If, when I move into a rental property, I pay a months rent in advance and a months rent for the deposit...? |
| does that mean that if I move out in October, I stop paying rent in September or should I get two months rent as my deposit when I leave?... |
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How come most apartments have carpets? |
| Why not hardwood floors or laminated floors? Isn't it easier to clean and would look much nicer? What's your two cents in this?... |
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I can't sell my condo and am thinking about walking away from it? What happens to my built-up equity? |
| My condo has been on the market for nearly a year and I can't sell it because of the sub-prime problems. I've listed it for 25K less than I bought it for and still no takers. I'm at ... |
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FORECLOSURE: When do i have to vacate my house.? |
| I received a notice of trustee's sale saying that on 11/12/08 my house is going to be put in auction sale. I don't understand if i have to be out of the house by this day. Some people say ... |
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My Girlfriends Ex-Husband of 12 Years Tricked Her Into Signing A Home Equity Loan. Can She Get Off? |
| She divorced him 12 years ago. 3 years after the divorce he refinanced the mortgage and took her name off. He never removed her name from the property deed. 4 years after the divorce he got a home ... |
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When a rental lease expires how much notice does the landlord have to give you to move out.? |
| I have rented this house for the past 1.5 years and the lease ends the end of October. I had no intention of moving and then today Oct 27th I receive a letter from my landlord informing me that he is ... |
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If one paid rent on June 1, but stayed for the entire month of June responsible for paying that months rent? |
| One party claims that they do not have to pay the rent because they paid in full on June 1st, yet they stayed the entire month of June and into July. My question is. Are they still responsible for ... |
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Over my head in my mortgage what to do??? |
| I am at 100% LTV on my home. I cannot make the payment and live in California. I dont want to lose my home, but I dont have enough money coming in to make it. I refi'd my house, because I ... |
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How do i find out who ownes a vancant home in my neighborhood? |
| i have the address 11411 146th st ct kpn gig harbor wa 98329... |
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We are closing on a home on the 27th but so far the seller has not completed items in contract.? |
| We were originally to close on the 22nd but the appraisal got delayed so we had to reschedule closing. One of the conditions in the contract was that seller would complete repairs to front yard from ... |
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Is there any hope for people who WANT a house and are ABLE to pay a mortgage? |
| With all the BS going on with the banks and such....what does someone do who really wants to buy a house right now and are financially able to pay a reasonable mortgage within their budget? Is there N... |
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Does landlord need to sign lease? |
| Is my lease legal if my landlord has not signed it? Do both parties have to sign the lease for it to become legal or just the tenants? I know people will say well if you want to move out the landlord ... |
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Help i currently am lock into a 30 year moragage at 10%? the loan is on a mobile home through green tree? |
| the orginal amount fin. was 38,000 it is for a mobile home my wife signed the contract before we met. our monthly payments are only 325 but at 10% we pay over 3,000 a year in interest alone and only ... |
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Hello: My wife has a property management company. When she recommends workers to the landlord for repairs? |
| should she get a percentage for that. Should she communicate with the landlord about this mater. In other words is it ethical? Could it be a conflict of interest here with the landlord. P. S. I am ... |
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Should I evict this tenent? |
| I have a fairly new tenent in one of my properies, and I allow dogs under 35 pounds in the house as long as it is not a pit/rott/pinscher because my insurance doesn't cover them. He signed the ... |
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Is it a good time to buy a house? |
hi,
im 24 and coming close to buying my first house. i live in Andover, mn about 25 miles north of Minneapolis. Im lookin at buying a foreclosed house as a fixer upper. I probably wont live ... |
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I have an adjustable rate mortgage. Stupid I know. If the time comes to reset how big of a change should I ex? |
| pect on my interest rate. Currently it's 9.14%. Current balance: $75,000. In March I will have had the loan for 3 years.... |
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Please help! tell me what you think about this crazy idea!? |
Your Question
Is this an absolute insane idea? what do you think?
