 Are the survey jobs a scam? |
| I'm a Housewife who would like to make a little extra money, Without leaving my children for long. I have seem the mystery shoppers advertised and surveys you get paid to take. Are they a scam? I... |
|
 Names for a first time beauty salon business?!? |
| I am thinking of opening my own business, a beauty salon. My marketing idea is that i have 1/3 of my shop for a males salon, becaus ethrough studying and a bit of researching a lot of men ahve said ... |
|
 I would like to open a small florist shop, but i dont now were or how to go about this i dont have capital? |
| After many years my dream would be to open a small florist, but the situation im in is somewhat difficult. I had to change my life around for personal reasons and would like to embark and a new ... |
|
 I have read your answers to "Work from home,for free data entry jobs, and the links put up has led me nowhere |
| I AM DISABLED, AND ALL DAY I HAVE BEEN READING THE LINKS THAT YA'LL RECOMMEND, AND I HAVE GOTTEN NOWHERE, THEY LEAD YOU TO OTHER SITES, THEY ASK YOU FOR MONEY, WHICH I AM NOT PAYING FOR A JOB, TH... |
|
 I am trying to come up with a novelty/nicknack's store name? |
| I have always dreamed of having my own novelty store, and I have just finished my new line of hand made nicknacks, and jewlery. I just am having a hard time coming up with a ... |
|
 Babysitting payment? |
| I'm starting babysitting and i'm trying to make a resume but i dont know what to put down for pay! I will bring a "goodie bag" That has toys, books, puppets etc I live in ... |
|
 My Website? |
I am thinking of setting a website does anybody have any ideas.
I am very good on computers
Plus I want it to be ... |
|
 Where to buy a website? |
| ok me and my friends are looking to buy a website.... like a www.______.com website. How would i do that. ... |
|
 Anyone work from home? |
| What do you do? Is it profitable?... |
|
 How do you make money without working? |
| My friend and i really, really, really, need to know.... |
|
 I am a mobile nail tech and do spray tans please help how do i get more clients? |
| i am based in cheshire and need to know how to advertise myself and get more work, but i am rubbish at that sort of thing and need some advice of how what to do.... |
|
 How much should an electrician charge? |
| im swelf employed and having trouble pricing anywhere you can get an online guide to what to charge etc or how much to charge per fixture fitting ... |
|
 Cool names for kids retail store? |
Additional Details
I really dont want to do clothings at all xcept for underwears for kids. Its like a back to school thing. Crayons, pencils, folders notebooks, school bags, pencils ... |
|
 I want to set up a t-shirt business..please help..? |
I want to set up my own t-shirt business and haven't a clue of where to start- i want to build an income for the future!!
I have my designs on paper, but instead of going to companys ... |
|
 How do i fire this employee? |
| She does a very poor job on her work, but the problem is she lives alone in a tiny apartment barely pays rent, and is pregnant living alone. How am i supposed to fire this women?... |
|
|  |
dh | How can I (22 yrs old) get a small business loan? |
I'm 22 years old with average credit. I have a $14,000 car I could use as collateral.
I would like to open up a bar and the expenses are going to run me around $150,000 - $350,000... Obviously with no track record in business other and a bachelors degree I'm going to have to figure something out in order to get this large sum of money.
Any suggestions? |
 |
 
YMY
|
A small business loan, with or without the insurance from SBA is mainly relied on your relationship with the lender you choose.
22 y.o. with $14K depleting asset is not a very good collateral.
For short, may I suggest you:
* find a wealthy partner: you do the dirty work, the hard work + your brain + your business savvy + ++ and the wealthy folk (s) put out the money; you take a minor share of the business since the risk is on your performance and the money spent.
* make sure that contract is written, witnessed, notarized that you have the first right of refusal and the option to buy in more shares for free or for a small fee if you meet or beat the performance goal.
* come up with a nice, well written, well edited but simple to the point BUSINESS PLAN *In fact must be done first*
* come up with a one page but legal binding terms Non Disclose Agreement (NDA); and investor or anyone who wants to hear what you will do must sign the NDA with witness.
* cut your hair nicely, dress up business-like, shop for people who have money burning holes in their bank pockets.
voila` : more realistic approach, doable, been there done that.
Best of luck! |
|
Doctor Deth
|
1-actually work at a bar for at least5 years including as manager
2-write a business plan
3-save every penny you can, because no one will lend you 100% for a risky business like a bar
4-take some business courses so you can convince any future investors/lenders you know what you're doing from a behind the scenes point of view regarding accounting, taxes, etc |
|
MarketStock
 |
a well established silent business partner? |
|
Zobair A
 |
find someone to Co-sign for you maybe parents or a rich friend with outstanding credit. |
|
Michael L
|
You are not going to be able to get financing from normal "banking & financing" sources. Your lack of experience and the failure rate for restaurant/bars precludes lenders from even entertaining your ideas. You need to realize that banks are adverse to risk. Your business with no experience is very risky.
Offering a $14,000 declining value asset as collateral for a $150,000-$350,000 loan shows that you have more to learn about financing. This is not meant to demean you, its just a fact.
Starting a business with no track record or experience doesn't make sense. What would make sense is working in such an environment for some time. Developing a business plan which includes proforma financials & marketing strategy will go a long way to finding financing for your project in the future. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 16 minutes(s) ago
| | | |
10 | 29 minutes(s) ago
| | | |
9 | 49 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
9 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Small Business 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
