 We live in a 1 bedroom flat, but share the building with 3 other tenants.? |
Last night (Thursday) one of the tenants had people over. They talked loudly and had loud music on from 11:30pm until 5am. I told them to keep it down, but it simply started up again.
They ... |
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 What would be the best advice a homeowner could give to a first timer? |
| I'm getting ready to purchase a home for the first time and I need advice, what are some very important things that I should know before and after I close the deal.... |
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 How much more of drop in the price of houses can we expect in the next 6 months? I'm looking to buy. Wait? |
I'm looking to buy in Chicago's NW suburbs. I can wait another 4 months if I need to. Is that my best bet?
What can I expect to pay for a house that is listed for 300k right now ... |
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 I signed a contract with a real estate agency which said I pay 4%when they sell my property & now they want 6% |
| They said I have to pay 6 % now because the sale was from another real estate agency and they want a cut. They said I could have prevented this by muli- listing but I thought I was doing them a ... |
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 Does putting pictures of the inside of your house on the MLS help it sell? |
| I just want to know if seeing the inside of the house on the website is actually helpful or not for the seller. T... |
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 House for sale owned by the listing agent.? |
| We are in NJ. We're interested in a particular house which we have an appt to see. I checked into the tax info and saw who currently owns the home. I just realized he is the real estate agent ... |
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 Moved out of apartment and off lease now my ex boyfriend wont let me get my things.? |
| I was on a lease with my ex bf and less then two weeks ago and i had to remove myself off cause of school purposes for my son. At that time i was involved in a bad car accident and was not able to ... |
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 Is it illegal for a realtor to help with down payments on a house? |
| I am trying to close on a house that had many issues on the loan. I've even got to the end, and the bank saw a judgement on my credit that the underwriter didnt catch. 2 mos later, my credit has ... |
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 Will anyone rent to a person with bad credit and no recent job history? |
I have money to buy a mobile home,but my situation is considered weird by some.
Married,but want to live by myself.... |
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 Does building a fence add value to your home? |
| My husband and I want to put up a 6 foot wooden privacy fence starting at our back door and going around to the other side of the house, completely closing in the back yard. We are looking at about $... |
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 What would you do? |
| OK. Say I live at the end of a street right on the lake, and you and your family move into the house next door that has a nice view of the lake through my property, but is not lake front property. T... |
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 I need a 4br house to rent ASAP ! how can i find one? |
| i am in need of finding a 4br house! i am looking to move ASAP/no later than Aug.15th.my price range from min.$1100.-$1450.max for rent a month. please HELP!... |
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 Is this mortgage too much? I think my MIL got taken for a ride? |
| Okay, I don't know much about mortgages, that's why I'm here. She purchased a home for 150k and is paying 1500 a month...that just sounds like way too much isn't it? In the end ... |
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| Do I necessarily have to get a loan to buy a house? |
If you have more than 20% for down payment, then is it still necessary to get a loan? For what other reasons would one get a loan to buy a house?
Additional Details
A loan officer is ... |
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 Landlord asking for too much personal info on application? |
| We are looking for a rental. We have tons of assets and the perspective landlord knows this. He gave us a credit application. We forwarded it to him and he then asked for our birthdates. This ... |
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 What can I do about noiseyneighbors in my apartment building? Los Angeles here!!? |
| The neighbors that live below me play music all the time. It thimps with bass and I can barely watch TV or concentrate. I have tried to talk with them, but no luck. I've reported them to the ... |
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 We're renting a townhome from Remax realty in Chesapeake Virginia that has big cockroaches, what will they do? |
| We started living at our new townhome (rental) on the 20th and there are cockroaches. We just moved in 2 nights ago and last night we saw 3 different ones run and scurry across the floor. The realtor ... |
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funkymonkeyman | Why has my friend been asked to pay £80 for a credit check to be able to rent a property? |
He has been asked to pay a months rent up front and a months rent as a deposit which sounds fair enough. On top of this he has been asked to pay £80 for a credit check. Is this normal or even legal? |
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Oldenmead
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They call it an 'Admin fee'
But it's basically full profit. You can check your credit with Experian for £5.99 per month.
Thing is. If he wants the property he's looked at he's going to have to pay it.
It may seem unfair but that's just the way Letting Agents do things.
A private landlord probably wouldn't do this. |
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Lily B Talus
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I think the agency/landlord is pulling a fast one here, a credit check costs about £4.00 , I wouldn't pay this and would look for another flat. |
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Happy
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Yes it's both normal and legal practise in the UK |
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WelshLad
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£80 for a credit check!!! That's way over the top. |
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Soon to be the new Mrs T!
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I never had to pay anything for a credit check, nor was it even mentioned, sounds a bit weird to me. |
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Ruby's Mom!
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i've never heard of being asked to pay for a credit check before, i've had several to get mortgages and credit cards etc etc, never been asked to pay for one bit strange that one, i'd go to the citizens advice and ask on that one, as for a months rent upfront and a months in advance sounds about normal, some places only ask for a months rent in advance which u usually get back when u leave the property... |
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thedub1
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Find a property to rent privately rather than through a estate agent, things like this are less likely to happen |
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Birdie2006
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Yes it is normal and legal. Most lettings agents pass on a charge for the referencing of which the credit check forms a part of.
Sounds a little high to me, but it depends on who's doing it. If they employ a professional referencing agent they will just be passing on the charge from that company.
You should keep in mind that its not the same as the credit check for a store card or loan. And only forms a part of the reference the fee will be for all of the referencing. |
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Margaret S
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It is normal and it is legal to request and have you pay for a credit check. £80 however is a bit expensive. Ask them if they are having a larf! It costs anything from £2.99 upwards but nowhere near £80. Also at the moment you can get a free credit report so why not get your own free copy which will come dated etc and give them that. It has all the info they need and costs no-one a penny. |
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oliprofessor
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they're free to credit check him, but he doesn't legally have to pay them for the credit check unless he signed a contract stating that he agrees to do so. |
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