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 What is the best type of home based business to have?
I have a disabled fiance who is unable to work, and needs my care round the clock. I am wanting to start a small home based business, so that I can support us, and also have the time to care for him ...


 What are the steps to starting a business?
you get the land then what?...


 Why can't i get any motivation?
I have just set up my own business and although when i started i had all these idea's and was very confident... 2 weeks later and a major contribution with the weather i can seem to find the ...


 MOnEy!!!!!?
What is a quick way to start earning money like u see all those stupid buy these properties and sell them to make tons which u can't actually believe it. Please no answers like leomenade stand, ...


 My Mom is 89 should she sell her business to me before she dies?
If she did not sell the business to me, if one day she got very sick and her expences were in the hundreds of thousands could they hook on to her business and make the business pay her medical ...


 City northern Canada it's called (cubic) or some thing I need the exact name to this city kindly??
...


 Getting motivated when working from home?
I work from home on IT projects. The company I work for is in another country. Sometimes it is really difficult getting motivated to work. I work alone on most of these projects so I dont have any ...


 Where and how can I get hold of very cheap secondhand books?
I'm selling books online and so far it's looking v good, I need to now source regular supplies of secondhand books at v low prices, any ideas folks?...


 I am starting a handmade jewelry business. Need a catchy name?
I make jewelry with Silver, Copper & Gold wire... I wire wrap gemstones and shells, etc. I'm pretty sure I want the name to involve the word "Wire" but want something catchy! Here ...


 How to make money on internet with little or no out of pocket expense?
I would like to know how to make money on the internet with little or no money out of pocket. I would like to make an extra $100 to $200/ day ....


 Are there any real work from home jobs? something you don't have to put a bunch of money into?
I'm a stay at home mom and I want to work from home but every website you need to put up a bunch of money first....


 I Want some income for my Studies . i have decided to work online . Any one who can give me the details plz?
...


 What is the best price to offer this ebay seller for this auction please?
I think the price is already good do you agree but what price do you think they are likely to accept bearing in mind postage costs?

Thankyou x

http://cgi.ebay.co.uk/ws...


 How can I start my own business?
I would like to start my own business but not really sure how to start it what do i do?...


 Selling on Ebay?
Ok here is the situation, I sold something for the first time on Ebay and when the buyer recieved the item she said she noticed a defect ( which was noted in the description ) and that the item did ...


 Working from home...trying to find something legit!?
I'm interested in working from home but all I have found is sites that want you to pay a fee or they're a scam all together. I went to school for medical insurance buy I have not had a job ...


 Should I open a restaurant?
I would really like to open up my own restaurant business but I’m afraid that it might not do well. I’m stuck and I’m trying to make the best decision. I don’t know if I should take the ...


 How many cans can a canner can if a canner can can cans?
...


 What is a good business to start with low start up cost?
I'm trying to start a home buisnes that will allow me to do what I love with low start up cost....


 What do you do for extra/side money? What's your hustle?
...



claziano
How can I hide money from my Wife? She's spending the money I use to operate my business- which is our future.
When we got married a little over a year ago, she decided (without asking me) that she was going to retire. Her $60k annual income is certainly missed. However, I can swing it and I'm happy to have made her life easier.

However, she has access to ALL my bank accounts. She doesn't leave me with $100 spending money. No, she's not spending it (all) on getting her hair and nails done - she IS spending it on things for around the house (most of the time) - but a lot of this money is the money I use to operate my business. I'm afraid that eventually, we're going to have everything we want - except my business. Then what? I need a way to hide money from her so that I can pay for the operating costs of my business before I, and it, go(es) broke.

What else am I supposed to do? I cannot speak sense into her. She just won't listen. I knew I wasn't marrying a "perfect person" - and that's fine. I love her for her goods and bads - but I need to use at least some of the money I earn to prosper...
                     
 




imcountryliving
Rating
You need to set up two accounts a business account that requires two signatures and a household account. If you go to a bank or financial institution they can greatly help with this. The business account will have different interest rating etc. Even thought you love her good or bad remember in this day and age there are limits to everything and you need to set them right now before 10 years go by and things are totally out of hand. You might love her now but I promise you it will slowly start to be destroyed as resentment sets in. Ask yourself do you want to risk making her unhappy now and live semi happily ever after or take the hard earned money and pay alimony each month because you are allowing her to set a style of living you will be accountable for in divorce court.


beez
Rating
Go to your bank and ask how to remove her name from your accounts. It may come to closing these accounts and opening new ones in your name only. You've definitely got a problem.


jodartha
OH MY!

