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 Can u proofread this so i wont get EVICTED??
i can not afford to live here anymore so im moving out. do u think this letter is ok?? can someone edit it or read it for me. thank you.

Dear Oak Tree Court,

First of all, thank ...


 I owe more than my house is worth? Felt like i was scammed?
Hi,
we refinanced our home 3 years ago and took some cash out to pay some bills, now we have to move to another city and to find out that we owe 20k. I dont understand? I talked to an ...


 Am I allowed to have two leases for apartments if my one lease is ending a month after I move to the new city?
Im currently living in a town and my lease is up June 1st. I want to move May 1st into a new apartment but my landlord is being picky about the lease. Am i able to pay for my last months rent and ...


 How long do I need to be at my job before applying for a home loan?
Hi,
I just moved to this area about 6 months ago and am thinking about buying a house. This would be my first home. Do home loans require a certain length of time on the job?
Thanks!...


 Can anyone tell me if its true that you cant refinance a house while it is listed for sale.?
...


 I'm a renter. If a bird hits my window and breaks it. Am I liable?
...


 What is a mortgage?
...


 How/who do i complain about an estate agent?
...


 Where can I find out if a house that I like to buy has a clear tittle?
The house is listed in realtor.com it is sitting on a lot of 20 acres or more the price looks to sweet and my fear is to travel see it, buy it, and later found out it has a lean or worst...
Is ...


 Builders are supposed to be concentrating on affordable housing, are they not?
Just down the roar from my house 45 new houses have just been 'slung' up, Prices range from £367,000. to £450,000, wages in our rural area £20,000 to £22,000. which means youngsters ...


 Does my sister have a right to the home?
I have a house that my sister and I are on title. She has not made a mortgage or tax payment for the length of ownership. My name is on the loan alone. Now she is claiming that it is her house ...


 Why are the interest rates on home mortgages higher for African Americans?
I am interested in refianancing my home and getting a new one in the near future but i dont want to be ripped off because of my skin color....


 Can a new home buyer put zero cash down for a home?
putting zero down on a house and paying back a ...


 Wht is the best way to buy a house when we have only little credit and 0 down?
...


 IF I PAY my RENT can i STAY ????????? PLEASE HELP?
im late on my rent it was due dec 15th and tomorrow it will be due again i will be able to pay both months the last day of jan even if the eviction process gets started between now and then what are ...


 How much does a home inspection cost?
...


 Is 6.2% a good mortgage rate these days?
looking at 30 year fixed, 0 ...


 Where can I find a sub-prime mortgage?
I already know about Qucken Loans. I live In Indiana....


 How can I sell my home for less?
Due to an unforseen job relocate, we have to sell our home. Problem is the feedback I recieved on the realtor caravan is that we over-priced. I am not looking to make a dime. I just need to sell the ...


 Can a landlord charge a renter this???/?
I am on a month to month for $1310.00 a month. The place sold to a new owner and now they are charging $1395.00 plus an additional $100 per month admin fee for being month-to-month, as well as, a pet ...



justasking
Why aren't houses in the South built with basements?
                     
 




ConcerndHomeowner
Many reasons. Depends on where in the south. Rocky soil, high water table, cave country? Ask a local builder.


cinnatigg
Rating
Some are, but it is the fact that we are closer to sea level than house up North. In certain places, if you dig into the ground, water would seep up into it.


barelyblue82
In Florida, it's because Florida's a sand bar and water would come in. I have heard it is actually possible to put a basement in a house in Florida, but it's very costly because it has to be reinforced more than a regular basement in another area of the country would be. I have lived in Florida for 13 years and never known anyone who had a basement here.


Frutti
2 primary reason:

1. A high water table - as in Florida. If you dig a hole it will quickly fill with water.

2. Shifting ground -- as in Texas. The surface in many parts of Texas moves by contracting and expanding. Homeowners need to water around the foundation year round.


Spock (rhp)
the other bit, of course, is that a basement costs extra money and builders over the past 20 years or so discovered that houses with basements don't sell much better than houses without them.

selling a new house is all about the size of the payment -- if, for the same payment, a buyer can get an extra 150 square feet of A/C floor space or a basement, the larger house without basement will sell faster every time.

:-)


glenn
Rating
What I am told is that in some very cold areas you have to build your foundation well below the freeze line to protect your foundation. When you do that-you get a basement.

Here in Texas our freeze line is non existent. We rarely stay below freezing for more than a day. We don't need to spend that extra money on basements.

In Arlington, Texas where I live about twenty years ago a few builders built basements because buyers kept saying they wanted them. It turned out very few buyers were actually willing to pay the extra money. The houses that were built have stood well- no additional shifting problems, no real seepage problems. Just no market.


saurus3118
I live in Florida. Come dig a hole in my yard and see how long it takes to hit water! That's the Florida answer for the most part. Also sand, sand, sand. And more sand. Not many rocks here....just SAND and water!


blueeyedangel5646
Rating
A friend of ours just built a new house in TX and the builder told him that there is a lot of soft soil so they don't like to do basements, or something to that effect.


Alterfemego
water table


volunteerjim
Rating
It depends on what part of the south you're in and the surrounding topography.

Some areas won't support basements because the water table is too high to dig very deep. Florida is a great example. There are very few homes in Florida that have basements because of that state's very high water table and unstable soil (sand).

Other states like Tennessee, Alabama, Georgia, and Kentucky all have lots of homes with basements especially on sloping lots where it makes great sense to include a basement.

Topography and water levels are why some homes in the south do not have basements. There are plenty of areas in the south that do offer homes with basements.


joeblow
Someone replied that it is because of sand. It has nothing to do with sand. Sand actually provides a good foundation. It's the high water table that comes with the sand that is the problem.


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