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georgiarose | Bailiffs. please help!? |
Can they take my car, which is on finance, for my partners debt?
The Bailiffs came round today to collect on my partners Council Tax debt. They listed my car in the possession order. They are coming back on Friday and if we dont have the money will take the goods.
We are not married, I am not liable for Council Tax as I am a student. The car is solely in my name and he does not drive. |
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achrimsdale
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No they can't take your car for someone elses debt but they know this and they will check the registered keeper with DVLA and do HP check before trying to take it.
They probably know already thay can't take it, they are just trying to put the frighteners on you.
. |
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Stephen A
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They can take your belongings , only if you can not prove that they are yours.
As for the Car , no they can not take that as the log book proves that it belongs to you and not the person with the debt.
You or your partner , should not allowed them in , as they whould not have been able to force entry as long as the windows were kept closed , under any cicumstances
People do not understand what rights they have , and think bailiffs can do more than they are allowed to do by law , which is not a lot
Contact there office as soon as you can and say the car is yours and that the log book proves it , and that if they try to take the car , you will inform the Police that they are stealing it , They will ask to see the log book , etc but that should be the end of it |
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derbyandrew
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No, they categorically, absolutely can not take anything belonging to you to satisfy your partners debt.
If they do take your car it is theft and they will be committing a criminal offence so remind them of the fact. If you are still worried just park your car somewhere else away from the property! |
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Kirk_84
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They have absolutely no right to take your car if it is in your name.
Have all the paperwork for the car and your driving licence ready when they come and tell them that it is not his, it's yours.
Also, if your name isn't on the Rent Book, have that ready too, and have your Student Union Card to prove you are not liable to pay Council Tax.
I'd get in touch with your local Citizens Advice Bureau before Friday and see if they can help you. They may even give your boyfriend advice on debt and how to manage his money too.
Good Luck Honey! xxx |
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LISA G
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if the car is soleley in ure name then they cant touch it...if it was in ya partners name ...they could take it even tho it on hp ..and ure wud then be paying for a car she didnt have |
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Hector S
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just get the paperwork ready to prove that the car is in your name.
There are some rouge balliffs out there, so make sure that they done get the keys. if possible have a camcoda handy to film anything. |
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stanthemansmum
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Your main mistake was letting the buggers into the house! No, they cannot take something that is yours and I think you should phone them and put them straight on this matter. I think as you are still paying hire purchase on this there are implications to them taking it. I found this on a web site 'A bailiff cannot seize goods subject to a hire purchase or rental agreement (goods on credit sale can be seized because they belong to the person).,(www.debtquestions.co.uk)
Do you know anyone with a garage where you can leave the car where they cannot get hold of it? They can only take it if they can get their hands on it - and they do try it on even if it is not legal. Although this has been listed, it has been illegally listed so should not cause a problem if hidden away for your own security.
Please remember in future - never let a bailiff in. Keep windows/back doors closed so they can't climb in and never ever sign anything.
Also make sure you have a letter/paper work from your college/uni saying you are a full time student.
Also phone the council and tell them what is going on - bailiffs have to abide by their code on conduct and threatening to do something which they do not have the power to do is definitely against this code. |
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truluv exists! Mourinho Rules!
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As said before have all your paperwork ready to say your partner has no interest in the car. I would strongly advise you to move your car to another location as some bailiffs can be overly persuasive.
Get yourself down the CAB sharpish to see if your partner can get some debt advice. |
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wonderingstar
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yes & no, when they come to collect have as much proof that you can that things are on finance & if posible payment reciepts with your name on & not hers that you may have for items.
if they take it ring your car finance company immediatly & your insurers. |
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cissie s
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Have all the paperwork ready for them saying that your partner has no interest in the car -
If they left a phone number with you call them and explain.
You may also have to prove that you are not responsible for council tax.
Watching the Baliffs show on tele they pretty much can take anything in the house unless you PROVE to them that the property is owned by you and your partner or roommates name is not on any of the papers of ownership.
Get in touch with CAB they may be able to help you |
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baha_smokey
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Unfortunately anyone over the age of 16 pays council taxes..I as a visitor was taxed and had to fight it in court and I still didn't win...They apparently consider you as a common-law couple,so yes they can... |
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