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Additional Details
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Dreadnought | Crash on UK roundabout, who is liable? |
I was crossing a roundabout in a hire car (in the UK) no one was to my right & I could see a vehicle to my left had stopped, I then went to cross the roundabout & the vehicle to my left had pulled out. I swerved round the roundabout to try & avoid him, but he still managed to smash in to the side of the car. All my airbags went off & my GF was injured.
The hire car company are now saying I have to pay the £700 excess because (apparently) the insurance companies have decided it's a 50/50 accident. I've told them I want letters from both insurance companies stating I am part liable. That's how far it's gone for now.
But even if the insurance companies state that I am part liable, I don't want to pay a penny for some idiot smashing in to the side of me, would I have to go to court?
Some advice on what to do next would be greatly appreciated
Additional Details
The only witnesses to come forward are myself my GF & the third party from the other vehicle. & although their are no other witnesses, I would have thought the damage to the two vehicles would have spoken for itself. I can't understand how any Insurance company would just roll over so easily, when it seems a straight forward case |
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Max Hoopla
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This has nothing to do with taxes. Post the question in a different forum. |
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Nick W
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If you signed to say you would pay the excess you are obligated whoever caused the accident. Excesses have to be paid on either side in all cases. Always make sure you read the fine print and ensure the police attend the scene. They have to attend if there is an injury and even a sore pinkie is a reason to get them involved. If the police decided there was evidence to prosecute the other driver the judge can be petitioned to order the other driver to make good on your losses. But you would have to demonstrate you had paid the £700
You may be able to sue the other driver yourself but if the insurance legal teams couldn't do better for themselves than 50/50 I doubt you could. There won't be a reason to go to court because they have already agreed on liability. Your words against his doesn't give them anything to get their teeth into. That's why they aren't fighting. |
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