 How to get into a house with marginal credit but a good income? |
| I am married with a combined income of $125,000/yr. We filed a joint bankruptcy approximately 5 years ago. My wifes credit, while not extensive (3-4 Credit cards--nothing over 1,000 limit) is all ... |
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 Am I being awkward over viewings for my landlady to sell our flat? |
| As we are still tenants, I have said that I would prefer viewings whilst we are not at home. Specifically I have a real issue with after work viewings and saturday morning viewings, mainly because I ... |
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 Im buying a home, do i give my realtor a closing gift?? ? |
We are closing on our house this week and i need to know if we buy the realtor a closing gift (if we are the buyer) or does he buy us a gift... or both??
Please help. . thank ... |
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 I am moving out of my rental house in a week and i cant get ahold of my landlord. She seems to be avoiding me. |
| So my lease is up Oct 31 and she stopped by in May to tell me she was putting the house up for sale, so she could get a head start on selling it by the time i moved out since the market took about ... |
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 Carbon monoxide leak, what are my rights as a tenant? |
| Bought carbon monoxide monitor to take on holiday, plugged it in to check it was working before we travel and the alarm went crazy. We moved in February 10th and since then my children have had ... |
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 Can my landlord charge me for new carpeting in my old apartment if it wasn't new when I moved in? ? |
| When I moved in my apartment the carpet was in "ok" shape. It had a few burn marks in the front room, some snags and fray's along the seam lines in both bedrooms. I wrote down these ... |
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 The house title is in my husband's name? |
so that means that I don't own the place?? what happen if he dies??
Additional Details
the house was bought when we got married, but he is only in the title.I'm in MS.... |
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 Should we cut our losses and try to sell our house now? |
| We bought a house on the way down from the peak in our area, but the bubble was really bad here (Merced, CA). Some are forecasting that our house will lose 30% value over the next 2 years ($100,000 ... |
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 How is purchasing from builder different? |
| We found a house we love for $469,000. The most we can afford right now is $430,000. (thanks to equity in current home). The home was completed in 2/07, still owned by builder and vacant. It is not ... |
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 Debt settlement program & Mortgages....? |
| My husband and I have been in a debt settlement program for almost a year. We have enough money to settle all of our credit card debt but are told to stay in the program for awhile longer. Our rent ... |
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 Can you make a seller pay for repairs needed after the sell of a home? |
| The day after we closed we discovered the septic system did not work properly. We were told by the owner that there had never been any problems.... |
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 Rent arrears eviction notice |
| hi everyone i really need some help, i have arrived back home today from abroad for 3 month to find an eviction notice from the court for the possesion of my rented property, i have checked my bank ... |
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 Inexpensive, nice places to live in US? |
| Hi, I'm looking for an inexpensive smaller town to move to in the US. I don't need to live on a coast, and don't need nightlife. My husband and I work from home so employment isn'... |
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 House or aparment? |
| i'm 18 and am seriously thinking about moving in with my boyfriend in the near future. we both have jobs and are going to school but he wants to buy a house and fix it up, then re sell it...i ... |
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 Tenant changed locks.? |
| I can't seem to find this info on the internet. We are new landlords and it has come to our attention that our tenant changed the locks on our rental property. Is this legal? If not what do I ... |
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kimmy d | Would u be "pissed" if your fiance bought expensive "toys" rather than saving for a house/wedding |
We have been engaged for 2 yrs and he just got out of debt and has some extra money now.I want to put money away for a house/wedding(both of us) but instead he keeps buying expensive stuff(drums/car stuff/guns) that total over 3k with no signs of stoping.He knows i have my share of the money for the house/wedding but he will not put any away himself(he wants to buy a house too).I can't help but think he expects me to put the whole down payment on the house.When i have talked to him about it he says he will put his share of the wedding on a c.c but what about the down payment on a house?I think now that his debt is cleared up and he has extra money some of it should go in the bank to pay for these things rather than buying expensive toys. |
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Jack the Pumpkin King
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I would be pissed at the situation. The first problem is that when you get married it is "both persons" money. Anything he is buying right now will hurt the over all finances when you are married. I have been married for 2 years, and I was really dumb when we were planning on getting married. I bought a bunch of stuff, and was mostly debt free, but habits die hard. I racked up alot of debt in our first year, and we are still paying it off. I think you are very smart for saving as much as you can, and he should as well. Credit Cards can cause alot of strain on the marriage as well as debts and expensive toys. That is really something you should work on as hard as you can before you get married. Marriage can be tough, especially with the extra worries of debt. So overall I applaud your saving, and suggest over stressing the matter to him. |
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firstythirsty
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That's a bad sign. If you are responsible with money and he is not, that's bound to become a really big problem later (namely, after you guys have been married for a while). You really might want to ask yourself some questions regarding this before you tie the knot. |
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Christian Betty
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Don't be pissed, be educated. He is showing you that he is not mature enough or responsible enough for marriage. Don't expect him to magically change over night just because he has a ring on his finger. he needs to demonstrate, in a sustained, dependable way, his maturity and responsibility BEFORE you marry him. |
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ASuiGeneris1
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It sounds as though he isn't exactly responsible where money is concerned...I doubt that will change, if you find that an important factor in a relationship, then you might want to re-assess marriage to this person.
