 Why loan rates are much higher in the US compare to france? |
When you buy a house
In the US, you have 7% for 15 years and 5,5% for 30 years
In france, you have 3,8% for 15 years and 4,1 for 20 ... |
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 I am buying a house for the first time? |
What do I need to do from step one, like mortgages, down-payments, and other things.
Additional Details
I have been pre-approved now what?... |
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 Can I really afford this? |
| I am a single mom looking to buy a house. I was qualified for 185,000.00. Most people know that when you quilify for a certin amount that you want to stay under that. I found a house that i would ... |
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 Does our landlord have the right to show our house while we are still living here? |
| our rent is paid up until the end of the month and landlord wants to show the house before we are out. Nothing in our lease states it is allowed. Is this an invasion of our privacy? ... |
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 Paying a pet deposit and monthly fee |
| My husband and I have just found a great apartment that has everything we were looking for, but there is one issue. We haven't signed a lease yet, but we are getting ready to reserve an ... |
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 Can I afford to move out in a few months? |
| I am currently a server at a restaurant. I work an average of 5-6 hours a night and in that time make $2.65 /hr plus tips. I walk out with between 30-60 dollars each night, usually between 45 and 55. ... |
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 Dad is in £42k debt, refusing to pay the mortgage etc and wants to force my mum to sell the house, what to do? |
My dad has gotten £42k worth of debts, probably in the past 20 years or so I would believe. He is an addicted gambler, which explains the debt.
Now he is refusing to pay the mortgage for ... |
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 If you're buying a house, is it better to take out a loan or pay cash? |
| I've heard that there are good tax breaks if you have a mortage. Do they offset the interest that you'd be paying when you take out a loan? Which is better, cash or loan?... |
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 Is £65 rent money a week high? |
for two parents and a child in one room
just wondering
Additional Details
we have this family and they broke our toilet so my mum had to pay and my asked them to cough up as ... |
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 Landlord asked for key to apartment - does law require i give key? |
| My co worker is renting a home from somebody who is selling their home. The landlord has been bringing people to see the house without notice or with very little notice and has been asked many times ... |
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 Buying a first home....why is it so hard? |
| My hubby and I are in the process of buying our first home. Our bank doesn't do 30 year mortgages so they sent us to PHH mortgage. Well this company has been putting us through the ringer. They ... |
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 I just bought a house from a guy whose contract is up with the real estate agency? |
| he actually signed the paperwork last night with me that i had a lawyer prepare. he called me today and said that the realtor wants to collect fees because his sign is in the yard. he wants to ... |
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 How to cancel a contract with a realtor after just signing .? |
| Help my 83yr.old mother does not trust the agent, tried to cancel the contract in 72hrs.he said he will not release her.What to do, who do you contact,what are her rights . I'm afraid she will ... |
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robnpg | Why no offers on our house? |
House has been on the market since Aug in the Chicagoland area. We have dropped the price and have been matching comps. We havent even gotten a low-ball offer. Painting could have been better which we are working on. Any ideas? |
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Mike
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There is a huge excess of houses on the market right now.
If you do not absolutely have to sell your house, I recommend that you do not sell it.
If you must sell your house, you must reduce your asking price to at least 5% less than the most recent closed sales that closed less than one month ago.
Also consider all of the houses that you are competing against. Your aking price must be less than the asking prices of all of the houses that you are competing against.
The reason is that by the time the sale has closed, the market has declined further. The fair market value of your house is less than the most recent reported sale prices.
My recommendation is that you convert your house to a rental property and keep it as an investment.
The economy is down right now, but it will recover.
When the economy recovers, your house will be worth far more than it is today.
You will be very happy that you kept your house as an investment. |
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clambacke
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What time are the matching comps from, if they are older then 2 month, they are useless (watch for re listed houses, they can be on the market for 3 years). See, how long a house stays on the market in your area. A buyer decides about a place in the first 5 seconds he walks in the door. Smell, cleanliness, hallway decoration is important. Look at your full MLS sheet, look at the photos, hopefully no pets in there. 80% pre-decide about the house they want on line. Relist the house (most houses are sold in the first 4 weeks), make it less, then a similar house sold (not only listed) in your neighborhood recently. Look at that MLS sheet in detail and compare. |
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Kirkus
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There are far to many houses in the marketplace, you'll have to reduce your price futher or make it standout.
