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... |
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Robin W | What does it mean when someone wants to put a lien on your property? |
I am trying to sell my trailer and have a buyer but have not seen any money yet, they said they want the deed in order to put it in their name but to put a leen on my trailer. I have no idea what it is or what to do. |
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Auntie Mame
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Don't not give them the deed until you have the money in hand. The problem could be that they need a loan to buy your property and, of course, the leader wants some security. No problem at all. This is called a closing. It happens all the time. You both make arrangements to meet together at the leader's office who handles the whole thing. You sign the deed, the lender gives you your money. The lender puts a lien on the propriety right after it records the deed. If your are the least bit uneasy about this procedure, hire your own lawyer (a few hundred dollars) to handle it for you. Just add his estimated charge to the price. Tell the buyer it is just HIS extra cost for not having the cash on hand. |
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Joey m
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Your not clear with your question. Keep it simple ... sell your trailer for cash, give a receipt and sign over the deed after you've been paid. It sounds like someone is trying to scam you. |
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Judy1
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No. When they pay you, either from their own funds, or through getting a loan, then you will "close" - the money will be turned over to you, and the deed will be turned over to them and put in their name. Until then, they don't get their name on the deed or have any rights to your trailer.
A lien is what their lender puts on the property when they lend them the money, and then the property can't be sold until their loan is paid off. |
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amazingly intelligent
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You don't hand over the deed until you are PAID IN FULL. A lien means you have a debt that you didn't pay and the person, or business to which you owe the debt can place a lien against the property you own. If and when you sell the property, the lien-holder gets their money first.
These people sound like SCAM artists. Get a realtor to help you with the sale of your trailer. |
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Just wanna be alone
 |
DON'T DO IT. A Lien basically means an agreement between two parties - if you don't keep your end of the agreement, they get the trailer. |
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Mad
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dont know |
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Scott K
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Are you selling a parcel of land with a mobile home on it? A lien is a recorded document that restricts the sale or attachment of a piece of property. The problem with a mobile home is that it isn't really "real" property, it's "personal property" and is susceptible to removal. The lien protects someone from removing the mobile home and selling it elsewhere. There might be a way (as in Washington State) where you can have the mobile converted to real property. Since you've said you have already sold the property, you should probably consult an attorney. I wouldn't grant anything until I had some money in my pocket. |
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MukatA
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The buyer wants to get a loan and put your trailer as security.
Here is from wikipedia:
In law, a lien is a form of security interest granted over an item of property to secure the payment of a debt or performance of some other obligation. The owner of the property, who grants the lien, is referred to as the lienor and the person who has the benefit of the lien is referred to as the lienee.
In the United States, the term lien generally refers to a wide range of encumbrances and would include other forms of mortgage or charge. In the U.S., a lien characteristically refers to non-possessory security interests. |
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