 How much rent should one pay a boyfriend who owns his house and makes 3 times as much as her? |
| My sisters boyfriend just bought a house. She has not had any decision making abilities and no say so in any of the shopping, buying, decorating, etc. of the purchase of the house and everything in ... |
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 What will mortgage rates do in a slowing economy? |
| I am right on the cusp of where it would make sense to refinance my mortgage. I already have a fixed 30 year at about 6 percent. If rates continue their decline it might make some sense to refi ... |
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 Things to know before moving into first apartment? |
| I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.... |
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 We have been looking for a house but I havea few questions? |
| We finally found a house we really like it has been for sale for a year but they are having an open house this weekend. Will this bring in a lot of other offers? Also I was just looking and seen ... |
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 How does a person with bad credit and no down payment get to buy a home? |
| I have low credit and my boyfriend has good credit. How do we go about getting a loan? We have never owned a home and do not have money for a down payment, or at least not the amount of what they ... |
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 How can i keep my apartment not my boyfriend.? |
| we live together in an apartment and share the rent and whatnot but i can pay rent myself and don't want the boyfriend anymore. I don't want to fight over the house but all his stuffs there ... |
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 I never signed the contract? |
| We have closed on our house and since then my fiancee & I have found major problems with the house that we were not aware of when were buying, My realtor thought it would be helpful to forge my ... |
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 What happens when you walk away from your home? |
| So, the home is not worth what you paid for it. You are going to lose your downpayment and then some. Can the bank come after you for any difference between your purchase price and what you try to ... |
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 Where is a cheap place to buy a house? |
| I really don't care about location. I am in the military and will be retiring in 10 years. I want a house waiting for me paid for. I have no family so I don't vare where it will be located. ... |
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 Why are rising house prices 'good'? |
| generally speaking rising prices are bad, inflation and we have the Bank of England raising interest rates. However it seems that housing inflation is good for us.Who really benefits from this since ... |
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 Is this a sign of a bad realtor? |
| My house has been on the market for about 3 weeks. First off, when he came by, he kinda made me feel like my house was crappy, and it aint. But the main thing that is bothering me is that I haven�... |
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 Why would a 30 yr mortgage loan at a fixed interest rate of 6.25 go up $250 in a month? |
Additional Details
I checked my papers and it is a 30 yr fixed rate loan and when I called them the said it raised because of my taxes. Yes I am escrowing the taxes. I still feel like ... |
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 No Money down Mortgage? |
| I have sketchy credit score, but the house I am looking at is about 160,000, and I make about 55000 per year. will i be able to get a no money down loan, or will i need a co-borrower with good ... |
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 My mortgage company wont help me? |
| I fell behind in my mortgage payments and am now facing forclosure. I was advised to contact my mortgage company, they are required to work with me under some new laws. They are continuing with ... |
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 What am I supposed to do about my landlord? Real help only please no crap.? |
| I moved to an apartment in the middle of March. Maybe a month later I found out that it had a leaking problem in the kitchen. It is now to the point that it is leaking above my sink and above my ... |
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 Do we both need to get renter's insurance? |
| My friend and I are moving into an apartment together. I just wanted to know if we both need to get separate renter's insurance policies, or if one of us can get it and the other's ... |
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| I am buying my first home. This home is a bank foreclosed home.? |
| I'm buying it for 153,000.00. On 7/7/06 it sold for 303,000.00. The house is in excellent shape and it is fairly new. It was built in 2000. Does this mean I'm getting a deal?... |
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 To landlords: do you enjoy screwing people? |
| I find that a lot of you are scummy, bottom-dwellings monsters, liars, cheats, robbers, and just the **** of the earth.... |
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 Should i live in a hotel? |
i think it wold be cool to live in a hotel.
something like in the movie eloise in the plaza
some people were living in the hotel.
i love staying in hotels because it gives the nice ... |
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Andrea M | Why does it matter what your credit score and history is when looking into renting an apartment? |
I have a good rental history and have never had any problems with my previous landord. I am looking to move to another city due to my job and every decent apartment community does credit checks and I know that my credit is not good due to some financial issues and credit cards when I had lost a job, but I never had unpaid rent or utilities. I do not think it is fair to use this as a sturdy reference alone, do they consider the fact that you have had good rent history and that it's not necessarily your fault that you came into an unfortanate situation that caused major problems financialy? |
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El Gigante
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As a landlord, you have no real in depth knowledge that the person who is going to be renting is going to pay their rent. The only way you can tell if they are likely going to is how they've paid their bills in the past. Credit Checks and Referrals are one the only tools that they really have.
If you are trying to rent and you have bad credit, a good reference *may* help. Depending on the development and local laws, you may offer to pay a larger security deposit. Sometimes this helps. |
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goz1111
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better to look at places where you can talk to the landlord directly and not a PM or some like, then you can explain your situation and the landlord can call your current landlord for the reference and that may push you over the hill so to speak |
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geistswoman
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Your credit score and history help determine your risk factor. References from your current landlord and a letter of explanation for the credit issues may help. |
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golferwhoworks
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get a letter of reference from current landlord |
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Katie B
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yeah they look at a full picture, but its really hard to evict someone so they make sure you can afford it |
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schwildcat1977
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I agree that it is not fair - but it is legal.
As a property manager I don't see the relevance. In fact we rarely even do a credit check. The only time we do one is if someone has always owned their own home and don't have any verifiable rental history. |
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src50
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Whether you think it's fair or not, a lot of landlords DO require a credit check. There is a direct relationship between credit history and tenant payment history. |
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nojam75
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Sure it's fair. A landlord is basically extending a form of credit to you -- their rental income. A landlord depends on your credit history so they can determine that that you're someone they can risk relying on for steady income.
Depending on how competitive your rental market is, credit reports are often secondary considerations to rental and income references. I haven't experienced any property management companies only basing their criteria only on credit scores. However, if you're in a very selective rental market (high rents, high demand, few vacancies, etc.), then some properties may afford to be more choosy. |
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video production
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They are probably doing that to determine your deposit. But if you don't have evictions or owe another complex rent, they will more than likely rent to you. |
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2008
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Never heard of check credit score when renting an apartment. |
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