How long before I have to move out? |
| We received a landlord 5 day notice today, the 8th, because we are late by 8 days paying our December rent, but we just gave them our 30 day notice on Dec 1st and we are moving out on Jan 1st anyway. ... |
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On average, how much does it cost to break an apartment lease? |
| Like if you signed a one year lease, but you want to move out a few months earlier?... |
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Parent signing a lease for a minor? |
| I'll be 17 in two months, I'm planning on getting my own apartment. These apartments go off income, and I make around 650$ a month. I'm willing to work more hours then I already am if ... |
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Any advice for a first time home buyer with limited finances? |
I'm a first time home buyer (25 YO) and I'm 100% sure that I want to buy a house when my current lease is up. I have already pre-qualified so I know what I can afford.
My ... |
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Can I use force to evict tennants from my home? |
| Due to the mortgage crisis and higher interest rates, I have had to raise the rent on some of my properties. One family doesn´t seem to like this, and are unwilling to pay and have talked about ... |
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Selling house with tennant? |
Probably a stupid question, but, is it possible to sell a house whilst there is a tennant living there on a short term (6 month) lease??
Answers would be gratefully recieved..
T... |
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Why do people think they are home owners when they never even get close to actually owning their home? |
| People flick their noses at renters, yet in reality for most 'home owners' they never actually own the home. They merely pay interest most of their lives. Possibly by the time they are 90, ... |
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Why is the fall of house prices in the UK reported to be a gloom? |
It should be a celebration!
Why can't houses be seen as homes again instead of unjust get rich quick investments? Additional Details This "got to rip you off" ... |
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My roommate refuses to pay rent, move out and/or pay me back, both our names are on the lease...what do i do? |
| my roomate and i both signed and put our names on the lease. she has not paid august month rent so i covered all the fees, utilities etc. i gave her till the 22nd to pay me back and she basicly said ... |
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Should I give the key back to landlord's friend/neighbor? |
| We are scheduled to move out by today. The landlord lives in NY and we live in CT. She has asked that I give the keys back to her friend and my neighbor tonight and let her do a final walkthru in the ... |
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Buying a home for the first time...what type of mortgage is the best for us? |
| My wife and I have great credit (730), we are looking for a loan for a primary residence, $409,000. We want to come to the table with 0 down, no money out of pocket. What type of loan is best for us? ... |
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I need help making my rent this month.? |
| I was wondering if anyone out there can help me solve my HUGE problem. I need 1500 by next Friday in order to pay my rent; otherwise I will be evicted and put out on the streets. I was wondering if ... |
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Should people change the locks if they buy a new home? |
We have just brought a new house recently and I took it for granted that we would get new locks put on the front and back doors so I got a few quotes.
Now my husband tells me we are not ... |
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Realestate agents? Are you the one who is supposed to find the lender or is the buyer? |
| I live in NC. Im not sure if that matters. Anyways, my friend is looking for a house and he has gone with someone who has just finished up their realestate classes and recieved their license. The ... |
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Is this house gorgeous? |
| what do you think about this house(http://122kilkea.com). Is it gorgeous? Is it worth it? Would you consider it a large house, mansion, or mini-mansion? I think stylist to the stars Monique Rychtr ... |
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sandford | Why are people in nice houses in so much debt? |
why are first time buyers buying houses with an expensive mortgage living far beyond their means and ending in so much debt? what is wrong with buying a less expensive house that needs a bit of tlc, living comfortably and building ourselves up from there? or have we become a nation of want it right now? |
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Landlord
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We seem to have raised a generation of idiots. Debt is a choice that they have embraced.
My ONLY debt is my mortgages and it will stay that way. Hopefully I raised my children with enough common sense to live within their means. |
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Rolsy
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Even the cheaper houses and dwellings on the market today are out of most peoples comfortable reach so I think the debt will come, regardless of what property most people decide to purchase! |
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trueblue1872
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Its not as simple as that. For first time buyers getting on to the property ladder could mean taking out mortgages over longer periods of time in hope that they're financial circumstances change. We were lucky in getting on to ladder when we did and can now live happily in 4 bed detached, two new cars and 2 holidays and also have children on average ish salaries because we made a cracking profit on our flat!!! |
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loopy loo
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is there any cheap houses now, you are lucky to get something decent for less that 150.000 now in this area, i don't know how people can afford it, if the house prices go down now, they are stuck with negative equity, bad place to be in |
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Chig
 |
One of my friends is paying her mortgage by credit card each month. I personally couldn't sleep at night. She buys new clothes all the time and has a holiday abroad at least twice a year.
