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declan s | A bank paying 3percent montly on savings on 50000 what would that work at thanks? |
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Charles S
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I think what you mean is 3% per annum, paid monthly. Assuming that it's 3% net, which is likely in the UK given current interest rates, it's £1500 divided by 12, so £125 per month. |
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mummy fi
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ill take a guess its 3% annually paid monthly so 125 per month. |
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dustycat
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Hello,
The answer would be to multiply 50,000 x 3% = 1,500.00 the first then, 50,000 + 1,500 = 51,500 x 3% = 1,545.00 the next month
then 51,500 + 1,545 = 53,045 x 3% = 1,591.35 the next and so on.
Hope that helps, the question does say monthly however interest is usually calculated on an annual basis. |
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tarakia
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Well if it was paying you actually 3% a month it would be £1500 a monthly, but that is unlikely, 3% a year would be £125.00. |
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gavmel259
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50000 x 0.03 = 1500
This will give you the interest paid. |
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D R
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you would be very lucky to get 3% a month you are luck to get 6.5 a year |
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Clark Kent
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It depends how often the interest is compounded and what period of time is involved.
Also your question is not clear. Do you mean it is compounded monthly at 3% per month or do you mean at 3% per annum which would only be 3/12 of 3% per month.
If a bank paid 3% per month, that would be 36% in a year, and no bank pays anything like that.
To calculate it for one year at at 3/12 of 3% compounded monthly the formula would be [(1+.0025)^12] X 50000. That is that you raise 1.0025 to the twelfth power, and multiply it times $50000.
In excel it would be =(1.0025^12)*50000 |
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Dub_Station
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1500 per year, but that may be taxed so it could be lower |
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pieman66
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At a guess £125.00 per month, but I think the banks APR would have an effect too. |
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plaxii
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good luck finding a bank that pays 3 percent monthly.
Thje question really doesnt make all that much sense though
try wording it better an i will answer it |
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