 How can I (22 yrs old) get a small business loan? |
I'm 22 years old with average credit. I have a $14,000 car I could use as collateral.
I would like to open up a bar and the expenses are going to run me around $150,000 - $350,000... O... |
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 Can anyone please think of a good name for an on-line hand-made jewellery business? |
| I have been making lovely beaded jewellery for twenty years and over the last few years been selling it at house parties. However I am fairly shy and am reluctant to actually physically accept money ... |
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 Making money online? |
hey ppl
what is the best way to make money online?
i have a pc and net connection and good typing skills?
:)
... |
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 What kind of small business is a good one to start? |
| This is going to be my first time doing a business. Actually, it's just my dream!... |
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 How can i earn guaranteed income online? |
| can i earn sure income on the net??????... |
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 Please!!!!!!!? |
would you trust a business that was ran by a 15 year old black male. please be honest!!!
Additional Details
would you trust my ... |
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 An employee damages company truck, what should I do? |
| I have been running a small business for five years and am trying to grow it and make it a pleasant place to work. However, I had a driver who delivers for me rip the top of the truck off. I ... |
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 Plz help!i need help? |
| what the right answers to this....(in what ways would you promote and sell our product?)... |
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 Are the survey jobs a scam? |
| I'm a Housewife who would like to make a little extra money, Without leaving my children for long. I have seem the mystery shoppers advertised and surveys you get paid to take. Are they a scam? I... |
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 Names for a first time beauty salon business?!? |
| I am thinking of opening my own business, a beauty salon. My marketing idea is that i have 1/3 of my shop for a males salon, becaus ethrough studying and a bit of researching a lot of men ahve said ... |
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| I would like to open a small florist shop, but i dont now were or how to go about this i dont have capital? |
| After many years my dream would be to open a small florist, but the situation im in is somewhat difficult. I had to change my life around for personal reasons and would like to embark and a new ... |
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 I have read your answers to "Work from home,for free data entry jobs, and the links put up has led me nowhere |
| I AM DISABLED, AND ALL DAY I HAVE BEEN READING THE LINKS THAT YA'LL RECOMMEND, AND I HAVE GOTTEN NOWHERE, THEY LEAD YOU TO OTHER SITES, THEY ASK YOU FOR MONEY, WHICH I AM NOT PAYING FOR A JOB, TH... |
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 I am trying to come up with a novelty/nicknack's store name? |
| I have always dreamed of having my own novelty store, and I have just finished my new line of hand made nicknacks, and jewlery. I just am having a hard time coming up with a ... |
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 Babysitting payment? |
| I'm starting babysitting and i'm trying to make a resume but i dont know what to put down for pay! I will bring a "goodie bag" That has toys, books, puppets etc I live in ... |
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 My Website? |
I am thinking of setting a website does anybody have any ideas.
I am very good on computers
Plus I want it to be ... |
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 Where to buy a website? |
| ok me and my friends are looking to buy a website.... like a www.______.com website. How would i do that. ... |
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KiNG⋆LATiNO | How much do you think is appropriate to save up before starting a new business? |
I just wanted to see what people thought was reasonable. Some businesses you can create from nothing IMO. And youre probably going to tell me, well what kind of business? How about just a broad general answer? I think 10k is sufficient as a ball park figure, but what do u think? |
 |
 
Drew
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You need to be able to live for about three months from the time that cash started to come it. in most cases.
At first most business owners live on very little, the less you need the better off you are, stay out of debt lower home payment ect. that way profits are real nice if they are just that profit.
Look at it this way each month you have to make a cake. would you rather have a big cake and thin icing, or a small cake with lots of icing that. if you have a thin cake and icing gets sweeter and sweeter and life is great. |
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Catspaw
 |
Two years operating expenses is standard. |
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Ren Hoek
 |
You can never have enough cash...
If you don't know what you'll need, it sounds like you need to create or revise a business plan. Plan your business like its military strategy and tactics. What are you going to sell to whom and when, where and how? Once you start answering these questions and adding up all the little incidental expenses, you will have a better idea. Most startups fail. Not to dampen your parade, but you need to be prepared for that. Its lots of work and don't plan on making big profits for several years. If you can keep your head above water, you are doing well. Drop all pre-concieved ideas about what you think about business. Be innovative. Times are changing. Follow your insticts, learn to critique your ideas and others. |
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KansasDragon
 |
I started my own business with about $150, buying a couple books, a domain name, and hosting; while I kept working at my full time Network Engineer job. I still work full time at that job, but my online business is growing all the time.
So, depending on what you're trying to accomplish, it could be little of nothing.
If you're curious, the books I bought are Rosalind Gardner's Super Affiliate Handbook, and Perry Marshall's Definitive Guide to Google Adwords. Both great books.
I wrote a short review of both of them on my blog which is listed in the source below. |
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m-t-nest
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Hot dog stand = $3000
Semicondictor factory = $1,000,000,000 |
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Nuwagaba M
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You can save little because they sucessive enterprenuers start small and keep on expanding. |
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voyagernj
 |
save up??? Depending on the business, and your own equity, you could borrow whatever you need. Or possibly get a grant. |
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Gold Miner
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I would plan for enough money to cover my fixed overheads (staff salaries, rentals, utilities, etc) for 12 months. |
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INACTIVE
 |
Who said that algebra would not be useful in the real world? The answer to your question is as simple as:
a + b x c - d = z
Now, a is your personal expenses while b is your business expenses (rent, utilities, salaries, inventory, insurance, etc). The letter for c has to indicate how many months before you reach your goal(s) for profitability. That's how much money you need. If d stands for the amount you have available to you now and the assets you have, then the result of z is the answer to how much you need to save up.
Your industry and how many employees and whether you will own or rent a building and many other factors must be answered to plug in the appropriate values for your question.
Any algebra majors out there??? |
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