Why are fixed mortgage rates and adjustable rates different? |
| I just saw that a 30 year fixed mortgage is 6.07% and a 5/1 ARM is 5.91%. What are the reasons why these rates differ by nearly .2%?... |
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I am purchasing a property and my buying broker wants to charge administrative fee of $400? Is this common? |
Additional Details its a 250K condo and he wants to charge an admin fee and says it happens in every borkerage firm. on top of that, he gets to split the commission with the selling ... |
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First time buyer with no deposit? |
| I'm considering buying my first property soon and have no deposit to speak of, only a bit of money to spend on moving/furniture/fees etc. I earn an ok salary but how would having no deposit ... |
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IS this legal...? |
| My friend told me, if ppl in her apartment don't pay rent on time, the management crew go into people apartments and take valuable items "hostage" untill they pay..like laptops, tv, ... |
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My rent is to high in my council house how can i get it reduced.? |
| Im living with my partner and 5 year old son. We are paying 85 euro per week even thoe only one of us is in part time employment. 3 days a week. how could ipossibly get my rent reduced as we are ... |
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RENTING or BUYING? |
which would be my best choice? I have 35k saved up and I am either going to buy a house/townhouse/dueplex and rent it out, or I am going to buy a house that is a fixer upper and resale.
I ... |
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Should I invest in real estate or pay off my mortgage or my primary home? |
| I was thinking about buying a piece of property to rent as an investment but now I am second guessing myself. Should I pay off my primary home's mortgage early instead?... |
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Need legal help / knowledge? |
Landlord / Tenant situation. My owner / landlord quit paying his mortgage, maybe even skipped town, can't get him.
I've paid him ahead of time for 2 yrs. over $1,000 per mo.
... |
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Is it legal for my landlord to shut off my water because my rent is late? |
| I live in Texas. My water bill isn't even due yet and my rent was only 10 days late when he threatened to shut off my water. I paid him some of the rent and he is coming for the rest in a few ... |
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My apartment lease starts on the 1st management says I cant move in before 9th is there anything I could do? |
Additional Details Yes it is as they say because of someone not vacating the apartment on expected time.
I told them I have to move in on the 1st and they are violating the ... |
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My landlord wont install water heater, what can I do? |
| I went through a lot of trouble with this particular apartment I was planning on moving into but I went tthrough it and I moved in on New year's eve. Now, I'm finding out that the shower ... |
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How much above appraised value can I sell my house for? what is the norm? |
| My house was appraised at 233,000.00 in March of 2006 and now in Nov. of 2006 was reappraised at 204,000.00 in Port St. Lucie, FL 34952 it does have 3 bedrooms and 2 baths and a 14 x 30 screend in ... |
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How many houses did you see before you bought one?? |
| how did you know it was the right house for you?... |
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My rights as a tenant? |
| My wife and I recently moved into our first house with our 6 month old daughter. It's a house owned by another person whom we are to pay rent to. When we first moved in, the land-lady had told ... |
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Are there real estate agents in CA who aren't lazy, greedy creeps? |
I've never heard of one who actually helps, who gives a rat's behind whether someone is getting a bad deal or not. They all just seem to want to take the commission and run. A... |
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Is it always advisable to take out a mortgage when buying investment property or not? |
| When buying land as an investment property, is it advisable to buy it cash if one can afford to or is it alway better to get a mortgage?... |
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Is buying homes for back taxes a good idea, do you have to be a "handyman" to be able to make $ doing it? |
| i mean buying ones cheap for back taxes that are older, and fixing them up yourself, or hiring someone to do that? is that a good way to make money?... |
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What do I need to to before I even look at purchasing a house? |
I know a fixed rate mortgage is better than a variable (9 times out of 10).
