Our return was accepted and was in processing until a week before the 26th, when I had expected it to be direct deposited. I checked online and for some reason, my refund was shown to be mailed on the 2nd, instead of being direct deposited on the 26th. I called the IRS and they said it was because I had 0 tax liability and our refund was large. Well, I am a full-time college student, we have 3 dependents, and paid over $12,000 in interest on our house this year...not to mention other deductions, so we actually got back $200 more than we paid in. Not uncommon since I know people who get a couple of thousand in earned income credit over what they pay in.

Anyways, so they said they couldn't honor our direct deposit and that they would mail our check instead. The website does say now that the check has been mailed, but this all seems so weird to me. I've never heard of them declining a direct deposit because of a large refund and 0 tax liability. Has this happened to anyone else?