I would rather be in my humble abode, in much need of decorating and modernising.
If there is cash in my purse we might have chops for tea if not there's always beans on toast.
If I don't have money to pay for something I want I either save up or go without. Its hard with the kids getting older and wanting the latest stuff but I don't want them thinking everything can be paid for with a bit of plastic. |
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kate
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Yes , many want the best and right now .
Been that way for many years ,
You just noticing ?
> |
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16 seconds in
 |
around our area.... we call them "Spam Valley" because they have two big 'Chelsea Tractors' at the door and f**k all on the table....they copy each other like a middle class ghetto and 'keeping up with the Jones's'. They get themselves into the sh*t to impress each other.... no f**kin' way man!!. I rent from my local council and I'm as happy as a pig in amongst sh*t... the 'property ladder', started by Thatcher and her cohorts, is all in the mind and can eventually cause psychological damage. The prices are away over the top and they will surely collapse into 'negative equity'... better off out of it. |
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Bibs
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They may be on an ego trip. |
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Positive.Vibrations.Yea.
 |
Have you seen the prices of houses throughout the country lately? (Although the market is stagnant right now) Most people have to depend on someone else to build for them. And then yes, they have to keep up with their neighbors. People live so far beyond their means, it amazes me. They worry far too much about what others think of them. Then they see all these things on TV and expect life to be like TV. I'm glad I'm not part of that "most". |
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helprhome
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Because mortgage brokers told them they could afford it now and by the time the first adjustment arrived they would have received a raise to cover it. The problem was if you weren't in a war supply business-no raise at all. Absolutely nothing wrong with your suggestion in fact I think you are smart for thinking of it! Our kids are a nation of want it now. Our grandparents suffered through the depression and not enough food so they planted gardens and taught their children the word NO. Those children didn't like the word NO so never used it on the young people today. Those are the young people who think they should get it all for nothing and no pain. I'm the parent of those kids today and didn't know how I was hurting them at the time! They are now learning to cinch in their belts now that they have their own children. Tough lessons in Every generation. You wonder what the next one will be. |
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6billionfriends
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these people treat their mortgage like it's a big credit card...upping the limit and then struggling to make the monthly repayments.
i learnt my c/card lesson years ago and will never do it again. |
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Mr Boom Bastick
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we all like to keep up with the Jones :-) |
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Laissez-Faire Guy
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The house is an asset. Over time it's going up in value, and their mortgage payments will remain the same (if it's fixed). They are buying as much as they can afford and expecting their income to catch up.
That's exactly what I did. Where I live, a basic 2 bedroom condo runs about $440k. Nothing fancy. When I bought it 4 years ago, I paid $362K, and it was a stretch. But I knew if I waited any longer, housing prices would out pace my ability to buy. So I bought, and lived very frugally for 3 years, until my income caught up.
Of course, I didn't make the adjustable rate mistake. I made damn sure I locked in a good 30 year fixed rate. Even though it took over half my take home pay to pay the mortage and property taxes, I knew I could do it, barely. Now the same mortgage and taxes take less then 33% of my take home pay. |
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Northern Spriggan
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People in any houses are having problems even more so in popular areas
I have a friend who is an estate agent who has a couple on their books that cant afford to eat as the mortgage takes every penny
They are hardly living beyond their means! |
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Johnny
 |
The nicer the house the more eager lenders are to sell you some extra money. The worst culprits are the big secured loan salesmen you see on daytime TV |
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Greg R
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People have a tendency to buy into the "Keeping up with the Joneses". Now the Jones may have a better income base, more cash reserves, fewer obligations (other than the house) and may be better money managers (jugglers). Debt is forced onto us with...Low, low interest reates, do not pay schemes until 2020 and the "You deserve to have it commercials". The attitude used to be...save and then buy cash...now it is buy and end up broke and out of control. I used to be a Bailiff (repo man) in Canada....the majority of "assets"-houses, cars, boats etc are always owned by the bank until at least 2/3rd's paid-at that point we could not just take them. That beautiful beamer or hummer you admire that person having!!! Well close behind is the bank's repo man just waiting for missed payments and yes it happens all the time. Ask your grandfather what to do and he will give you the magic formula...think with your brain and not your "Ego"!!! |
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old know all
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Part of the problem is that houses prices are the highest they've ever been in terms of how many years salary they represent. But you're right about people not wanting to help themselves. As "the House Doctor" has shown, people lack the imagination even to see a house with different coloured carpet and will pay a huge premium so they can "move in straight away". |
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