 Can I lower the interest rate on my mortgage without refinancing? |
| I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly ... |
|
 Landlord from hell. Help needed? |
| My landlord wrote me a nasty letter because my rent was late. I already spoke to her last month and told her that the rent was going to be late and that I will pay late fees for it being late. This ... |
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 Is it manditory to own a home at some point in your life? |
Is there a law that requires people to own a home at some point in their life?
I kinda want to rent most of my life so I don't have mortgages or real estate taxes or home owners insurance.<... |
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 I think the listing agent is full of crap. Can you guys help with your opinion? |
| OK so I put in an offer on a townhouse yesterday. The seller purchased it for 260K three years ago. The place needs a lot of work, needs to be updated, and it looks like she put no money into ... |
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 Is this legal for a landlord to do? |
| My mother lives in an apartment building for about 10 years. When she first moved in, the apartment was trashed because the previous tenants left on bad terms with the landlord. My mother cleaned up ... |
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 What kind of lawyer do I need to call about this? |
| My apartment has been roach ridden since Imoved into it.Over the past 2yrs I've tried everything to get rid ofthem but they keep coming back because the entire complex is roach ridden.My rent ... |
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 Why do banks look to sell repossessed property so quickly? |
| why dont they let it sit and rebuild its former value or increase?... |
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 Would this be legal to do this....? |
| My grandma lives in an apartment builing consisting of 8 houses, all of which are rented from the council. I am not rich, but if i ever won the lottery would it be legal to give money to all of the ... |
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 Should i pay all my rent? |
| okay i have lived at my current residence for a little over 2 years. i rent from an individual, not a company, he has 7 trailers here and more somewhere else. my landlord works with people on ... |
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 Leaving a Rented Home - where do I stand? |
| Hi, I used to rent a house (in the UK), but handed my notice in & left. My official leaving date was 31st of May, however, (and I informed the letting agent of this at the time), I planned to ... |
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 How do I get out of my mortgage? I can't live in this house anymore, need help.? |
| I need to find a way to get out of my house, I don't feel safe here anymore, two break-ins in a few months. the last one just happened. Even with an alarm they came in the house and took a ... |
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 Landlord intends to raise rent - advance notice? |
| Okay, so if you look at my questions, you can tell, we all hate my landlord. Anyway. He intends on raising rent $200 - $400 within the next 2-3 months I am hearing. Anyhow, I reserached the laws in C... |
|
 Should I take the free carpet cleaning or a $50 gas card? |
My apartment is offering me free carpet cleaning or a $50 gas card to renew my lease, but I can't decide which one.
I walk to work but I can always use the gas, but I could use the ... |
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 Can a landlord report you to a credit agency if it doesn't state he can on the lease? |
| On my lease, the only thing it states is that he (or an attorney) can enter and hold the premises if we don't pay rent; it doesn't say anything about reporting me to a credit agency. He'... |
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scubamsd | Why are house prices so high? |
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 |
 
witnessprotectionprogram
|
because of the availablity of zeros to add onto dollar amounts |
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qwerty
|
so the rich get richer and the poor get poorer |
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katie30
|
i dont know but i wish southerners would stop travelling north to swallow up our housing market and making a profit. they no better than asylum seekers. |
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Amanda H
 |
It's called supply and demand. |
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Mr None Applicable
 |
Cause the value of the dollar is slowly falling. |
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psych_78
 |
Because houses are in demand and when there is competition people are willing to pay that little bit extra, especially if the house is in an affluent/desirable area!! These ridiculous prices have got to stop though!! |
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Alterfemego
|
because we're greedy. |
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sobay310
|
The population is growing but the amount of land is staying the same. Get in the market now if you can because if you think the prices today are high, can you imagine what they will be in 10-15 years? |
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CJ
 |
Depends on where you are. Obviously they will be higher in New York, Hawaii, California than Texas, New Mexico, etc.
It's more expensive in certain places because ofthe shortage of land, supply and demand, taxes, values having risen a lot, etc. |
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J J
 |
Market forces.
More people want a property then there are properties available, consequently the price rises.
New house building is not keeping up with demand so each month there are effectively less properties available, so there is a shortage. When items are in short supply prices rise.
Even allowing for homes becoming vacant through death of the owners, the buy to let market has mopped up a lot of houses, so adding to the shortage of homes for sale.
Add to this that there are many more single people wanting a property (because of divorce and people stying single longer), plus the demand for rented accommodation from overseas settlers you get an overheated market;- which at present does not seem to be cooling down. |
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Kiero
 |
Cause if they were low, everybody would have one! |
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Ron B
|
There are many reasons, but the one most people overlook are the fees and taxes that governments take. In areas in Southern California building the average home requires well more than 100K in fees. Then you have to buy the land, supplies and labor and finally add some profit for the builder. These all drive the cost up through the roof. |
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Zack C
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the raw material and labor needed to build a house cost a lot, and human resource in US cost a lot cuz every1 want a good pay, the minimum wage law and so it drive the price high |
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