momzadork
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They are misleading you 2-3 days means you'll be getting a RAL. IRS doesn't work that fast. You'll have the prep fees to pay and a bank fee to pay. Your refund would be direct dep minus the fees which are alot. And anyways the IRS won't be accepting til tomorrow evening so it would most lilkely take 4 days. Your better off doing e-file with direct dep. being that it's early in the season it shouldn't take long at all. |
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tman
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Most likely an advance from the guys doing your taxes. Are they charging you some outrageous fee for getting this done for you? That's the same as interest on a loan.
Unless you are desperate I would stick by the old saying..."if it's too good to be true...." |
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Michael R
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It wouldn't be money from the IRS that's for sure. Most e-files take a few weeks to show up in your account. Paper files take a little bit longer.
Double check with them. Make sure it's not a loan that you have to pay interest on! |
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Boom Chiki Bomb Bomb
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it will be a RAL or advanced RAL, I'm assuming you qualify. Keep in mind that you will be charged for this by the bank, it may not be worth it. If you file tomorrow you will have you're refund by the end of the month...about 2 weeks... You could just wait for that if it's no hurry. |
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Wayne Z
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That is a RAL.
The IRS takes 8-15 days do a standard direct deposit. If your return is accepted by the IRS on the 11th, the earliest that you could have a IRS direct deposit is the 25th.
They are trying to sell you a RAL (because they make more money doing so) without you knowing that you are getting a RAL. |
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j-man
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To have your money in 24-48 hours is what a RAL promises. An e-filed return with direct deposit will have your money to you in 8-15 days.
The IRS pays direct deposits on Fridays. So if you filed on January 11, you could expect to have your money from the IRS on January 25.
The IRS will NEVER have your refund delivered to you in 48 hours.
Last year, our RAL customers were charged $49.95 + 2.75% of the refund amount for a RAL (those are the fees charged by the bank and software company). If you are getting $2,000 back, then you will pay an extra $104.95 on top of your tax prep fees. This assumes that the prices have not gone up and the tax preparers are not charging you over an above what I just quoted you.
If you can wait 2 weeks, you can get back an extra $100+. |
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Judy1
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It would be an RAL, and those cost a fortune.
If you efile with the IRS without an RAL, your direct deposit of your refund would be Jan 25. |
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Mrs Apple
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I believe that company is lending you the money ahead of time. After you've received your refund, you'll have to pay them back plus a fee. This is how these company make their money. |
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sandra k
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It most likely will be RAL
why don't you just go to one of the tax experts online, and then you can save some money from the outrageous fee you will be paying for a RAL and get your money from the IRS in about 2 weeks... if you e-file with direct deposit.
Most online tax preparers are free to file and minimum charge for e-file Fed and State returns.
try: TaxAct.com
good service and very reasonable fee like 9.95. |
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wartz
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It will be a RAL. STOP! Don't even look for a refund anticipation loan. It is about the worst deal you can find and just made for suckers. Save a bunch of money by efiling and having direct deposit of your refund in about two weeks. |
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bobby d
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I doubt it. It sounds like a loan. Two days is way too quick for the IRS to process the info. |
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