I had an SBA Loan through Accion Texas in Dallas in 2006 to build my first business, I was unexperienced and they got me to sign a contract for an $18,000 loan and charged me a $2,000 fee and 36% interest rate and I was never able to get off the loan or lower the interest rate. My business closed in the first year and I had to continue making the payments, they harrased me very much for two months that I was unable to make the payments becasue I lost my job too and they did not offer any type of protection or insurance. My monthly payments was $560 and the total I paid was $32,000. Total ripp-off and taking advantage of a first time hispanic business owner. I wonder how many other people have they done this to.