Okay, so my mom has just gotten out of a divorce and doesnt have great credit, her house is in recievership and if it ... |
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sirap | Why is it so hard to get a loan to purchase a mobile home with land? |
they are just like regular homes. what the hell?! |
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boston857
 |
This is because they are typically not "grounded" and are deemed to be undesirable collateral. Some banks will finance mobile homes provided you own the land and it is owner occupied. Check out your local community bank and see what they can do for you............ |
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theshadow01
|
Mobile homes are not just like regular homes. They actually depreciate as time passes. If you have damage and you turn in an insurance claim you are given "blue book" type compensation, just like with a car.
If you defalt on the loan early on, the lender will be upside down.
Lenders do not like to assume that type of risk without substantial downpayment. |
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linkus86
 |
Mobile homes are not considered as an improvement to the property. Mobile homes depreciate in value each year and aren't built to withstand time as normal house is. Still, it is not impossible to pull of this endeavor, but I highly suggest you buy a house instead of a mobile home (it is a bad investment).. |
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newmexicorealestateforms
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mobile homes and manufactured homes are defined different by Government guaranteed programs,and do not qualify for example under Fannie Mae and in most states are considered motor vehicles until permanently attached to the land. On the other hand Modular home qualify for these government guaranteed programs. Get a modular same thing just stronger lobying group. |
|

Antal T
 |
I could answer those questions online for you if your interested. I'll need a few more details but I could help you out in this scenario.
Antal
Surefast Mortgage
Follow this complete link:
http://gabbly.com/http://www.surefastmortgage.com/ |
|

W. E
 |
MOBILE HOME FINANCING - MANUFACTURED FINANCING
Do not know what state you live in, but here is a web site for you to check out - you can also put in key words on yahoo: manufacturing financing; mobile home loans, etc
Welcome to 21stmobilehomeloan.com
Your source for Mobile Home Financing
Following is a summary of our most popular programs. Additional guidelines apply.
Please call 1-800-955-0021 or complete one of the online loan applications.
Our Conventional Loan program provides standard fixed rate financing for new and previously-owned manufactured homes (1974 and newer).
Our all-in-one Land/Home financing program offers financing for both home and property. This program features flexible loan terms for both new and pre-owned homes, and the option to use land equity towards the down-payment.
Staged Funding Our Staged Funding program for land/home purchases provides funding in four stages as work progresses, and offers convenient payment options during the construction period.
With Classic-Land-in-Lieu, customers use the equity in the land they own towards a down-payment on a new or pre-owned manufactured home.
FHA / FNMA Freddie Mac
Yes, you may qualify for trememdous savings with a conventional mortgage loan on your multisectional manufactured home or modular home.
21st Mortgage Corporation
21stmortgage.com
info@21stmobilehomeloan.com
1-800-955-0021 |
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Du Hast mich?
|
if the mobile home is a pre-76 meaning it was built pre 1976, forget about getting financing.
There are quite a few lenders out there willing to assist with mobile home loans, just make sure you aren't paying your annual tax bill to the dmv or you're probobly not going to get a loan on it. I'm shooting from the hip but right off the bat I can think of Indymac Bank, they're a national lender. |
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Searchlight Crusade
 |
The problem is that they are not perceived to be regular homes. When a lender sees a home that was trucked to the property, they also see a home that can be trucked away from the property.
More in depth here:
http://www.searchlightcrusade.net/posts/1122303657.shtml
Also, in 1979 new earthquake standards came into effect for those. I know many lenders that will do manufactured homes permanently affixed to foundations on land you own, but none will touch anything older than that as far as manufactured homes goes.
No matter what, expect to need a down payment. Nobody does zero down loans on manufactured homes. |
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rose bud
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probably because the trailer can be moved from place to place it isn't like a regular home at all, a regular home is on a foundation and a single wide mabile home can't be put on one that is why it is hard for you to get alone. |
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