I recommend all that everyone else has but you have a problem on your hands. She has the "whats mine is mine and what's yours is mine too" syndrome. Either she has no concept of what she is doing or she is on a spending spree that will destroy both of you if it keeps going. How often can someone without money spend freely for long?

Try sitting her down with a financial counselor. Try telling her exactly how you run the business and the amount of operating income you need. She obviously doesn't know how to run a company.

While it may seem nice to just sit there and watch the toilet flush, you may want to consider that just because you can handle it now, doesn't mean that you will in the near future.

Be the CEO of your company and put a handle on the spending! You know how to run your company now do it. And if she needs to spend all that money, remind her that there is a job out there to meet her spending needs. She must have forgotten that money doesn't grow on trees.

By the way, retiring without asking you...is not a good marriage decision. Marriage is thinking together for the best outcomes. Where exactly is this woman thinking about the two of you. Sounds a bit like she is thinking of number one. And it isn't you.

Run your business like a business and cut the fat.


Use my Yahoo! Avatar
Rating
seperate finances! Clearly the answer... but have a nice clear talk first... share your concerns in a loving way.


NETTA M
I didn't even read the entire question. 1- You shouldn't have to hide anything. 2- If these are business accounts she has no business touching them unless it's business related. You need to put your foot down. It sounds to me like she has WWAAYYYY too much time on her hands, and obviously doesn't care about the business. What is she doing sitting at home doing nothing anyway? How old is this woman, it makes much more sense for her to work now so that both of you can retire later. By the time you finish stressing out over her and what she's doing you'll be gry haired. Take her a** off your business accounts, give her an allowance and make her stick to it. As a wife, she should respect you more than that, and worry about your future more than that. She's selfish, and you aren't helping matters any.
This p***** me off. As a person who always supported my exhusband in his business decisions, she should think more of you!!!!


Peter_F
how did she end up having access to your business account? didn't you have a separate business account? family and business finance should not be mixed up. it makes it easier to do the tax returns as well.

You can possible use that excuse to set up another business account in your name only., then trasnfer what belongs to the business over the new account.


Get C
Rating
you need to have a seperate account just for the business. or you can have the bank say that they must have two signatures to withdraw money from a certain account. that account being the business account. or you need two signatures on a check to use that account. either way you need to tell her that she has no access to this account. that this account is for the business and only the business. its not for the home. only the account holder should be able to make transfers. but than again i dont know your whole situation about the business and what part of the business she has. but she shouldnt have retired without talking to you about it. 60k is a lot to lose.


Cabhammer
Set up two accounts. One that you run your business out of. Then another that the house runs out of. Only you should have access to the business account. You both should have access to the home account. Figure your monthly budget and transfer that amount into the home account from the business account every month. This way any extra money above budget stays controlled in the business account. You can always transfer a little more if you need to for discretionary purposes.

Since she decided to retire, she can now earn her keep by maintaining the house on the budget you set. She can further help reduce expenses by cutting coupons, looking in circulars for beneficial sales and prices and operating her other activities to the budget you set. If she doesn't like it, tactfully suggest that budgeting would not be as necessary if she were earning a steady income....


Scanless1999
set your account with a sub account
YOU CAN DO THIS
this will allow her to use only her account and not burn yours up
I do this for civil reasons just in case I was to get sued
you can move the mony around in a flash via internet
BE A MAN and take charge of your money BUDDY


mrexman
try buying savings bonds. you get double what you actually pay (a 200 dollar bond costs 100 dollars)although they dont mature for a long time you can cash them at anytime at the bank but only YOU can cash them. You dont get penalized to cash them earley and you will always get back at least the amount you put into them.AND it is a great savings op:)


hazilbabe
Rating
Babe you send your money to me i will look after it for you 'promise' I am Scottish so i spend nothing we are a mean bunch, if you are not up for that then well get a sneaky bank account and skim some of the money each month and do not tell her, if she ever finds out tell her it was for her own good. or leave her come to me in this cold freezing country and start a new business and a new life... just a thought he he


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