What can a landlord legally deduct from your security deposit? |
| I live in Arkansas, and my landlord is trying to charge us for stuff that is normal wear and tear. A thermometer is broken that worked just fine until we left, and he is trying to charge us for that. ... |
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Need advice on trying to buy first home? |
| I am a single mom of three boys, currently going to a Votech and i am wanting some information on trying to buy my first home. I have a limited income for right now. But i want to move to the Tulsa ... |
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Just moved in and found a problem...? |
| We just moved into our first house, and we've been here almost 3 months. Last week we discovered the floor around the toilet is rotted. Will any kind of insurance cover this, or simply a case of ... |
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Spouse's Foreclosure? |
| My husband and I live in CA. He purchased a home completely on his own. I was not on the loan and I did not sign any loan documents. I am on the deed. When ever I have my credit report run, the ... |
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How bad would it be for our credit if we bought a house, and let our condo fall into foreclosure? |
| I want to try to get approved for another mortgage for a house, because our condo won't sell. We live in Southeastern Michigan, and the market is awful, and we need to get into a house.... |
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What are those houses called? |
| they are not trailers you buy them from a place (pre-built) then the people from the place (its like a dealership) bring it to your property (they put it on a big truck)... |
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Can you buy a home with poor to bad credit??? |
| I have never bought a house before, and don't know if it is possible for someone to do so with poor credit. It just seems silly to throw away $700-$800 a month renting an apartment or townhome.<... |
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Does a down payment get you a better interest rate on your Mortgage? |
| We are in the market for our first home. We found one we like, but aren't sure we want to put anything down on it. The house is on the market for $204,000. Would we get a better interest ... |
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How to get downpayment? |
| I am trying to buy a house (first time) but the mortgage co wants me to put $3000.00 down and I dont have it. Any suggestions on how I can get the money? I have to move quickly or i wil loose the ... |
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Subprime Mortgage Crisis??? |
Can someone summarize what happened to cause this crisis and recent banks involved that have collapsed...and what happened to solve the solution
T... |
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Eviction notice? |
| My landlord is serving me with an eviction notice because of complaints about my barking dogs. How difficult will it be to rent with this on my record? Should I lie when filling out rental ... |
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I'm afraid my parents might keep my money from me when I move out...? |
OK, to paint the picture roughly:
My friends from college and I wanted to live together. We decided to rent a large house and split the rent according to the room size, utilities used, etc. We ... |
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With a credit score of 480, can I buy income property? |
| I would like to elaborate in my question posted earlier. I currently have a mobile that I will be selling that should bring me $55K. With those process I'm hoping I can buy a 4 plex and bring ... |
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I have an arm loan? |
I GOT AN ARM LOAN BUT I HAD A 650 AND NO LATES EVER IN MY LIFE .YEA I KNOW I SHOULD HAVE LOOKED AT FINE PRINT BUT IS THAT PREDATORY LENDING Additional Details and i have a way to get out ... |
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My mom got a letter in the mail saying our house will be sold? |
It says the house will be sold at public acution August 4th. I knew my mom was in debt but is she really about to lost the house? What do I do? Additional Details We still live here. C... |
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Can I break the lease? |
| I just rent a room of a house on the september first aand singed 1-year lease. After I moved in, I found the room has a bad odor. I guess the odor is caused by mold. The bad odor cause nasal ... |
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How much earnest money should I put down? |
| I found my dream house and will make an offer tommorrow. How important is the earnest money? The house is vacant, so the seller is motivated.... |
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Will we get preapproved with 687 and 715 credit scores? |
| My husband and I are looking to buya $250K house in Delaware. We make about $120K combined income. We are in the preapproval process, but want to make sure our credit score sound high enough to get ... |
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Should i sell my home? |
| i've only had my house for nine months my sister and my boyfriends best friend moved in with us(me and my boyfriend). we got a house with extra bed rooms because my sister and the friend told us ... |
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cattgitter | With a credit score 786 what is the chances of getting a mortgage loan? |
i want to buy a house |
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blr931
|
thats real good unless you have something else going on that i dont know about then any loan should be yours |
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MissKathleen
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That's above average. 678 is the average. You should be able to get a mortgage loan..... |
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celery_is_the_enemy
 |
That's a pretty high score. You will probably be able to get the mortgage loan. Even if you have an account that might look like it's in bad standing, the mortgage officer will work with you and find you the best interest rate. |
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WindowLicker
 |
that's pretty good. you should get a mortgage. |
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Kevin B
|
99% |
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theshadow01
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That credit score should get you a decent interest rate. Plan on 1.5 times your gross annual income as the maximum mortgage so that you will be able to afford the payment. |
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KYRealEstateGuy
 |
No worries. You'll get a loan. That is really good. As long as you have some income to back it up your good. |
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pops
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that is extremely good. thats just one qualifier, so you still need your loan to income ratio, other debt, etc. But you certainly are creditworthy. Dont over leverage yourself.
30% of your income to a mortgage is reasonable. |
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Rival
 |
Credit score is important buy how high is your income. Other then credit score, lenders tend to not like debt to income ratio higher then 4.
Rival |
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