I have looked at some of the calculators online and am having trouble with the tax and insurance rates, as I ... |
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Can I be evicted when I am not on the lease..? |
| I moved in with a guy, who is not on the lease. His boss' name is on the lease, and now he's been fired. We're late a couple days, and the landlord is threatening to change the locks. D... |
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Silver | Why do new houses have so few windows? |
There is a great deal of construction, of brand new homes, in my city. It doesn't matter what contractor is building them, or what part of town they are in, they all have one thing in common:
They all have a ridiculously small number of windows.
If you look at older homes, I'd say almost every room has at least one window. Two per room seems average for an older home.
These new homes, are often lacking a single window, in one, or more, entire exterior wall! It doesn't seem to matter if the house is big or small, they still lack windows. Not only does it look unappealing to the eye outdoors, but how are these homes supposed to get natural light or fresh air inside?
I suspect this trend is happening for two possible reasons: energy efficiency and construction cost.
In cases where energy efficiency is the *only* factor for having a lack of windows, why not simply build using energy efficient windows?
I hate new houses. They are so windowless, they might as well be tombs. Yuck. |
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wizardslizards
|
As an Energy Efficiency inspector I can tell you that windows are the largest source of energy loss in a home.
Beyond the energy aspect, There are a number of laws requiring windows of certain sizes and heights depending on the usage of the space. A kitchen for instance is not generally required to have any windows, same goes for laundry room and bathrooms. Rooms that are required to have windows are bedrooms and living spaces (such as living room, family room) and basements with bedrooms or "living spaces" in them. The purpose of this is egress... so you can get out if there is a fire.
I don't doubt if it seems like there are less windows but I can guarantee you there are just as many as before... its the law. |
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Nobody You Know
 |
If you hate them so much then I have an easy solution for you.
Don't live in one. |
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jboatright57
 |
That is weird. Where I live, I am often thinking, man someone is going to have to spend a lot on special blinds or curtains because they have so many windows and they are odd sizes and shapes. |
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Amanda H
 |
Its not energy efficiency as much as cost. Siding is cheaper. :-).
That said, I had a newer house (built in 04) that had one whole side of the house (2 story) with no windows. HOWEVER, it was still one of the lightest, brightest houses I've ever lived/been in. The downstarirs with the one long wall with no windows was a combo dining/formal living room-- and on the short walls in front and back, there were big windows. It was nice, becuase the long wall was left open for furniture. Upstairs, it was the master bedroom-- which had a bay type window in front. We wouldn't have wanted windows on the other wall that time either-- that's where our bed went.
So, without being inside, you cant figure that they are windowless tombs. A FEW strategically placed windows give more light than a lot of randomness. 2 story foyers with one medium sized window up high makes a HUGE diffeernce.
The house i live in now has more windows and less light. Go figure. |
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bostonianinmo
 |
Even the most energy efficient window will "leak" far more heat than even a poorly insulated wall. |
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theophilus
 |
You should be asking a question - not giving a history of the houses and why you don't like them. But if you don't like them, then don't live in one. Maybe some people don't like cleaning windows. I live in a heritage house, with at least one window in every room, plus storm windows on every window. I'd give my eye teeth not to have to clean them - but that's the way the house was built a hundred years ago, and I can't change it and I don't want to move. |
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Demon Doll
 |
I'm with the Rogue. |
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blair
 |
new laws for desinging criteria:
its a complicated equation that only allows so much window per square foot. |
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kimberleibenton
|
Besides a pretty view to look at windows used to be placed in houses in specific places to provide light to the house. This of course was done before electricity was invented or when it was not readily available to everyone. Now houses dont needs as many window to provide lights to the house because of electric lighting inside the house. If you want to have a house with more window you will have to buy an older house or design one on your own.
As for energy efficient window. They already to make energy effcient window. |
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thatfatkid
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i think its because there more energy efficient |
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boredperv
 |
Most likely it's due to recent changes in construction codes. In L.A., only a certain percentage of outer walls are allowed to be windows. Some people opt to use most of that facing one side, depending on their view. |
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