 Landlord altered lease after I signed it. What can I do? |
| Yesterday my wife and I signed a 4 month extension to our rental lease on our apartment. Later that day someone taped a copy of the lease to our door that had been altered ($50 dollar increase to ... |
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 What do you consider the one factor most important to selling a house? |
| Everyone has a different idea of what sells homes and what it takes to sell a home. Assuming there are buyers out there, how do you reach them and what do you emphasize. What is the key motivator ... |
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 Which is a better deal?!? |
I'm moving and I'm so short on money...
I'm going to be the only one living here, so I don't care if I have to live in a studio! lol.
Tell me which you think would be a ... |
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 Can I refinance with a big cash out if I'm in between jobs? |
| My home is valued at 365K. I have 88K of the original loan left on the house. I'd like to refinance the balance and take a cash out in the amount of 190K on top of it. I have excellent credit ... |
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 Would it best if I was to send my mortgage company a notarized letter stating I no longer wanted my home? |
| or should I just let well enough alone. I want to do what is best for my credit. I am truly hoping I can sell it to someone.... |
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 Is there anything we can do, or are we just SOL? |
Question: Is there anything we do or are we just out of luck?
Situation:We live in an apartment, on the second floor. Our apartment is completely enclosed, meaning that even the stairs to ... |
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 Condo being sold Overpriced... HELP? |
I am probably overracting, but let me know what you think.
My mom had a vacant (clean) condo on sale for $169,000 in Southern California. She received an offer for $177,000 and the buyer ... |
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 Who should I talk to about advice for buying a house or condo? |
| Do you think Bankers would give me sound advice, are there home loan advisers. I want to own my own home, but I honestly don't know where to start.... |
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 Can I refinance if I owe more then my house is worth? |
| I own a townhouse in boca raton and owe 295,000. The market value is less then the 295,000 that i owe. Is there anyway I'd be able to refinance? I have a credit score over 700 and a good job but ... |
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 Is it OK for me to spread broken glass on the basketball court at my apartment complex to keep people off of i? |
| These ghetto thugs from miles away come to our peaceful apartment complex and play basketball and i'm afraid they will ruin the neighborhood and start shooting people and dealing drugs and ... |
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 Help about real estate agent Plzz? |
We are planning to buy a home in Los Angeles area & this is first time .We are planning to work with an agent and Do we need to pay him???If so how much do we need to?
Also can somebody tell ... |
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 I have a 2 year old $625,000 home for sale on a for sale by owner. What are the top 3 things I can do to sell |
| The house is in a very nice neighborhood with all homes looking to 1900's turn of century Charleston and Savannah.... |
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 Is a land lord allowed to enter your apartment when ever he feels like it? |
| My land lord enters my apartment when I'm not home and he turns the heat up if he feels that it is to low. I live on the third floor with an insurence company and a flower shop and another apt. ... |
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 How can I get a receipt showing I gave this person money for rent? |
| Found a place to roommate with a guy that seams nice and all but how do I get a receipt showing I gave this person money for the rent? l Haven't moved in yet but what is the right way of doing ... |
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 Can I get a quick claim deed and say I'm giving my house to my daughter and pocket the cash? |
| My daughter has the cash to buy my house. My quick claim deed is just to ge it in her name legally. It is paid off so can I just pocket the money or do I have to report it to IRS or something for tax ... |
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colleenjp78 | Why does credit affect getting an apartment? |
Not only does credit make it hard to own your own home or car, now you can't even get an apartment. My fiance and I have shaky credit. His due to a divorce (ex-wife) and mine due to stupidity and joint account with an ex. We have lived in our apartment complex for 4 years (now paying $815) an month. We are always on time or pay before the due date. We need to relocate to another city and filled an application for a place we really like over this past weekend. The leasing manager called me this afternoon and said they denied us because our credit is unacceptable! I realize having good credit is imperative to having thiings in life, but why should we be denied an apartment? Our credit history is purely credit cards. No bankruptcies, foreclosures, repossesions, etc. What should we do? We really wanted to live in this apartment. The location in great and the costs are the same as we have now. So, it's not like we can't afford it.
This is really irritating me!!!!1 |
 |
 
100% Organic Snark™
|
Keep checking other places. Depending on the management company, you'll eventually find a place. My credit's not all that rosy either, but I had no trouble. I've lived at my current place for 9 years, and don't have any evictions or late rent payments on my records -- only credit card debt.
You might offer to pay a double security deposit or more than a month's rent in advance. |
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Sandy Sandals
 |
I know, it's frustrating and at times it seems almost discriminatory. I don't have great credit but a solid rental history because I know that above all else I *must* have a roof over my head. But the simple fact is those folks with poor credit are less likely to honor their lease and be reliable with rent. From a business standpoint, I can understand their thinking. |
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Softball Mom
 |
Perhaps you can talk to your current landlord and have them talk to the new place or write a letter that you have always pay on time and before the due date. That's what the new place is worried about. Good luck! |
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jmurillo82
|
it just proves financial reliability and stability. |
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lepr0kan
 |
Unfortunately credit is a good risk assessment to show who will pay on time and be responsible tenants. It may not reflect you two personally but overall it works well. Try talking to the new landlord, often those with bad credit can put down a larger security deposit as a way to make up for back credit and take away some of the risk they're scared of. Also, see if they will accept recommendations from your current landlord. |
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ash.shop
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you should use a letter from your present landlord to say how long u been staying , how much rent and how regular payments were.
you can also approch credit repair companies later to sort your credit rating. |
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kse
 |
the apartments we have lived in for 5 years just started aking new applicants to provide a credit history...apparently they have gotten burned on rental payments.
the apartment management company is asking for a history of you and your fiance's credit score in order to assess that you will pay your rent on time.
since you currently have a strong record of paying on time, would they be open to taking a reference from your current apartment management?
also, are they open to having someone w/ good credit co-sign for you?
if not, you can do a search for apartments in the area--sometimes they'll list what is required w/ an application. otherwise, go thru the phone book and start inquiring. |
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Kagome
 |
Your credit history reflects your abilities to make payments on your bills. If you have bad credit history, then it is due to non-payments. The bad credit will stand out to possible landlords and they will think that you are not reliable when it comes to paying rent. |
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slipstreamer
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People like to see a track record for anything financial. You may have to take a less nice apt (what you can get) for a year or so until you can build your credit back up. Putting down a larger deposit or an extra months payment may help too.
Pay down those cards asap. |
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CandyCane
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I manage an apt. complex, and we too, are very strict on credit! Our alternative is to pay six months rent in advance to applicants that don't qualify. We understand you may have good rental history, but your credit on everthing else, says otherwise. That's why we do it. My advice..look around!There's ALOT of places out there that don't look at credit so strongly. Ones with low occupancy rates, and so on. |
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