Housing and Council Tax Beniffits are sending around Baliffs if I do not pay ВЈ1000 were can I get a loan?

My Benifits were stopped for 1 week last year and I filled in an Automatic Reclaim Form thinking, as I was not informed otherwise, that I did not need to reapply for Housing/Council Tax Bennifits and now I am being stung for the ВЈ1000+. i AM IN RECIEPT OF ABOUT ВЈ60.50 p.w. I haven't any family that can loan me that sort of money and, as I've two dogs and some ver personal items that either relate to my late father or to my three children that are in foster care or have been adopted I do not want to lose them. I am pannicking and as do not want to become homeless.

stop panicking

Go to your local CAB on Monday morning

Are you saying your Income Support stopped and as a result your Housing Benefit stopped as well? If so this is simply wrong. HB can be SUSPENDED if there is a question over your entitlement - IS will notify them you are not getting paid anymore, HB SUSPEND your claim and then must ask you questions to establish your entitlement, they can't simply end your claim just because IS has stopped. Go to CAB and get help with an 'anytime review' of your HB on the basis that you have had a continuous claim. They will say no, but appeal this. While under appeal they can not carry out any recovery action.

HB have also got to show that you were correctly notified taht your claim was ended, which presumably the haven't as if they had you would have made a new claim. No proper notification then it is not recoverable.

If you loose your appeal (which you wont if properly represented) ...The worst that can happen in such circumstances (because you are on IS) is that the council agree to Direct deductions from your IS of 3.70 per week toward the arrears. Bailiff action will be suspended during the period when you are appealing and can not be reinstated if you ask for these direct deductions.

Action on arrears for people on IS is restricted in law

You need assistance with this see a welfare Rights Adviser free of charge at yor local CAB who can assist and fully advise on all the technicalities. Do not worry you are not going to loose your home or your possessions.

here's what the law says, (did they do it?)

WhereвЂ”
(a) payment of a claimant's housing benefit is suspended;

(b) his benefit period comes to an end whilst the suspension is in force, and

(c) no further claim for housing benefit has been received by the appropriate authority before the end of the benefit period,

the appropriate authority shall invite the claimant to make a further claim for benefit and any claim made within 4 weeks of the end of the benefit period shall have effect immediately after the end of that benefit period.

what you need to do is first thing on Monday go to the CAB and ask them what you can do they will help you get a payment plan or even get it quashed as if you are on benefits you can not be held accountable for their mistakes

I don't quite understand because the council should have been sending you council tax bills and, if you are a council tenant, rent statements, so you should have noticed that your housing and council tax benefit had been stopped from the amount they were asking you to pay. In any case, even if they didn't, you need to contact the council as soon as possible to arrange the repayment. If you are on benefits they can only deduct a certain proportion of your money every week for it, probably something around ВЈ9. Don't panic. If you find the housing benefit department unhelpful you could go to one of your local councillor's surgeries, I did this recently as my housing benefit department kept making mistakes and misinforming me and she put me in touch straightaway with someone more senior in the department who sorted it out.

You are not being "stung" you are being asked to do what the rest of us do, that is to pay your bills.

Councils don't wait until people owe ВЈ1,000 and then senfdin the baillifs. They send constant reminder letters over a period of months.

You have ignored all those letters, now it is time to pay your bills.

if the bailifs do come dont panic the first thing they will do is arrange a payment method for you
you will pay them and not the council , the payment plan will be agreed by both parties and should work out
DONT PANIC
the last thing they want to do is take goods that is a last resort and as much of a pain for them as it is for you
everything will be ok

go to the council face to face and explain what has happened, they should be able to help set up a re paymant plan and stop the proceeding against you

The bailiff might have a few bob.

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