Client owes and won't answer.?

Have a contract, delivered product - I even removed design fee of $1500. I have emailed her that I accept the $500 she offered me. She owes $1,474.00 but I know I will not get it from her. This woman owns a million dollar condo and lives here four months out of the year. She owns a business up north, so...., Without the expense of ME going to court, how should I approach?

Letter #1May 23, 2004

Classy Debtor Inc
12 Owes Lane
Debt City, AP

Dear Sir/Madam:

Re: Overdue Invoice # ________ Amount: _______

We are writing this letter to call your attention to the above referenced overdue account with us. As you are aware our 'Terms of Sale' are Net 30 days and we are still anxiously awaiting your payment.

If you wish to discuss any issues please call the undersigned immediately otherwise we look forward to getting paid at the earliest.
Please ensure that payment of $________ reaches us, latest by May 30, 2004.

Thanking you for your business and anticipating a prompt response.

Yours sincerely,

Ms. P. G. Neilson
Strict Creditor Inc
12 Collector Lane
Credit City, AR

Tel: 123-456-7890
Fax: 123-765-4321
Email: ar@abcdef.com

Letter #2
May 30, 2004

Classy Debtor Inc
12 Owes Lane
Debt City, AP

Dear Sir/Madam:

Re: Second Reminder - Overdue Invoice # ________ Amount: _______

Recently your attention was called upon regarding the above referenced account via our letter dated May 23, 2004. The amount of $_________ is now considerably past due and what concerns us that to date we have not heard back from you.

We must receive payment immediately to keep your credit in good standing with us.
Please courier your payment today or alternatively send us a 'wire transfer'. The details for electronic transfer of funds are as under:
В· Bank В·_____ Transit # _____В· Account No:_____

We sincerely hope and expect that your payment be on its way so that there is no disruption to our business partnership.

Yours truly,

Ms. P. G. Neilson
Strict Creditor Inc
12 Collector Lane
Credit City, AR

Tel: 123-456-7890
Fax: 123-765-4321
Email: ar@abcdef.com

Final letter
June04, 2004

Classy Debtor Inc
12 Owes Lane
Debt City, AP

Dear Sir/Madam:

Re: FINAL NOTICE - Overdue Invoice # ________ Amount: _______

You have been given more than ample time and notices regarding your now seriously overdue debt of $_____________ with us.

We have instructed our offices to stop all supplies to your company till this account is cleared.
Your immediate attention is sought to this urgent matter.

Please understand that this is our final notice to you. However, we give you one last opportunity to clear the account by June the 14th, 2004. After this date it is our normal policy to pass-on seriously delinquently accounts to a third party collection agency or our legal counsel. This could further jeopardize you credit rating in the industry.
We trust that this will not be necessary

Once again this is our Final Notice.

Yours truly,

Ms. P. G. Neilson
Strict Creditor Inc
12 Collector Lane
Credit City, AR

Tel: 123-456-7890
Fax: 908-765-4321
Email: ar@abcdef.com

Cc: Debtor's Higher Level
CC: Collection Agency/Legal Counsel

his will let her know how serious you are.
Then hire a collection agency, or go to small claims court.

It doesn't matter if she has a million dollars or not, she ordered a service, received a service and should pay for the service. It seems like this woman just does not want to go the fair route. You are probably going to have to take her to court. Before you file a lawsuit, try sending her a certified letter (make sue that you keep a copy of the letter) of your intent to sue and see what her response is. Make sure that the letter is well written and professional. I know that you don't want to sue her but, that may be the only way for you to get the money that you are owed.

Yes. I agree about Small Claims Court. It's cheap, and no lawyers are allowed: just you and the defendant.

The cost is only about $35-50 to file, and then another $35-50 to serve her the papers. She probably won't even show up to contest it, and you will have legal precedence to file a lein on her property. The next time she pays the county property taxes, your lein will also be collected along with with it. If not, she won't be able to sell (or refinance) the property until it is paid off.

Afterwards, you can also file to have her Income Tax Refund garnished and she won't even know it's garnished until the IRS tells her just before they mail her tax refund to her.

Good luck!

Mack

Go to small claims court definately. Make sure you have proof of you emailing her more then once and making an effort to get a hold of her, it will come in handy. You might even get more then what she owes you.

take her to small claims, it should be pretty easy if you have the contract. on the other hand, if the amount owed is too large for small claims court then get a solicitor (in america that would be a lawyer) to write of a letter threatening to take to court for the outstanding amount on the contract and legal costs, chances are that she'll want to get out of the legal costs by paying up.

Take her to small claims court, and believe it or not...it's the rich people who have the most poor credit ratings. Even after you take her to court it still may be hard and more costly to enforce the civil judgment.

Good luck!

looks to me like you need to go to "small claims" court. if the product you delivered is something installed in her home.. you can put a "mechanics lien" on her condo... she won't be able to sell it until she pays off the debt she owes you.

Take her to small claims court where you don't need a lawyer and there are no legal fees. I believe you can sue for up to $5000 there. Sue her for the full amount owed and any other expenses incurred on top such as having to take the day off of work and any other administrative fees you have incurred. Make sure you bring evidence (signed contract/bills/invoices/dates of calls and copies of letters of collection etc and any applicable bank statements and receipts) with you to court.

check into putting a judgement against her credit or file a claim against what she used your products for like if it was biulding supplies to upgrade her house if she decides to sell her house then you would be paid before it can be sold.

Call someone like DOG the bounty hunter.

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