 Judgemenet against my husband that we never knew about.? |
| I just found out by a site search that my husband has a judgment against him for $700.00 for rent and damages to teh apartment he rented for 3 months. He moved homes and jobs. We were never notified ... |
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 I am trying to find the max loan amount I can get and the mim dwn payment i can get without requiring PMI? |
I want a house that cost 400,000 and was appraised at 375,000. My monthly income is 7300.00 and I have two cars totalling 730.00, alimony 400 and credit cards.
My proposed conventional mtg ... |
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 Breaking an apt lease??? |
| Okay, me and my fiance moved into a 1 bedroom apartment in Feb of this year. We signed a year lease. Since we moved in, we have had a bad cockroach problem, the gate to the carport has been broken ... |
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 Apartment move-out and move-in!!!? |
MOVE-OUT:
Do we really have to ask our apartment manager to walk through with us before we move-out of our apartment? Then, after walking through with us, can we really ask them to make a ... |
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 Moving out tips? What is "Reasonable wear and tear"? |
My partner and i are moving out of our furnished (rented) flat on monday for our new place.
We really need all the deposit money back - what are your tips for leaving the flat in tip-top ... |
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 Do I have to have a down payment to buy a new house? |
| My brother says you can get a house with a very small down payment. I own the family home. Dad gave it to me before he died and I do not want to sell it. The family would be really upset. Its not ... |
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 My landlord wants to sell the apartment I rent.? |
| I live in MA. and pay my rent on time. My landlord wants me to move so he can sell the property. I'm waiting to hear from housing to get an affordable place and currently am unemployed as I was ... |
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 How much would i have to earn to be renting a house for £600 a month? |
| I've found a nice house to rent for £600 a month with my boyfriend. The agency it's with needs proof of income for renters. How much do you think our combined income would have to be a ... |
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 Real Estate Agent claims he undercharged me for sale of house seven months ago, do I have to pay? |
| I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when ... |
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 My Mother left me Her house which is paid off, It's worth at least $400,000.00. I have horrible credit.? |
| I owe $22,000.00 in property taxes. I despratly need help, but I'm not sure what kind of help I'm looking for. I think a private investor, looking for a great return in a short period,(... |
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 Why wont my home sell? |
| My home is in a very active subdivision the longest listing being 2 weeks(excpet mine now on the market 1 month! Average home is selling in 5-6 days! We are at a good market price most home have sold ... |
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 If I apply for a mortgage with my partner, will the bank tell him the details of my credit report? |
| It might not be a good report, although I am taking care of my finances now. Will the bank tell him how much I owe, etc.?... |
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 I think my landlord came in when i wasnt home , i left a light on when i returned it was off , uncool ? |
i feel annoyed would you be ?
Additional Details
yes i made a point of leaving it on , when i got home i checked and the light was still working just off ...... |
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 Are the commercials true that you can get a home loan for like $150,000 and only pay $500 a month? |
| Are they serious about this. How good does your credit have to be? How much money would you have to have put down? Would you need a cosigner if you only have a 5 year credit history?... |
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 Does anyone have experience using LendingTree.com? |
| I'm looking for a mortgage....mid-600 FICO scores, no down payment.... |
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VictoriusRyder | Will they take it all back with BANKRUPTCY? |
I purchased furniture and jewelry with credit recently, but now our home is upside down and inside out and my husband's business is down the drain and will be sued by vendors. Can they take it all back? I know I can probably can affirm my car if I continue to make payments. |
 |
 
Lesley
|
If you are filing a chapter 7, yes you can lose all this stuff. If you file a chapter 13 (and can afford the payments which it sounds like it is probably the case), you can keep it as long as you pay for all the secured debt (furniture, jewelry car) in full and get caught up on the house. If your business is incorporated and your husband didn't personally guarantee any of the debt I would recommend not filing a personal bankruptcy, but if he did personally guarantee the debt you really need to file. If your husband can get new employment in the mean time, a chapter 13 might be a good way for you to get back on your feet.
You need to consult with a bankruptcy attorney to look at your options. |
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Real Estate Guy
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TALK WITH AN BK LAWYER. NOW!!! Let them tell you what to do. |
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Dr. Deth
 |
if you are planning on declaring bankruptcy, you will have to pay for an purchases made in the last 6 months - they won't discharge those debts at all and you'll probably have to go on payments plan for all other credit cards/loans anyway - chap 13. |
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Sharon G
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Make an appointment with a bankruptcy lawyer, they will tell you what to expect, do not listen to others, only a BK lawyer. |
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Alissa
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Bankruptcy laws are a lot stricker now. You'll probably be able to keep the stuff but you'll end up paying for it in the end.
Heres a rule of thumb. If you have no money, don't buy yourself expensive gifts |
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vangorn2000
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Yes, anything you bought on credit or loan can be repossessed if you don't pay it off, as can any assets the court deems "unnecessary." Even repossessed, though, the items would only count for their depreciated value, and you would still owe something for them.
However, don't always count on bankruptcy. The court is going to make you explore every other option first, including trading in your car for a smaller model with a smaller payment, lowering interest rates, and cutting other unnecessary expenses. |
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il.weiss
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California bankruptcy law allows you to keep the property bought. Make certain that this is right before notifying the debtors. Some bankruptcy plans will give part of the pay back amount towards you debt and pay off what you owe.
Good luck.
Spartawo... |
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Flower Girl
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Yes they will! Go get new jobs and pay your freakin bills! |
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The R
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no u r protected by the bankruptcy |
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R.L.H. :)
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I have been there and done that...It all depends on which bankruptsy you file under..for instance if you file chapter 13 you keep your stuff but the lawyer gets the payments dropped by getting the interest lowered. And you bills that don't have any colateral like, hospital bills and credit cards get almost wiped away. If you own your home you make a lower monthly payment and then pick it up again after the bankruptsy is over. Which is in about 5 yrs. That is really all I know about cause that's the one I filed you still pay your bills just at a lower interest rate. and all your credit card and hospital bills get pretty much wiped away. Hope that helps. :) |
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kellie r
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i really know how you feel we are going through the same thing but bankruptcy protects you from all that |
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A A
|
Yes, they can take away much, depending on the balance between what you owe and what you own. If the car is above a certain value (different in each state), it will be taken. Lawyers often give 1/2 hour free consultations... you can get all of your answers that quickly, some will do it on the phone. Good luck! |
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zan l
 |
well in time like this even the banks they have problems,the only thing you can do speak to business owner from were you bought ,it maybe they can take there thins back ,but i am sure they will give you less money than the actual prices.wish you luck. |
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