There are several houses in my sub that have been for sale over a year. It's sucks .....
For people moving from apartments it's a great time to buy. |
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satarnag
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A few things to consider:
1. House is dirty
2. House is hard to show (i.e. need appointment)
3. Buyer's agent compensation is low.
4. Your agent is not advertising the place properly
5. Your agent is not negotiation friendly or unethical. For example, when another agent calls for the availability, your agent responds along the lines of "we have a full price offer".
6. Homes in your area offer more for a lower price.
7. House smells of pets (or smells in general) or the pets do not allow the potential buyers to throughly look at your place.
8. You're home when the buyers come in, thus making them feel uneasy.
Regards... |
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Kinshin
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It's hard to answer a question like that without seeing the house and it's surroundings. There is a show on cable on HDTV Channel. It talks about how to improve your home and get the most for your home. You can check out this link it might help out. Good luck with your sale.
http://youtube.com/results?search_query=sell+this+house+show |
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likeli3
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If you have done all the necessary things - packed away, sold, donated all unnecessary items, staged your home - on a permanent basis as it is taking a long time to sell homes these days and try an auction if you home is not in a contract with an agent. If so, and house doesn't sell, do the auction. Read the book - http://www.howtosellyourhomein5days.com/. You maybe able to get it at your library. If you are trying to move due job or something quickly - you may want to rent your house for a year - possibly at a lost but it would reduce your mortgage payments or construct a deal to rent to own - person puts down 10-20k and gives a rent to you every month and a portion of the rent goes toward the down payment of the house for a year - then renter can get a mortgage from the bank with the down payment already given to you. This of course is for the people who are trying to get there credit score up.
Sorry this was a long one, but hopefully it helps. |
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Marysue
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This pretty much sums it up: http://www.bloodhoundrealty.com/AZRep.php?Gfile=AZRepublic/101.php
This is a question you’ll need to address with your agent:
Have the price drops you’ve been making had any real impact? To make a price drop worth your while, you have to change the price enough to appeal to a new set of buyers. For example, let’s say there are two levels of buyers:
Group A: wants to buy between $180-199K
Group B: wants to buy between $200K-225K
If you started your price at $225K and then dropped to say $215, you are still reaching the same group of buyers (who obviously aren’t interested). You’d have to take your price down under $200 to reach that next set. Also be mindful of the dollar intervals available to someone searching online. If I told realtor.com to show me homes priced between $180K-199K and you’re priced at $200K, I’m never going to see your house. |
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man_marathon
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take off of market because of the entire market economy is bad, either wait a few years or rent it with option to buy |
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the_hilton
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Maybe you just don't have a very good agent - what has he/she done to help you. How many showings does the house have per week. Does your agent ask for feedback from the people after it is shown. What are their comments - what did they like and not like.
If you get a lot of common don't like answers - you should fix that problem (for eg the paint). Lowering the price could be a mixed signal - 1 you are desperate to sell, 2 you think there is something wrong. however, the market is down right now - so maybe its just that - three months is not that long of a time though. |
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godged
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If it is not getting shown, your price is too high.
If it is getting shown and not getting offers, something is wrong.
Ask your Realtor to see the print out from the MLS, make sure all the information is correct. What is your Realtor doing to market your property?
The three magic words: Declutter, depersonalize, clean.
Pack up the clutter, put away the doll collection, take down the kids art work and such. Homes have to be market ready, so if it needs painting, paint it.
Good luck! |
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jonmac06403
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Watch HG-TV, they have programs all about this topic. You can get tons of good ideas. Like, buys hate bright/loud colors, nice bathrooms, want no clutter when they view the property, good curb appeall is important. |
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matsonb
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Your price is still too high. Worst thing people do is come out too high when you first list your property... you scare people away with this tactic, especially in the market we're in where there's plenty of inventory and deals out there besides yours. http://www.choicefinance.net/ |
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