It will likely always be a problem between the two of you.
A house is a good investment, but a wedding shouldn't be something that puts you in debt...that's silly, it's about the commitment and close friends and family sharing in that with you.
...not the pomp and circumstance.
Good Luck. |
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spadezgurl22
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then take the first step and open up a joint savings account. make an agreement to deposit x amount weekly/monthly.
you should on the road to saving for ur wedding and downpayment. |
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stefani h
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Ive been married 11 years and it doesn't get better. Just bigger toys. Its the only thing we really argue about. When I met my husband he didn't have good credit but I helped him through that. He got good credit again and started buying again. He knows he has a shopping problem. Good luck to you. |
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Judy1
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Realize this won't get better after you get married. If you're willing to pay the bills while he spends "his" money on himself, then go ahead and plan your wedding. If you aren't willing to do that, consider seriously whether he is ready to get married.
Broken or postponed engagements are hard, but not as hard as divorces, or being a single parent. |
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reality
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This is his way of living, you can't change this, just make a decision, before it's too late
Remember, man never change, if he likes expensive toys, you can't tell him not to do this, this will make him very unhappy. So it's your chose , or make him happy, or .......? Good Luck! |
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makeloans2
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He sounds immature and selfish. You should not have to pay the whole down payment amount for a house. He needs to GROW UP and act more financially responsible. And if he puts his portion of the down payment on a house on his credit card, you will BOTH be paying for that forever. Once you are married it will be even harder to get him to change his spending habits, so better set him straight now. |
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Box815
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Just wait and see how "pissed" you'll be when he does this when he's your husband.
And putting his share of the wedding expenses on a credit card is just stupid.
So, this is where you're going to be in 5 years...he'll have some great stuff (Harley, guns, three cars, etc.) but you won't have room for all of it in your apartment and you won't be able to buy a house because you don't have the down payment and he'll have $20k in credit card debt ($10k from the wedding and $10k in finance and late fees). |
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Yanswersmonitorsarenazis
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Money issues are probably the #1 cause of marital arguments, and ultimately divorce.
If you guys can't see eye to eye on finances now, you should be very cautious about continuing forward with marrying him.
His priorities are plainly, obviously, clearly not the same as yours.
Putting his share of the wedding on a credit card, while you're paying cash, is just dumb. All that means is that you have more debt when you get married. Who's going to make sure that balance gets paid off? You. Not him.
Talk to your clergyperson. Or someone who can get you into premarital counseling. This sounds like the beginning of a long, painful, expensive situation you'll ultimately end up regretting.
You shouldn't just be "pissed". You should be "one step from dumping him". If he won't go to counseling with you, you need to get rid of him. |
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Pengy
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Lets face it he does not want to get married, instead of thinking about the future with his loved one he is doing everything he can to insure that he can say I cannot afford it. He is running away the only way he can. My condolences to you who seems to have the right priorities in line. |
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