 My landlord threatened to sue me for late rent...? |
So there was kind of a bad situation where I didn't have enough money. It turns out I can pay the rent tomorrow, with a $50 late fee, but I want to know if what my landlord said was true.
S... |
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 I'm not in foreclosure yet but i know I can/t keep up my payments should i volunteer to give up my house? |
| Due to a substansal cut in income i am barely hanging on. 3 years ago my home appraised at 90.000 since then i have put another 10,000 in it and only owe 65,000.Will the loan holder be easier to work ... |
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 What can my landlord do if i break my lease? |
| My lease says the rent check is to be cashed every Monday (I pay weekly) but the landlord cashed the check on a Friday when the money wasn't in the account, (I get payed Mondays) and it overdrew ... |
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 Bad debt and Homeownership? |
| Yes Im trying to get pass paying rent, my rent is like paying my landlords mortgage..$1600, but I just can't get pass the debt I have along with rent due Im in the hole $1475, mostly payday ... |
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 Renters did something without our permission? |
OK, the house payment on our rental is $850, we charge $950 to cover expenses.
We got a call last week that the AC went out so we sent someone to fix it. They just said they had no idea why it ... |
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 Who customarily pays for a survey of property prior to sale - buyer or seller? |
| There's a possible sale of property from my dad's estate. Property is located in Maine. A potential buyer wants a survey done prior to sale. And he's not committed to purchase - even ... |
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 HELP I just rented an apartment for a 1 year lease. Now she wants me out??? |
| Now, 3 weeks later, my landlady says she needs her apt back beause of personal reasons. She is telling me my lease isnt valid because i didnt go thru any board association for aproval from the ... |
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 I need someone to obtain a real estate loan for me and take the advantages/equity, sell back to me in 2 years |
| I am looking to purchase a condo with an interest only loan. a monthly mortgage of $640.00 My credit score is not high enough to obtain the loan right now and the offer wont last long. I was ... |
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 What do you think of your local Real Estate?? |
| is the market in your area strong/ weak/ buyers market/ sellers market/ ect.ect.... |
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 My score is 777,my hubsands 750; I am a recent stay at home mom, will the lender use my score w/out income? |
| I quit my job to homeschool in Nov 07 and we found our ideal home and community last weekend; now I am concerned that my credit will not be taken into consideration without having income. The ... |
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 Can a text message ever be legally binding as giving landlord notice 'in writing' to end a UKtenancy agreement |
Can they say that a 'text' is the same as 'in writing' legally?
Additional Details
It's ok - i am hoping the answer is no as landlord is trying to evict me on ... |
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 Housing benefit? |
| i am recently separated, and wanting to move out of maritial home, if i rented house of approx 500 would i get help, as i student on 11,000 in bursaries butthat includes childcare, does any1 kow wot ... |
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 Do you see any violation in this situation? |
I bought a house last year.Seller was my friend and also a mortgage broker . She wanted to sell her house to me with reasonable price. She also wanted to be a mortgage agent on this loan.
So I ... |
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 Moving into a new house with roommates; how do we decide who gets the bigger master bedroom? |
| I am about to rent a new house with two of my friends. However, one of the bedrooms in the new house is much larger, has its own full bathroom and a door out to the upper deck. How do we decide who ... |
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 First time home buyer. How much will the bank loan us? |
| The house is appraised at $90,000. We are approved for it, however, the seller is only asking $85000 for it. I have no idea about mortgages! This is my first one and I'm wondering if we can ... |
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 Should my rent be less?? |
| I moved into a downstairs duplex studio unit a few months ago. It costs $550.00 a month w/all utilities incl. The first and last months were due in advance. As soon as we moved in our cat got ... |
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Nini | Will bad credit deter me from buying a home? |
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me2
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Deter no! Keep someone from loaning you money? possibly |
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mouse
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No. Go to a mortgage company in your town and they can do a credit check for you. they can also give you advice on bringing your credit score up. Almost everyone can buy a house with an FHA loan in a year, if they do not get anymore late payments and pay all their bills on time every month. If the first Mortgage company is not help full try another one, some loan officers don't want to take the time to help you if your credit is not perfect, so you may need to shop around. Also Mortgage companies deal with more lenders than a bank and will be able to get you a better deal. If you do get approved some where try a few other places and see the rate they quote you and the fees they charge for doing the loan, always ask for a good faith estimate. |
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Rick
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Not necessarily at all. If you have steady income, and are able to produce tax returns from past 2 years showing ability to pay a mortgage on top of current monthly bills you're set to apply for a mortgage prequalification from a bank or mortgage company. Don't be afraid to test the waters, Jump in! Just make sure you only go for a fixed rate type mortgage, and shop around for the best rates. Rick |
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Mr. Salomon
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Find a seller in duress and bargain the living crap out of them. Hehe... just kidding... Just be honest with them and tell them you don't qualify for a good rate... so most likely... give them a good down payment and take over the existing loan... and if their is a difference in the price... just ask him to carry a 2nd loan. But keep the 1st mortage under the sellers name and just get a grant deed from him. Most mortgage companies don't even care if you do this... |
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emmys momma
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not unless you have some money to lay out to make up for the difference of your credit being bad.. |
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the dream
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Couple things you could do here: 1) take that option off the table by improving your score www.totaldebtsolutionsllc.com (credit repair link)
2) talk to a loan officer --it really depends on how you define "bad credit" --a 580 score will get you 100% financing usually |
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Don E
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Let a lender coach you on improveing your credit.The lower your credit score the higher your morgage payment will be.Blot out bad spending and YOU WILL BE SUCCESSFUL. |
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Good♥Gyrl
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It depends on how bad your score and payment history is, and how old the derogatory information is. Bad credit, with the new advances (sarcasm) in creative financing, does not deter you from getting a loan. It just greatly increases the likelihood that someone will try to push you into a financing program where you can't afford the mortgage in two years, or put you into an ARM so they can get the sale, or that the interest rate will deter you from making the buying decision.
It's best to talk with a lender, and get tips for repairing your credit. |
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sexytrojan
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Not at all!
You will pay a higher interest rate but you can refi later. |
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sm4125
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yes. |
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kishaloy_bhowmick
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write your credit score and your house price to me at kishaloy_bhowmick@yahoo.com and willprovide the best options for you .It won't be barrier to buy a home .
regards,
kish
480.751.4125 |
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