is the party you have a legal r/ship with and join the contractor as a co-defendant since he is the party hired by the landlord to do the work.... |
|
David B
 |
landlord. offer him the the opportunity (in writing) to make you whole first. |
|
law guy
 |
sue them both and let them fight it out. that way they point the finger at eachother and one of them has to pay. Joint and several liability. Talk to a lawyer. He'll give you the law in your jurisdiction. |
|
dragonfly2dreams
|
every province or state has a different law in regards to your situation, not knowing determines the factor, because you rent i would assume the landlord would be at fault, but trying to prove will be hard, first of all lets say by example your apartment building caught fire by another tenet lets say they left a candle burning, everyone in the building would have lost all there belongings, but without insurance you are out of luck, even in small claims court, again it all boils down to where you are situated, i suggest looking up tennet/landlord laws in your state/province, GOOD LUCK
if you do go to court and win against the landlord then the landlord will take the contracter to court, either way i asume your landlord has insurance and its possiable you can claim throught the landlord talk to a consultant or legal aid lawyer for the right advise and steps to take |
|
urrrp
|
If in doubt - sue both - let them sort it out |
|
dexter
|
the landlord |
|
Dan The Man
|
Consult with your Lawyer. |
|
holykrikey
|
I would sue the contractor and sipena the landlord that he has to answer the same ques in court and it gives you a better chance of gettingyour money. |
|
agropelter
|
sue whoever you feel is most at fault |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
18 | 37 minutes(s) ago
| | | |
18 | 38 minutes(s) ago
| | | |
18 | 2 hour(s) ago
| | | |
17 | 6 hour(s) ago
| | | |
18 | 7 hour(s) ago
| | | |
18 | 8 hour(s) ago
| | | |
18 | 1 day(s) ago
| | | |
18 | 2 day(s) ago
| | | |
18 | 4 day(s) ago
| | | |
18 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
