 I cant refinance my home cant sell my and my mortgage will be too high for me to pay this year what should i d |
| realtors have gotten me in a mess i am afraid i will forclose if i dont get answers my home apraise for the same as my loan and i also have a high interest ... |
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 Is it possible for my grandparents to take a loan out to buy me a house if they already own two houses? |
| I found a really sweet deal on a condo in my area at an unheard of price, the only thing is my credit is horrible so there is no way I can get a home loan on my own! I do however make enough money ... |
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 How to buy the house that's not for sale? |
| There's a house I really want to buy because of it's location and I really want to buy it. But the owner is not planning on selling it. Anybody know a good approach so I can buy it anyway?... |
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 How much do you need to put down? |
looking into buying a house. First time buyers. How much would we need to put down?
Dont know much bout real estate so sorry if this sounds stupid
Additional Details
i live in new ... |
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 Then what is the perfect mortgage to have? |
Answer without out the bull, because of all differant situation.
Like every body is not the same.... |
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 Should we buy a house? |
| My boyfriend and I have been together for 3 years and plan to marry within the next 2. We are currently renting an one bedroom apartment for $500 a month. We found a house we like that is newly ... |
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 Why don't we qualify? |
| My husband and I are looking to buy a house. We took first time homebuyers classes, made out a budget for what we can afford, checked our credit scores, and paid down our only credit card by a ... |
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 Should we take the offer? |
| my mom got an offer to buy a house for 89,000 dollars it has 4 rooms a living room a dinig room 2 restrooms 2 garages a pool and a jacuzzi. We have a house with 5 rooms right now we got it for 84,000 ... |
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 Is it wise to re fiance if I have 15yrs left to go on payment? |
| My question is Well Fargo will refiance at no cost to me. I have 8% interest now and they fiance at 6.7%. Do they start out taking the majorty of the payment as interest. Will I come out the same or ... |
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| If i am making $30,000 a year, and wanted to get an apartment at 475 a month, would i be able to do it? |
City : Memphis
150 Dollar Insuance Payments a month
50 Dollar Cell Phone Bill
No Idea what utilities are
But i work week on week off so they wouldnt be too much
Any ... |
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 My Fiance and I are going to start looking for a house after the first of the year.? |
| I have no idea on how to buy a house. We both have excellent credit, and are not in much debt (with the exceptipion of my car). Our yearly income's combined ranges between $70-75 thousand. My ... |
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 1st Time Home Buyer Getting Cold Feet!? |
So I am getting ready to buy my first home and I am excited. The more I think about it the more I worry about me affording my mortgage payment.
Details -- I make 71,000 a year and bring ... |
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 So confused on buying a house!!!? |
| We don't know what to do...where to start. Anybody have any "learned from" experiences they wanna share? Do's, don'ts, watch out fors...any piece of info will be helpful.... |
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 When is the right time to increase your tenants rent? |
| I currently have tenants renting my house. They would of been in the property for a year in January 2008. Is it acceptable to increase the rent by 5% in January?. I have a mortgage on the property.... |
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 Does the landlord need to have our key? |
| Do we have to give key to the landlord if we change the locks? My landlord comes into my house and looks through personal information and i can tell because when the landlord comes in she moves ... |
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Louie | Why are people in the UK so obsessed with mortgages? |
I am so bored with people bleating on about this in the UK, saying renting is dead money, blah, blah. Yes but if your house gets reposessed then your money was indeed dead, you morons! When you have a mortgage you still don't own your house, your bank does. Even if you manage to pay off your mortgage in old age then the government will make you sell it to pay for your care home! Trust me I used to work in one, it happens all the time. Why not do what everyone else does in other countries and just rent and enjoy life without having to take three jobs to pay off your precious mortgage. YOU ARE ALL SHEEP HERE IN THE UK WITH YOUR OBSESSION. |
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Stephen A
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Maybe it might be the lack of council housing due to them selling them off.
The U.K. has sold it's people or should I say the people's assits off to the rich , at the same time as making them pay for doing it. |
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lindy~*~*whoops*~*~
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charming - since when is it an obsession to have somewhere to live? have you seen how high rent is in UK???? and hey we know the score we aint dumb animals but at least we have manners... |
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spiegy2000
 |
Yes, but you can have a mortgage which does not get used for care homes - see a financial advisor - you can protect your investment for your spouse and children. |
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Jeff V
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The reason we have mortgages rather than rent is for the capital appreciation of the asset, which is why we are one of the nations with the highest amount of owners with second homes. I own three properties with only a very small mortgage.
I think it is sad that you are so negative. If you turned some of this negativity into positive thinking you might be able to afford to purchase your own home.
If you think we are all sheep bleating on about it why dont you go and live somewhere else where you will be happy! |
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Pam
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It is the same here in the states. That's all you see on the TV advertisements. |
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jay jay
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Now that council houses are in short supply private renting carries many risks. As you say it takes a long time to pay off a mortgage but it has advantages as property can be used for security for other loans and you can always sell up when and cash in if the property price rises.
Downside of a mortgage fluctuations in interest rates can give you a big problem if you borrowed anywhere near the maximum you can afford.
At the end of the day you pay tour money and take your choice.
Source : have done both |
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edquest
 |
What is wrong with buying at the right time - paying a bank not a landlord - and having the freedom to make a profit by down sizing your accommodation by selling at a profit?
Besides this obvious advantage, you can do what you like within reason to your own home and mortgage payments are a little cheaper than rent.
People in general like to own their own castle these days in the UK with pride. |
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Jay L'artiste
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It beats what everyone here in the U.S. obsesses over... Paris Hilton.
☼ |
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Knownow't
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You are wrong on so many levels.....Renting is dead money, I know because I rent properties, I get the rent money and the value of the house goes up as well, so I am the winner not you....There is such a thing as downsizing which I have also done, so when I bought my house over 20 years ago it was x amount and when I sold it was nearly 4 times as much...so paid off Mortgage, bought smaller house, bigger car, better holidays, money in bank....getting the picture yet.
Yes rates are going up, but thanks to Blair and Brown who everyone seems to hate for some reason (Ah yes Iraq)
they are still not at the 15% they were in the early 90's
Anyway, you have missed the boat, so stop bleating. |
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